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FAKTOR PENYEBAB PERSELINGKUHAN SUAMI ISTRI DAN UPAYA PENANGANANNYA DI KUA KECAMATAN RUPAT Muhammad Al Mansur; Saim Saim; Rino Riyaldi
TAHKIM Vol 17, No 1 (2021): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v17i1.2028

Abstract

The case of infidelity has recently become the subject of an interesting and widespread conversation, because infidelity itself is not only dominated by men, but also women in all walks of life and classes. This phenomenon does not only occur in big cities but also in small and isolated cities, such as in Rupat sub-district, Bengkalis district. This then raises the question What are the faktors that cause an infidelity between husband or wife in office of religious affairs (KUA) Rupat sub district, how are the efforts to handle the affair case at there, what is the perspective of Islamic law and Malay customary law on the case of infidelity. This study using qualitative and library research. Data collection techniques used were observation, interviews and documentation with qualitative descriptive analysis techniques. The faktors causing an affair in Rupat sub district, the first is, internal faktors which is consist of cultural differences, disappointment, dissatisfaction in sexual life, insufficient finansial needs. The second is external faktor, which is of the influence of close friends, closeness to other types of friends, erotic-sexual temptations. The method of handling performed by KUA Rupat is to Implement Pre-Marriage Guidance and Post-Marriage Guidance. The infidelity in islamic law can be categorized into majazi adultery and actual adultery, depending on the extent of the behavior and actions of the person committing of the infidelity. While Malay customary law in Bengkalis see this affair set off from philosophy "Customary laws are based on religious laws; religious laws are based on the Holy Book" (adat bersendi syarak, syarak bersendi kitabullah) of Malays is realizing in their life in accordance with the teachings of Islam. Indeed, there used to be in several villages in Bengkalis Regency enforcing customary laws against the perpetrator of the infidelity, for example, for those who cheat they are required to make amends by giving cows or buffalo to traditional leaders, and some are expelled from the village. But due to the times, the implementation of this customary law is now gone and no longer valid. In judging the perpetrators of cheating, in general, the Bengkalis Malay Society follows the prevailing laws in Indonesia, and most of them are resolved in a family manner. Keywords: Causal faktors, Husband and wife’s Infidelity, Resolution
Analysis of Murabahah Financing Strategy in Increasing the Number of Members: A Case Study on BMT (Baitul Mal Wal Tanwil) Permata Indonesia Pekanbaru Riau Zulfikar Hasan; Amelia Ripal; Rino Riyaldi; Said Rizki Suhendra; Angga Dasma Hendra; Nur Hidayati
Jurnal Adijaya Multidisplin Vol 1 No 02 (2023): Jurnal Adijaya Multidisiplin (JAM)
Publisher : PT Naureen Digital Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Market competition is not only in competition for goods but also in market competition; the presence of BMT, which survives and increasingly develops its market share, must have a strategy to achieve optimal profits. BMT (Baitul Mal Wal Tanwil) must determine every system appropriate for the goals, opportunities, expertise and human resources in the development of BMT for good promotion. The marketing strategy is the spearhead of a marketing plan that is made and is very necessary for a company that aims so that the projects completed can be carried out and achieved following predetermined goals, especially at BMT Permata Indonesia Pekanbaru, which is located at Jl. Rawamangun No. 67 Tangkerang Labui, Bukit Raya District, Pekanbaru. The population in this study were five people consisting of leaders, managers, marketing and two employees. The data collection technique uses purposive sampling, with descriptive data analysis such as interviews, observations, and documentation. Based on the study results, it can be concluded that the murabahah financing marketing strategy used by BMT Permata Indonesia Pekanbaru in increasing the number of members in place, product, price, promotion, people, and process—) and service. As for the weakness at BMT Permata Indonesia Pekanbaru, the lack of direct information and education from the community and understanding of the community has resulted in the absence of public interest in financing.
FAKTOR-FAKTOR YANG MEMPENGARUHI PREFERENSI NASABAH DALAM MEMILIH TABUNGAN WADI’AH DI PT.BANK RIAU KEPRI SYARIAH CAPEM SIAK LUBUK DALAM Angga Dasma Hendra; Rino Riyaldi
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 1 No. 1 (2024): MBisKu, January 2024
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v1i1.625

Abstract

Penelitian ini bertujuan untuk mengetahui faktor -faktor yang mempengaruhi preferensi  nasabah bank riau kepri syariah dalam memilih tabuangan di PT. Bank Riau Kepri Syariah Capem Siak Lubuk Dalam. Preferensi konsumen juga diartikan sebagai pilihan suka atau tidak suka oleh seseorang terhadap suatu produk, barang atau jasa yang dikonsumsi atau digunakan. Jenis Penelitian ini kuantitatif merupakan penelitian lapangan  field research. Adapun jenis data yang digunakan dalam penelitian ini adalah data primer dan sekunder dengan teknik pengumpulan data berupa angket, dan dokumentasi. Data yang dikumpulkan menggunakan kuesioner dengan skala likert. Data di uji menggunakan uji validitas dan reliabilitas yang dilakukan dengan menggunakan IBM SPSS 23. Serta untuk mengetahui faktor faktor yang memepengaruhi religiusitas, pengetahuan, produk bank, sosial dan psikologis terhadap preferensi nasabah dalam memilih produk tabungan wadiah di pt brk syariah digunakan analisis logistik dengan dibantu alat uji yaitu IBM SPSS 23.0. Hasil analisis logistik menunjukkan bahwa faktor religiusitas, pengetahuan, produk bank, sosial, dan psikologis berpengaruh terhadap preferensi nasabah memilih produk tabungan wadiah di BRK syariah, tetapi terdapat salah satu faktor yaitu produk bank dimana merupakan faktor yang paling utama dengan persentase yang tinggi dibandingkan faktor-faktor yang lainnya
Efektivitas Pelaksanaan Kegiatan Kampung Binaan Keluarga Sakinah Di Kabupaten Siak Riyaldi, Rino; Al Mansur, Muhammad
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol. 9 No. 1 (2024)
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v9i1.2129

