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ANALISIS KEBIJAKAN PENDANAAN PT BANK DANAMON INDONESIA, TBK DAN ANAK PERUSAHAAN FRISKA ARTARIA SITANGGANG
Jurnal Manajemen Terapan dan Keuangan Vol. 5 No. 2 (2016): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v5i2.3266

Abstract

The title of this research “ funding policy analysis of PT Bank Danamon Indonesia, Tbk and subsidiaries”.  The main objective of this study was to analyze the description of the funding policy at PT Bank Danamon Indonesia, Tbk and subsidiaries, and to know whether the finance post which contributes more dominant in the published financial statement of the bank against its funding policy. The research methods used in this research is the study of literature and secondary data. Based on the financial information presented in the annual financial statement of banks in this case common size analysis and time series analysis of comparative ratios; leverage ratio, the value of firm, and profitability, and perform calculations on the weighted average cost of capital (wacc) at the bank. The results showed that the description of the funding policy of PT Bank Danamon Indonesia, Tbk and subsidiaries for the period 2011-2015, is more dominated by the use of debt but equity will remain a source of funding in their businness activities. During the period of the study note that the policy of optimal capital structure that in 2012 it was supported by the data shown consistent with the theory that underlies this study where indicated by the condition of capital structure, the Bank was able to increase its value of firm, lower cost of capital, and improve profitability.
Analisis Literasi Kewirausahaan Mahasiswa Sekolah Tinggi Ilmu Ekonomi Jambi Prayetno Agustinus Sitanggang; Henky Setiadi; Friska Artaria Sitanggang
Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13, No 2 (2022): November
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/eksis.v13i2.312

Abstract

This study aims to analyze literacy entrepreneurship of students college. The respondens in this research is Students of Sekolah Tinggi Ilmu Ekonomi Jambi (STIE Jambi), sample was taken by purposive sampling techniques with number of samples in this study amounted to 100 respondents. The research method used a survey method through questionnaires distributed to STIE Jambi students who became research respondents. The instrument used to measure the entrepreneurship literacy Student is a questionnaire with questions consisting of several indicators, namely: basic knowledge of entrepreneurship, knowledge of business ideas and opportunities, and knowledge of business aspects. This research uses quantitative methods with descriptive research types. The data used is primary data obtained through a questionnaire on a likert scale. The results indicated that entrepreneurship literacy students of STIE Jambi were all in the categories of excellent, namely with the value of the amount percentage 82% for indicators of basic entrepreneurship knowledge, 81% for indicators of knowledge of ideas and business opportunities, and 83% for average indicators of knowledge about business aspects.
Literasi Manajemen Teknologi Melalui Pengembangan Marketplace pada Usaha Sparepart Personal Computer Second Jambi Prayetno Agustinus Sitanggang; Friska Artaria Sitanggang; Jonner Simarmata; Christi Maharaja
Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat Vol. 2 No. 3 (2025): Juli : Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/bersama.v2i3.1860

Abstract

This Community Service activity aims to enhance technology management literacy among small business owners of second-hand computer PC spare parts through training and mentoring in the use of the Shopee marketplace. Shopee was chosen as the digital marketing platform because it is one of the largest and most widely accessed marketplaces in Indonesia. Many micro-entrepreneurs still lack comprehensive knowledge of digital strategies, including online store management, product display, and promotional features on Shopee. Therefore, this program is designed to equip participants with practical knowledge and skills to fully utilize Shopee. The implementation method includes needs identification, digital literacy training, hands-on workshops, and intensive mentoring. Evaluation is conducted to measure the participants’ competence in independently managing a marketplace-based business in a sustainable manner.
Pelatihan Manajemen Keuangan dan Pentingnya Pengelolaan Transaksi Keuangan pada Usaha Sparepart PC Second Jambi Friska Artaria Sitanggang; Prayetno Agustinus Sitanggang; Henky Setiadi; Erny Melina; Jonner Simarmata; Christi Maharaja
Harmoni Sosial : Jurnal Pengabdian dan Solidaritas Masyarakat Vol. 3 No. 3 (2026): Juli: Harmoni Sosial : Jurnal Pengabdian dan Solidaritas Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/harmoni.v3i3.3365

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting national economic growth; however, many still face challenges in financial management practices. One of the primary issues identified in the Second Personal Computer (PC) Spare Parts business in Jambi City is the lack of systematic financial transaction recording, ineffective cash flow management, inadequate preparation of basic financial statements, and limited utilization of digital financial applications. These conditions make it difficult for business owners to monitor financial performance, evaluate business activities, and make appropriate managerial decisions. This community service program aimed to enhance the knowledge and skills of business owners in implementing effective and efficient financial management through both manual and digital financial recording practices. The implementation methods included preliminary observation, needs assessment, training sessions, practical exercises, mentoring, and interactive discussions. The training materials covered the fundamentals of financial management, transaction recording, cash flow management, preparation of basic financial statements, and the use of digital financial applications to support business operations. Program evaluation was conducted by observing participants' competencies before and after the activities. The results demonstrated significant improvements in participants' understanding of systematic financial management, their ability to record financial transactions and prepare basic financial reports, as well as increased awareness of utilizing digital financial applications to improve business performance. This program is expected to strengthen financial governance, improve the quality of managerial decision-making, and support the long-term sustainability and competitiveness of MSMEs.