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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Jurnal Ekonomi & Studi Pembangunan Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Jurnal Abdi Insani Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal REP (Riset Ekonomi Pembangunan) Optimum: Jurnal Ekonomi dan Pembangunan
Ayuningtyas, Fitri Juniwati
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering

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FAKTOR PENENTU PERMINTAAN RUMAH TINGGAL DI PROVINSI DAERAH ISTIMEWA YOGYAKARTA Ayuningtyas, Fitri Juniwati; Astuti, Ismadiyanti Purwaning
Jurnal Ekonomi & Studi Pembangunan Vol 19, No 1: April 2018
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.19.1.3890

Abstract

Housing is a basic human need that must be obtained, in addition to the need for food and clothing. As the growing population and the number of household increases, it will lead to an increase in the need for new housings that continue to increase from year to year. The research focused on analysis the macroeconomic factors such as the market price of the property and real estate in Indonesia (IHPR), loan interest rate, and households in effect on the housing demand during the years 2007-2016. This study uses the secondary data from Bank Indonesia and Badan Pusat Statistik and analyzed using Ordinary Least Square (OLS). The result showed that IHPR has negative and significant effect on housing demand and the number of household has positive and significant effect on housing demand in D.I. Yogyakarta. While interest rate on loan has no effect on housing demand in D.I. Yogyakarta
PENGARUH EKSPOR DAN IMPOR TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Astuti, Ismadiyanti Purwaning; Ayuningtyas, Fitri Juniwati
Jurnal Ekonomi & Studi Pembangunan Vol 19, No 1: April 2018
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.19.1.3836

Abstract

The purpose of this study is to analyze the effect of exports and imports on economic growth in Indonesia in the long term and short term. The data used in this study is secondary data obtained from the World Bank 2000-2016. The analysis used is regression analysis using Error Corection Model (ECM) Method. Tests used in the model are Stationarity Test, R-Square Test, F Test and T Test. The result of this research is that long term, export variable and exchange rate influence to economic growth while import does not have an effect on to economic growth. In the short run, export and import variables affect economic growth, while exchange rates have no effect on economic growth
Pengembangan Kewirausahaan bagi Kelompok Usaha Dasawisma Alpukat 2 Wirobrajan melalui Teknik Pengemasan dan Foto Produk Ayuningtyas, Fitri Juniwati; Rahayu, Nur Puji
Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Vol 7, No 2 (2024): Agustus 2024
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jabdimas.v7i2.17390

Abstract

Berwirausaha merupakan salah satu cara seseorang dalam mempertahankan hidupnya. Konsep berwirausaha bisa berupa reseller yaitu menjual kembali produk yang dihasilkan oleh penjual lain atau penjual membuat produk sendiri kemudian menjualnya.   Dasawisma Alpukat 2 sebagai bagian dari organisasi Pemberdayaan dan Kesejahteraan Keluarga (PKK) yang beranggotakan 10 – 20 kepala keluarga (KK) yang berlokasi di wilayah Wirobrajan. Terbentuknya dasawisma ini diharapkan mampu berkontribusi dalam meningkatkan taraf hidup ibu rumah tangga serta kualitas kesehatan dan ekonomi melalui pengembangan kewirausahaan untuk usaha ekonomi produktif. Namun terdapat kendala dan hambatan dalam mewujudkan usaha ekonomi produktif diantaranya belum memiliki brand usaha, produk yang dimiliki masih cukup sederhana yang mana belum menggunakan kemasan yang baik, belum terlalu memahami strategi pemasaran secara digital dengan memanfaatkan foto produk, kemasan, dan brand usaha. Tim pengabdian masyarakat berinisiasi untuk menyelenggarakan kegiatan berupa sosialisasi dan pelatihan cara mengemas produk yang tepat, menarik serta higienis, serta pelatihan foto produk dengan menggunakan smartphone guna memberikan solusi atas permasalahan tersebut. Kegiatan ini bertujuan untuk meningkatkan kapasitas usaha Dasawisma Alpukat 2. Metode pelaksanaan kegiatan ini berupa ceramah, diskusi/tanya jawab, dan praktek. Hasil dari kegiatan ini adalah peningkatan pemahaman dan keterampilan mitra dalam mengemas produk khususnya makanan dan mitra juga lebih terampil dalam melakukan foto produk dengan smartphone.Kata Kunci: Ekonomi Produktif, Brand, Pemasaran Digital 
COVID-19 pandemic and housing demand mortgage: Partial adjustment model approach Ayuningtyas, Fitri Juniwati; Anggrismono, Anggrismono
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 14 No. 2 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v14i2.9451

Abstract

One of the efforts to encourage the fulfillment of housing needs is the provision of housing both from the government and the private sector by considering the community's purchasing power. The background of this research is that the fulfillment of housing needs by both the government and the private sector has yet to be maximized while the demand for housing is relatively high. This research is still necessary because the demand for housing is still high. Increased housing demand will push house prices due to limited housing land. The problems faced focus on the relatively high demand for mortgages because even in the conditions of the COVID-19 pandemic, people still make houses their top priority. This study aims to analyze the effect of people's income, loan interest rates, the amount of housing finance, and dummy before and during the COVID-19 pandemic on housing demand mortgage. The data analysis technique in this study used multiple regression Partial Adjustment Model (PAM). The results showed that the variables of income as proxy for GDP and loan interest rates significantly affected housing demand mortgage. In contrast, the amount of housing finance and the COVID-19 dummy had no significant impact. The research implication that researchers can provide to the government is to provide policy recommendations regarding the  Housing Finance Liquidity Facility (FLPP) program, which is intended for low-income communities.
DETERMINING THE DEMAND FOR MSME CREDIT THROUGH MACROPRUDENTIAL INCENTIVE POLICIES AS AN ECONOMIC RECOVERY EFFORT Agustiya, Famela Galuh Dewi; Ayuningtyas, Fitri Juniwati
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 9 No. 1 (2024): April 2024
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v9i1.1148