Abstract

The Sakinah family development carried out by the Siak Regency Government through the Sakinah Family Development Village activity aims to create a religious society and the economic prosperity of families in Siak Regency. Various activities have been carried out in KBKS. Activities that started from the trial period (2012-2014) have been running for 10 years so far, and the effectiveness needs to be examined to see whether the program has been effective or not. This research is field research using a qualitative descriptive approach with data collection techniques using observation, interviews and documentation studies. The research results show that the implementation of KBKS activities is considered effective. This is proven based on the results of research in the field which shows that the Sakinah Family Assisted Village (KBKS) activities are running well and optimally, starting from the pilot/launching and socialization stage, the coaching stage, the monitoring/evaluation stage and the post-evaluation stage.
Living Qur’an Dalam Tradisi Yasinan Di Masyarakat Desa Wonosari Kabupaten Bengkalis Riyaldi, Rino; Muslim, Muslim; M. Kafrawi
MADINAH Vol 12 No 1 (2025): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v12i1.3426

Abstract

In Indonesian society, a tradition represents a social response as a form of appreciation for the presence of the Qur'an. One such tradition that has endured to this day is Yasinan. Yasinan is a form of cultural acculturation practiced by Muslims in Indonesia for generations. This tradition can be found in various regions, particularly rural areas or villages. This research is a field study using a qualitative descriptive approach. Data collection techniques include observation, interviews, and documentation studies. The findings reveal several forms of Surah Yasin recitation practices in Wonosari Village, namely: (1) Yasin on Friday nights, (2) Yasin during the throes of death, (3) Yasin after someone's passing, (4) Yasin as a form of healing, (5) Yasin on the night of Nisfu Sya’ban, and (6) Yasin to fulfill specific needs. This study also highlights how the Yasinan tradition is not merely a religious ritual but also a mechanism for social and cultural adaptation in the face of changing times. These findings contribute new insights into understanding the role of the Qur'an as a living tradition that continues to evolve and influence the socio-cultural life of Indonesian Muslim communities, particularly at the local level
LIQUIDITY AND CREDIT RISK: A COMPARATIVE STUDY OF ISLAMIC AND CONVENTIONAL BANKS IN INDONESIA Firdaus, Firdaus; Azlina, Nur; Fakhruddin, Imam; Riyaldi, Rino; Rosman, Romzie
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 7 No 1 (2024): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v7i1.8918

Abstract

Islamic banking is only a small choice for the majority of Indonesian Muslims numbering 229.62 million people or 87.2%. In contrast, the market share of Islamic banks is only 7.07%. Global banking conditions are rocked by the case of Silicon Valley Bank, which is one of the largest banks in the world, experiencing liquidity problems. This is inseparable from the fragility of the conventional banking system based on usury as an inherent obligation. This study analyzes the liquidity and credit risk comparison of Islamic and conventional banks in Indonesia. The sample in this study is 10 Islamic banks and the 10 largest conventional banks in terms of assets in the 2018-2022 period. Independent t-test is used to answer the problems in this study. Based on the results of independent t test show that there is no difference between the liquidity of Islamic and conventional banks. Likewise, NPF / NPL shows no difference between Islamic and conventional banks.
Legality Of E-Commerce Transactions: A Comparative Analysis Of Islamic Law And Indonesian Civil Law Dewi, Irlina; Utari, Yuni Dhea; Siregar, Asfar Hamidi; Riyaldi, Rino
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol. 10 No. 2 (2025): In Progress
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v10i2.3207

Abstract

The development of information technology has encouraged the emergence of increasingly complex e-commerce transactions that require legal certainty. This study aims to analyze the legality of e-commerce transactions through a comparison of Islamic law and Indonesian civil law perspectives. The method used is normative juridical research with a descriptive-analytical approach based on literature review, using primary sources in the form of the Qur'an, hadith, the Civil Code, the ITE Law, and fatwas of contemporary scholars, and secondary sources in the form of related academic literature. The results of the study indicate that in Islamic law, e-commerce transactions are permitted as long as they fulfill the pillars and conditions of a valid sale and purchase, are free from elements of gharar, usury, and fraud, and uphold the principles of justice, honesty, and openness. Meanwhile, Indonesian civil law views e-commerce as valid if the conditions of an agreement as stipulated in Article 1320 of the Civil Code are met, namely the existence of an agreement, legal capacity, a specific object, and a lawful cause, and are based on the principles of freedom of contract and good faith. Thus, both Islamic law and civil law emphasize the importance of transparency, agreement, and justice, although with different emphases. This study recommends strengthening regulations and legal education to protect consumers while creating a safe and equitable digital transaction ecosystem.