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Hidayat, Deden
STAI La Tansa Mashiro
Religion Economics, Econometrics & Finance Education

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TINJAUAN AKAD MUDHARABAH TERHADAP MAPARO KAMBING (Study Kasus Di Desa Sajira) Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 4 No 2 (2021): DESEMBER 2021
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v4i2.486

Abstract

Di Desa Sajira ada beberapa kegiatan kerja sama maparo kambing, dibuat oleh para investor yang memberikan modal dalam bentuk kambing kepada pengelola, sedangkan pengelola berkewajiban memelihara kambing dengan sebaik-baiknya, dengan bentuk kolaborasi yang telah telah disepakati. Praktek kerja sama maparo kambing di Desa Sajira adalah bentuk kerja sama bisnis antara investor dan pengelola ternak kambing dengan perjanjian bagi hasil dengan induk yang melahirkan anak kambing dan pembagian keuntungan dalam bentuk anak kambing muda yang lahir atau dalam bentuk uang hasil penjualan kambing. Analisis kontrak kerjasama bagi hasil terhadap kerjasama maparo kambing di Desa Sajira, pada prkatiknya kerjasama tersebut bersifat valid karena telah memenuhi syarat sah dan rukun kontrak kerjasama akad mudharabah, meski tidak tertulis. Karena tulisan berupa kesepakatan perjanjian bukan merupakan syarat sah dan rukun dari akad kerjasama mudharabah.Kata Kunci : Kerjasama, Investor, Mudharabah
DAMPAK USAHA MIKRO KECIL MENENGAH DOMPET MAS DI MASA PANDEMI COVID 19 (Penelitian Kualitatif Deskriptif di Lebak, Banten) Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 1 (2022): JUNI 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i1.667

Abstract

Developments in the era of globalization are very dependent on the economic sector as a measure of success carried out by the government. The role of the community in national development, especially in economic development, is Micro, Small and Medium Enterprises (MSMEs). The position of MSMEs in the national economy has an important and strategic role. This condition is very possible because the existence of MSMEs is quite dominant in the Indonesian economy. MSMEs after the economic crisis continued to increase from year to year. This also proves that MSMEs are able to survive in the midst of an economic crisis. MSMEs are also proven to absorb a larger workforce in the national economy. With the number of workers absorbed, the MSME sector is able to increase people's income. Thus, MSMEs are considered to have a strategic role in reducing unemployment and poverty. For the contribution and role of MSMEs, it is important for the government to continue to support MSMEs through strengthening so that their role as pillars in building the nation's economy can run optimally.Keyword : Micro, Small and medium, enterprises Gold Wallet, Covid-19 Pandemic
ANALISIS BANK SYARIAH MENURUT PERSEPSI MASYARAKAT KECAMATAN CIBADAK Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.754

Abstract

Masyarakat Kecamatan Cibadak dengan mayoritas beragama Islam masih banyak diantara masyarakat yang tidak tahu mengenai bank syariah, dengan semua prinsip-prinsip yang sesuai dengan Al-qur’an dan Hadist. banyak dari masyarakat yang tidak memakai bank syariah. yang disebabkan oleh kurangnya pengetahuan masyarakat terhadap bank syariah dan kurangnya sosialisasi dari pihak bank syariah terhadap lingkungan masyarakat. Sehingga banyak masyarakat Kecamatan Cibadak yang beranggapan bahwa bank syariah dan bank konvensional sama tidak ada yang membedakan diantara keduanya karena masih memakai bunga. Adapun rumusan masalah dalam penelitian ini adalah bagaimana persepsi masyarakat terhadap bank syariah di Kecamatan Cibadak dan bagaimana literasi masyarakat terrhadap produk dan jasa perbankan syariah di Kecamatan Cibadak. tujuan penelitian ini untuk mengetahui persepsi masyarakat terhadap bank syariah di Kecamatan Cibadak dan untuk mengetahui literasi masyarakat terhadap produk dan jasa perbankan syariah di Kecamatan Cibadak. Metode yang digunakan yaitu  metode penelitian kualitatif dengan pendekatan fenomenologi. Sumber data yang digunakan yaitu sumber data primer dan sumber data sekunder. Teknik pengumpulan data yang digunakan yaitu observasi, wawancara, dokumentasi, dan studi pustaka. Teknik analisis data yang digunakan yaitu teknik analisis Miles dan Huberman, yaitu reduksi data, penyajian data, dan penarikan kesimpulan dan verifikasi. Hasil penelitian menunjukan bahwa ada masyarakat yang sudah mengetahui bank syariah tetapi mereka hanya mengetahui namanya saja dan berpendapat bahwa bank syariah ini memakai prinsip bagi hasil dan bebas bunga serta bank syariah ini baik untuk pertumbuhan ekonomi umat. Namun ada juga masyarakat yang belum mengetahui apa itu bank syariah. untuk itu banyak persepsi dari masyarakat tentang bank syariah bahwa bank syariah itu sama saja dengan bank lainnya, Tetapi pada dasarnya bank syariah ini tidak memakai sistem bunga tetapi memakai sistem margin (keuntungan). Adapun literasi masyarakat Kecamatan Cibadak terhadap produk dan jasa perbank syariah masih kurang. Karena banyak diantara masyarakat yang tidak mengetahui produk dan jasa yang ada di bank sayriah. Untuk itu masyarakat mengharapkan adanya sosialisasi dari pihak bank syariah kepada masyarakat untuk memberikan pengetahuan tentang bank syariah dan produk dan jasa perbankan syariah.Kata kunci:  Persepsi, Masyarakat, Bank Syariah
Analisis Konsep Utang Menurut Perspektif Ekonomi Syari’ah Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.900

