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All Journal Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Kajian Ekonomi dan Pembangunan JDEP (Jurnal Dinamika Ekonomi Pembangunan) Veteran Economics, Management & Accounting Review Journal of Development Economic and Digitalization
Vidriza, Ullya
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Peran Perkembangan Sektor Keuangan terhadap Industrialisasi di Indonesia Putra, Hari Setia; Sa’bani, Shaghi Ratu; Ananda, Syifa; Vidriza, Ullya
JDEP (Jurnal Dinamika Ekonomi Pembangunan) Vol. 4 No. 2 (2021): JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jdep.v4i2.308

Abstract

The aim of this research is to analyze the impact of financial development in industrialization in Indonesia for the period 1990 to 2019 using time series data. The data used are ratio of broad money to GDP, ratio of domestic credit to private sector to GDP, and interest rate spread. The results of the pairwise granger causality test in the VECM analysis phase prove that there is a one-way relationship beetwen domestic credit to private sector ratio with broad money ratio and broad money ratio with interest spread rate. Meanwhile, the interest spread rate and domestic credit to private sector ratio have a two-way relationship. Impulse response results show that the industry value added ratio responds most to interest spread rate shocks compared to other variables. Variance decomposition results show that the contribution given by interest spread rate to the industry value added ratio is relatively the largest compared to the contribution given by broad money ratio and domestic credit to private sector ratio.
Analisis Minat Anggota Untuk Melakukan Pembiayaan Secara Syariah di Koperasi Sulit Air Sepakat (SAS) Putra, Hari Setia; Vidriza, Ullya
Veteran Economics, Management, & Accounting Review Vol 1 No 1 (2022)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v1i1.5421

Abstract

The purpose of this study is to find out the factors that become members' interest in sharia financing at Koperasi Sulit Air Sepakat (SAS) Padang City. In understanding the phenomena that occur with the research subject, it is done by giving a questionnaire containing questions as a research instrument and a total of 68 people who are respondents in this study. From this study it was found that the regulatory policies applied, halal principles, profit sharing systems and trustworthiness had a significant effect in increasing members' interest in sharia financing at SAS Padang City, but the lack of information and services and promotions carried out were not considered optimal so that this made the interest of members reduced to carry out financing in the cooperative. What can be recommended in this study is that the Koperasi SAS Padang City should be able to provide regular socialization so that members get more information regarding the administrative process, services and products offered in financing using the concept of sharia. Because this is really needed by members in the hope that member interest in sharia financing will increase
ANALISIS DETERMINAN PENDAPATAN PELAKU USAHA E-COMMERCE PADA SELURUH PROVINSI DI INDONESIA Az-zahwa, Salma; Vidriza, Ullya
Journal of Development Economics and Digitalization Vol 3 No 2 (2024): JDED, August 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/jded.v3i2.8976

Abstract

Penelitian dilakukan guna mengkaji faktor yang memberi pengaruh pada pendapatan pengusaha E-commerce di seluruh provinsi Indonesia. E-commerce telah menjadi komponen vital dalam ekonomi global, serta Indonesia menjadi salah satu negara yang mengalami pertumbuhan signifikan dalam sektor ini. Meski demikian, belum ada pemahaman yang menyeluruh mengenai faktor apa saja yang mempengaruhi pendapatan mereka. Metode analisis statistik digunakan dalam penelitian guna mengidentifikasi faktor utama yang memberi pengaruh pada pendapatan pengusaha E-commerce setiap provinsi. Data yang digunakan berasal dari sumber yang kredibel, meliputi informasi tentang pendapatan, infrastruktur E- commerce, demografi, dan faktor ekonomi lainnya. Tujuan utama dari penelitian adalah untuk memberi pemahaman lebih mendalam terkait faktor yang memengaruhi pendapatan pengusaha E-commerce di Indonesia dan implikasinya terhadap strategi bisnis dan kebijakan ekonomi di masa depan. Dalam penelitian ini, metode analisis data panel digunakan yang menggabungkan data time series dan data cross section. Model terbaik yang digunakan adalah Fixed Effect Model (FEM). Hasil analisis menunjukkan bahwa infrastruktur dan Angka Partisipasi Kasar Perguruan Tinggi memiliki pengaruh yang signifikan baik secara simultan maupun parsial terhadap pendapatan pengusaha E-commerce. Kata Kunci: Pendapatan Pelaku Usaha E-commerce, Infrastruktur, Angka Partisipasi Kasar Perguruan Tinggi, Proporsi Keterampilan Teknologi Informasi dan Komputer. This research is conducted to examine the factors influencing the income of E-commerce entrepreneurs across all provinces in Indonesia. E-commerce has become a vital component of the global economy, with Indonesia being one of the countries experiencing significant growth in this sector. However, there is still no comprehensive understanding of the factors affecting their income. A statistical analysis method is employed in this study to identify the main factors influencing the income of E-commerce entrepreneurs in each province. The data used is sourced from credible sources, including information on income, E-commerce infrastructure, demographics, and other economic factors. The main objective of this research is to provide a deeper understanding of the factors influencing the income of E-commerce entrepreneurs in Indonesia and their implications for business strategies and economic policies in the future. In this study, a panel data analysis method is used, combining time series and cross-sectional data. The best model employed is the Fixed Effect Model (FEM). The results of the analysis indicate that infrastructure and Gross Enrollment Ratio in Higher Education have a significant impact both simultaneously and partially on the income of E- commerce entrepreneurs. Keyword: Income of E-commerce Entrepreneurs, Infrastructure, Gross Enrollment Ratio in Higher Education, Proportion of Information Technology and Computer Skill
Efektivitas Pendampingan dan Diskusi Kelompok Terarah dalam Memperluas Akses Kredit Usaha Rakyat bagi UMK Parianom, Raden; Vidriza, Ullya; Triandhari, Risna
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7114

