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All Journal JURNAL ADMINISTRASI BISNIS International Journal of Educational Research and Social Sciences (IJERSC) Formosa Journal of Multidisciplinary Research (FJMR) Jurnal Administrasi Bisnis
Ruzikna
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Pengetahuan Keuangan dan Sikap Keuangan Terhadap Kinerja Keuangan UMKM : Kasus pada para pelaku UMKM Ayam Goreng di Kecamatan Payung Sekaki Kota Pekanbaru Junyta Elisabeth; Ruzikna
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 2 (2024)
Publisher : Universitas Sam Ratulangi

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Abstract

Penelitian ini membahas pengaruh pengetahuan keuangan dan sikap keuangan terhadap kinerja keuangan Usaha Mikro, Kecil, dan Menengah (UMKM), dengan fokus pada sektor kuliner ayam goreng di Kota Pekanbaru. Data menunjukkan bahwa UMKM, khususnya di sektor kuliner, memiliki dampak besar terhadap pertumbuhan ekonomi, yang terkait erat dengan tingkat pengetahuan keuangan dan sikap keuangan pelaku UMKM.Dalam penelitian ini penulis mengunakan variabel Pengetahuan Keuangan (X1) dan Sikap Keuangan (X2)oleh (OECD,2016) dan Kinerja Keuangan UMKM (Y) oleh Jubaedah & Destiana.Penelitian menggunakan jenis penelitian kuantitaif dengan metode statistik deskriptif dan Metode analisis data kuantitatif yang digunakan dalam penelitian ini adalah analisis dengan perhitungan stastistik dicari dengan program SPSS 26. Berdasarkan hasil penelitian secara parsial maupun simultan pengetahuan keuangan dan sikap keunagan memberikan pengaruh terhadap kinerja keuangan UMKM
Pengetahuan Keuangan dan Sikap Keuangan Terhadap Kinerja Keuangan UMKM : Kasus pada para pelaku UMKM Ayam Goreng di Kecamatan Payung Sekaki Kota Pekanbaru Junyta Elisabeth; Ruzikna
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 2 (2024)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini membahas pengaruh pengetahuan keuangan dan sikap keuangan terhadap kinerja keuangan Usaha Mikro, Kecil, dan Menengah (UMKM), dengan fokus pada sektor kuliner ayam goreng di Kota Pekanbaru. Data menunjukkan bahwa UMKM, khususnya di sektor kuliner, memiliki dampak besar terhadap pertumbuhan ekonomi, yang terkait erat dengan tingkat pengetahuan keuangan dan sikap keuangan pelaku UMKM.Dalam penelitian ini penulis mengunakan variabel Pengetahuan Keuangan (X1) dan Sikap Keuangan (X2)oleh (OECD,2016) dan Kinerja Keuangan UMKM (Y) oleh Jubaedah & Destiana.Penelitian menggunakan jenis penelitian kuantitaif dengan metode statistik deskriptif dan Metode analisis data kuantitatif yang digunakan dalam penelitian ini adalah analisis dengan perhitungan stastistik dicari dengan program SPSS 26. Berdasarkan hasil penelitian secara parsial maupun simultan pengetahuan keuangan dan sikap keunagan memberikan pengaruh terhadap kinerja keuangan UMKM
The Effect of Financial Inclusion and Financial Literacy on the Performance of Weaning MSMEs in Bengkalis Henny Dwi Anggraheni; Ruzikna; Mandataris
Formosa Journal of Multidisciplinary Research Vol. 3 No. 5 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i5.9558

Abstract

The results of this research aim to see the impact of financial inclusion and financial literacy on the performance of weaving MSMEs in Bengkalis sub-district. Bengkalis is a district that is currently developing. The growth of MSMEs also triggers economic growth in the Bengkalis area. One of the MSMEs that is developing is MSMEs in the creative weaving industry sector. There are 273 MSMEs operating in the weaving sector spread across Bengkalis district. The problems faced by weaving MSMEs, even though they have a potential role, are in reality not yet able to develop optimally. a. The results of this research show that it partially has an influence on the performance of weaving MSMEs in Bengkalis sub-district. Likewise, simultaneously it also has an effect. In this research, the performance of weaving MSMEs is able to develop optimally if financial inclusion and financial literacy are properly paid attention to.
Social Capital And Food Security Of Poor Households In Watersheds During The Covid-19 Pandemic Meyzi Heriyanto; Khairul Anwar; Ismandianto; Ruzikna; Mashur Fadli; Yusmar Yusuf
International Journal of Educational Research & Social Sciences Vol. 2 No. 5 (2021): October 2021
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijersc.v2i5.179

Abstract

Poor Household Research on Social Capital and Food Resilience (RTM) The socioeconomic imbalances of impoverished households in the Siak watershed areaprovide the backdrop for the execution of the 2020 Social Distancing and PSBBpolicies. The condition of the population in the Tanjung Rhu and Rumbai PesisirSub-Districts that has tested positive for Covid-19 is relatively low, but the potentialfor the rise and socio-economic gaps is substantial. This research sought to answerthe following key question: How can social capital be mobilized to increase foodsecurity for poor households in the context of social distancing and PSBB policies intwo Pekanbaru sub-districts? Social participation and social capital theory canprovide answers to this topic. The goal of this study was to look at the state of socialcapital and the possibilities for enhancing food security for disadvantaged familiesin the two Covid-19 in the year 2020: (1) The level of public trust in workingtogether to strengthen food security during the implementation of social distancingand PSBB policies; (2) The level of a family trust in working together to strengthenfood security during the implementation of social distancing and PSBB policies; (3)The benefits of formal and informal social networks in dealing with SocialDistancing and PSBB; (4) The benefits of socialization medium for formalgovernment and informal regulations fo? The following are the findings of theresearch given in this paper: To begin with, this PSBB policy influenced the riverflow resilience of impoverished households in Pekanbaru City's Tanjung Rhu andMeranti Pandak villages. Second, the components of social capital that weresignificantly related to community and household trust in establishing relationshipswithout mutual suspicion, household trust in being able to maintain a sustainableenvironment, and in dealing with the impact of the implementation of Covid 19 afterthe PSBB's enactment. Third, social capital can be established and improved at thecommunity level in the form of social institutions that help improve food security inpoor communities.
Co-Authors Fadli, Mashur Henny Dwi Anggraheni Ismandianto Junyta Elisabeth KHAIRUL ANWAR Mandataris Meyzi Heriyanto Yusmar Yusuf