Abstract

Debt is a common thing that happens among people. Someone can be in debt for various reasons. Both to meet basic needs (dhorury) or other needs that are hajiyah (secondary) in nature such as housing, clothing to cover the genitals and tahsiniyat (complementary) needs such as cars, motorcycles, cellphones, watches and others. Islamic Shari'ah allows adherents to be in debt, provided that the debt is paid at a later date. Don't forget, delay payments or even deliberately owe with the intention of not paying. This act is very despicable, because it includes acts of tyranny, consuming other people's property without rightsKeyword: Debt, Shari'a,  Economy
Dampak Destinasi Wisata Halal Terhadap Pemanfaatan Potensi Ekonomi Kreatif Bagi Masyarakat Di Gunung Luhur Negeri Di Atas Awan Deden Hidayat; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.957

Abstract

Determining the potential of the economic sector in regional development is important as an effort to allocate available resources appropriately. The potential growth of the economic sector in an area is believed to encourage the growth and development of other economic sectors in the local area and the economy of the surrounding area. The research uses descriptive qualitative methods to explain existing phenomena with developed economic potential. The results of research and field observations in the economic field of this study produce data on the economic field and the income generated either in the tourism sector or sectors outside of tourism. Like a gold mine of trade outside the country's tourist destinations above the clouds and agriculture. Community income from the tourism sector has a component of 33% and outside the tourism sector has a higher level of 67%. This result is in accordance with the geographical and cultural location of the community in which 90% of their livelihood is farming. For them, income outside of farming is just an addition, not a main source of livelihood. Judging from the income obtained by K1 as much as 13% in the tourism sector and 30% outside the tourism sector. Then K2 in the tourism sector as much as 12% and outside the tourism sector as much as 17%. In K3 8% and 20% in the non-tourism sector. So it can be concluded that the level of utilization of the creative economy sector can be utilized even though it is not maximized.Keywords: Halal Tourism, Economic Potential, Income, Community
Pengaruh Konsep Menabung Dengan Sistem Lumbung Padi Terhadap Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Islam Di Desa Citorek budiman budiman; Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 4 No 1 (2021): JUNI 2021
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v4i1.964

Abstract

In general, Wewengkon Citorek is surrounded by mountains and resembles a valley, with its strategic location on flat and wide land surrounded by high mountains. The majority of the community's livelihood is farming (not farm labor). To fulfill the needs of life, both clothing and food, the community generally relies on agricultural products, especially agriculture in the field of rice (sawah) which is only harvested for one year. In addition, there are also people who work in trade or other economic activities. Until now, rice as an agricultural product is the main priority for the life of the Citorek community and is a superior commodity. From the above, it can be concluded that the level of economic capability of the community can be divided into three phases, namely 30% of the community is well-off, 40% of the community is moderately well-off, less well-off and below the poverty line reaches 30%. This is due to the unavailability of jobs that can open up the community's economic path. The discussion in this research can be formulated as follows: How is the saving system with rice barns done by the middle citorek community and how much influence it has on the welfare of the community. This research aims to find out the system of saving rice barns in the village of Central Citorek and the extent of its influence on community welfare. It is seen from the opinion that is stored in the barn. The data used in this study are primary data obtained from direct research results by means of intervew. Then the data that has been obtained is processed using SPSS.16.00. and the analysis used is simple regression analysis with the Ordinary Least Square (OLS) method. From the results of the analysis and processing of Spss.16.00, it is concluded that the system of saving with rice granaries on the welfare of the community has a very high relationship, namely, 0.994 is above 0.90 and this is in accordance with 66% of the people of Citorek Tengah Village out of 100% are farmers. and the effect of saving with rice granaries affects welfare up to 98.8% and the other 1.2% is influenced by variables outside the study, namely traders, services and craftsmen. thus it can be seen how much influence saving with the rice granary system on community welfare. Keywords: Saving, Management, Lumpung Padi, Welfare 
TINJAUAN FIKIH MUAMALAH TERHADAP PRAKTIK SHORT SELLING DAN MARGIN TRADING DI PASAR MODAL KONVENSIONAL SEBAGAI REFLEKSI PENGUATAN PASAR MODAL SYARIAH Budiman Budiman; Deden Hidayat; Yayah Rukhayah; Amelia
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 9 No 1 (2026): JUNI 2026
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v9i1.1714