Abstract

Kegiatan pengabdian masyarakat ini dilatarbelakangi oleh rendahnya akses Usaha Mikro Kecil (UMK) terhadap program Kredit Usaha Rakyat (KUR) di Kota Cibinong. Permasalahan utama yang ditemukan adalah keterbatasan pemahaman UMK mengenai prosedur KUR, minimnya kemampuan penyusunan laporan keuangan, serta rendahnya pemanfaatan teknologi dalam pemasaran. Metode pelaksanaan dilakukan melalui diskusi kelompok terarah dan pendampingan teknis kepada 75 UMK. Kegiatan mencakup literasi KUR, pelatihan penyusunan laporan keuangan, dan pemanfaatan teknologi pemasaran digital. Hasil kegiatan menunjukkan adanya peningkatan signifikan terhadap pemahaman UMK mengenai KUR, keterampilan penyusunan laporan keuangan, serta adopsi teknologi pemasaran. Diskusi kelompok terarah terbukti efektif sebagai metode pemberdayaan UMK untuk meningkatkan akses pembiayaan formal. Kegiatan ini juga memberikan kontribusi pada pengurangan kesenjangan ekonomi dan pemberdayaan masyarakat lokal. Oleh karena itu, pendampingan UMK perlu terus dilakukan secara berkelanjutan agar dampaknya dapat lebih luas dan berkesinambungan.
Interaksi dan Keterkaitan Spasial Wilayah di Kabupaten Penajam Paser Utara Vidriza, Ullya
Jurnal Kajian Ekonomi dan Pembangunan Vol 6, No 1 (2024): Jurnal Kajian Ekonomi dan Pembangunan (Maret 2024)
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkep.v6i1.15841

Abstract

Penajam Paser Utara Regency is one of the regions in East Kalimantan Province which will later be allocated as the “Ibu Kota Negara Indonesia” (IKN). This research aims to identify the central areas of growth and how these areas interact with each village in Penajam Paser Utara Regency. The analysis tools used are scalogram, centrality index, and gravity analysis. Based on the results of the scalogram analysis and centrality index, there are several growth center areas in Penajam Paser Utara Regency, there are Nipah-Nipah Village, Babulu Darat, Petung, Kampung Baru, Bukit Subur, Waru, Tengin Baru, Nenang, Sri Raharja, Sidorejo, Bukit Raya, Penajam, Lawe-Lawe, Bangun Mulya, Binuang, Sesumpu, Giripurwa, Sebakung Jaya, Riko, and Gunung Mulia. The gravity analysis results show that Petung Village has the strongest interaction with the Penajam Paser Utara area.
Peran Pinjaman Luar Negeri Dalam APBN Pada Pembiayaan Pembangunan di Indonesia Ussa’diyah, Nisa; Vidriza, Ullya; Sua’idy, Ahmad
Journal of Development Economics and Digitalization Vol 1 No 1 (2022): JDED, August 2022
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/jded.v1i1.5363

Abstract

In practice, foreign loans can provide great benefits, especially in their role in financing development, especially in terms of catching up with the Indonesian state among other countries. Indonesia has various potential resources, both natural and human, which are able to support the success of development. Especially in the infrastructure, education and health sectors in an effort to improve the quality of human resources so that they are able to utilize natural resources as well as possible which will later provide full benefits for the survival of the Indonesian people, especially in increasing the Human Development Index (IPM). The government has committed to supporting development by allocating funds to the APBN. However, the great need forced the government to find a solution to cover the lack of financing, among others, by withdrawing foreign loans. This study aims to find out more about the role of foreign loans in the APBN in financing development in Indonesia. The research was conducted using descriptive qualitative methods, where finding answers was carried out through literature study using theory or literature so that it could provide an overview of certain aspects of the population being studied.
Co-Authors Ananda, Syifa Az-zahwa, Salma Raden Parianom Risna Triandhari Sa’bani, Shaghi Ratu Sua’idy, Ahmad Ussa’diyah, Nisa