Abstract

A bank is a financial institution that plays an important role in maintaining economic stability, supporting economic growth and facilitating financial activities. One of the efforts made by the banking sector is to channel credit to Micro, Small and Medium Enterprises (MSMEs) so that they can develop. This study aims to see how the influence of Non Performing Loan (NPL), Lending Interest Rate, Inflation and Macroprudential Incentive Policy on MSME credit demand in Indonesia. The research period is from 2018 to 2022. This research was conducted using secondary data obtained from the Central Bureau of Statistics, Bank Indonesia and the Financial Services Authority. The data analysis technique used is multiple linear regression. The results of this study indicate that the Non Performing Loan (NPL) variable has no significant effect on MSME loan demand in Indonesia, while the loan interest rate variable has a negative and significant effect on MSME loan demand in Indonesia and the inflation variable and macroprudential incentive policies have a significant effect on MSME loan demand in Indonesia. The conclusion is that the existence of Macroprudential Incentive Policy can increase the demand for MSME loans in Indonesia, this can have an impact on national economic growth.
THE PREFERENCES FOR HOUSING LOAN DEMAND IN INDONESIA BEFORE AND AFTER THE LOAN-TO-VALUE POLICY CHANGE Ayuningtyas, Fitri Juniwati
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 11, No 2 (2022): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (461.001 KB) | DOI: 10.26418/jebik.v11i2.52888

Abstract

The high price of houses causes a person to not be able to buy a home. The way that someone can own a house is by taking advantage of the credit offers provided by the bank. A mcroprudential policy needed that aims to overcome financial system instability, one of which is the policy on easing the loan-to-value (LTV) ratio for housing loans (KPR). The adjustment of LTV ratio aims to increase the potential demand for property, especially housing and household appliances, in line with an increase in the incomes of the lower middle class, and to control risks in the property sector. This study analyzes the impact of savings, loan interest rates, property sector NPLs, and the number of housing loans before and after a LTV policy revision. The data analysis used the Paired t-test, Wilcoxon signed-rank test, and multiple linear regression. The study results showed that there were differences between savings, loan interest rates, property sector NPLs, and the number of mortgages before and after a LTV policy change. Savings and NPLs in the property sector have no impact on the demand for housing loans while loan interest rates and LTV policy significantly affect the demand for housing loans.
Analisis Penggunaan Uang Elektronik dalam Mendorong Pengembangan Sektor Industri UMKM di Era Industri 5.0 Nabillah, Sri Rahayu Afanin; Ayuningtyas, Fitri Juniwati
Jurnal Teknik Industri Terintegrasi (JUTIN) Vol. 7 No. 1 (2024): January
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jutin.v7i1.25839

Abstract

As time goes by, the development of technology and the internet is increasingly rapid in the midst of the Industry 5.0 era, accompanied by the digitalization of banking, which has a positive impact on industry players, but negative impacts also appear to be felt by MSME players. The change in system and culture requires them to re-adapt to these conditions. This research aims to analyze the relationship between the amount of electronic money in circulation, the number of fintech players, and the number of peer-to-peer lending bank accounts and their influence on MSME financing in Indonesia in the industrial era 5.0. This research adopts a quantitative approach, analyzing secondary time series data from January 2018 to August 2023. This study reveals a positive and significant impact of both electronic money circulation and peer-to-peer lending accounts on MSME financing. This suggests that higher levels of e-money and peer-to-peer lending accounts potentially promote MSME growth in industry 5.0. However, the number of fintech players did not exhibit a significant influence, indicating its lack of association with MSME development in this context.
PENERAPAN SISTEM INFORMASI DAN ALAT PRODUKSI SERTA PEMASARAN GUNA MENINGKATKAN PRODUKTIVITAS PRODUK PADA SERIKAT SAHABAT SAMBAT Anggita, Sharazita Dyah; Ikmah, Ikmah; Ayuningtyas, Fitri Juniwati; Mahfudin, Muhammad Eko; Risdani, Yudith; Ulum, Fatkhul
Jurnal Abdi Insani Vol 12 No 11 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i11.3198

Abstract

Nanti Kita Sambat Tentang Hari Ini (NKSTHI) is a social media platform that develops a merchandise store called Sumber Sambat. Several problems remain unresolved in the business process, including the lack of an inventory management information system, the production process still relies on third parties, and product photography continues to rely on natural light, which is hindered by weather conditions. Based on the background and discussion above, this Community Partnership Program will be implemented to address data management and production issues at Sumber Sambat. This program is implemented through the use of an inventory management information system to enhance the efficiency and accuracy of production data. Additionally, the optimisation of production equipment is carried out to expedite the work process and reduce dependence on third parties in fulfilling product demand. Procurement of product photography lighting equipment is also carried out to expedite the work process and enhance the quality of visual marketing. The results of the activity demonstrate increased efficiency through the implementation of a management information system, as measured by the System Usability Scale (SUS), with a value of 70.625, which falls within the "good" category. The production process becomes faster and more planned thanks to the optimisation of the equipment used. The procurement of product photography lighting equipment has also led to an improvement in the quality of promotional visuals on social media.
Co-Authors Agustiya, Famela Galuh Dewi Anggita, Sharazita Dyah Anggrismono, Anggrismono Astuti, Ismadiyanti Purwaning Fatkhul Ulum Ikmah, Ikmah Mahfudin, Muhammad Eko Nabillah, Sri Rahayu Afanin Rahayu, Nur Puji Risdani, Yudith