Abstract

Short selling and margin trading enhance liquidity in conventional markets but trigger volatility and disadvantage retail investors. This study critically analyzes their operational mechanisms from contemporary Fiqh Muamalah perspectives to strengthen Indonesia's Shariah Online Trading System (SOTS) architecture. Using a descriptive-qualitative method with a legal-normative approach, secondary data from DSN-MUI fatwas, OJK regulations, and Islamic jurisprudence were analyzed via content and comparative techniques. The results indicate that short selling features structural Sharia flaws, categorized as bai' al-ma'dum and violating qabdh, which introduces gharar and maysir. Meanwhile, margin trading constitutes riba al-qardh due to commercial interest on leverage. Conclusively, these prohibitions are effectively integrated into SOTS through systemic barriers: automatically rejecting zero-balance short sales and enforcing a Cash Advanced Market. This offers crucial insights for regulators designing resilient Islamic capital market roadmaps.
Optimalisasi Ekonomi Kreatif Dalam Meningkatkan Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Syariah Deden Hidayat; Maskur Maskur; Puri Rohmatulloh
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.998

Abstract

The creative economy is one of the new economic concepts that intensifies information and creativity as well as human resources (HR) as the most important factors of production. Products produced from the creative economy are products that have characteristics, are unique, and are different from others. Products from the creative economy can also be a development of existing products. The problems raised in this study are How to optimize the Creative Economy in Bojong Menteng Village, How Creative Economy activities in Bojong Menteng Village can improve people's welfare, What are the obstacles to Creative Economy in improving welfare. The purpose of the study was to find out how to optimize the creative economy in Bojong Menteng Village. To find out how creative economy activities in Bojong menteng village improve the welfare of the community. This research is a qualitative research with a case study approach that aims to determine the creative economy in the welfare of the people in Bojong Menteng Village, Leuwidamar District, Lebak Regency. Techniques for data collection, the data used is the method of observation, interviews, documentation. And literature study. The results of the study showed that optimizing the creative economy in the welfare of the people in Bojong Menteng Village developed quite well because it could provide job opportunities for the community's economy. After the creative economy has increased little by little and has changed, although not significantly, it has been able to improve the welfare of the community through employment opportunities so that it can improve people's welfare, and reduce the number of unemployed.Keyword : Creative economy, Community welfare
AT ANALISIS TEKNIK KEMITRAAN DALAM MENINGKATKAN KEPERCAYAAN MASYARKAT UNTUK ZAKAT, INFAK DAN SEDEKAH PADA LEMBAGA AMIL ZAKAT: ANALISIS TEKNIK KEMITRAAN DALAM MENINGKATKAN KEPERCAYAAN MASYARKAT UNTUK ZAKAT, INFAK DAN SEDEKAH PADA LEMBAGA AMIL ZAKAT Ahmad Latif; Budiman; Deden Hidayat; Setyabudi Daryono
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 7 No 1 (2024): JUNI 2024
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v7i1.1045

Abstract

The phenomenon that occurs in the institution is a symptom that can be observed, the establishment of an amil zakat institution in the midst of the community is a positive thing and helps the community in distributing zakat funds, infak and alms to the community around the hususnya mustahik (beneficiaries). By using techniques that have been prepared by the institution. technique is an effort or way to achieve an organizational goal by setting a goal long-term and allocate the necessary resources and pay attention to all possibilities that occur and prepare for all the potential that exists, therefore the author analyzes fundraising with partnership techniques that become the author's title in an effort to increase muzzaki trust in order to increase public interest in LAZ Harfa (amil zakat harapan dhuafa institution). In this study, the author has objectives, including to analyze the application of fundraising with the LAZ Harfa partnership technique and to find out the increase in public trust and interest in zakat, infak and alms in the amil zakat institution (LAZ Harfa). The research methodology used in this study is to use a qualitative approach to school action. Then from the data and data sources that have been obtained using observation techniques, observations, interviews and documentation are analyzed in depth by prioritizing the case material findings. Furthermore, from the findings material to find out the questions that exist in the background of the problem. The results of his research are, (1) the application of partnership technology applied based on ritail from personal, MSMEs, health, majlis ta'lim, schools / campuses and communities. (2) The increase in public trust has proven to increase from 2018 there were 728 partners who joined, in 2021 the partners who joined increased to as many as 3292 partners with a percentage of 85.4% which is also proven in the increase in ZIS funds collected in 2018 amounting to Rp 1,236,319,371. and experienced a significant increase in 2021 of 83.5% with a total set of Rp.2,269,504,006, it is proven that with the partnership technique applied by LAZ Harfa, it is very influential on increasing public trust for zakat, infak and alms in institutions. Keywords: Partnership Technique, Trust, Zakat, Amil Zakat Institution
Co-Authors Ahmad Latif Amelia Budiman Budiman Budiman Maskur, Maskur Puri Rohmatulloh Setyabudi Daryono Yayah Rukhayah