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THE IMPLEMENTATION OF AR RAHN CONTRACTS Iryanti, Andina Dwi
UG Journal Vol 15, No 7 (2021)
Publisher : Universitas Gunadarma

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Abstract

The Islamic finance industry has developed quite rapidly and has been accepted by the Indonesian people. Many products appear, such as Banking Funding and Financing, Leasing, Insurance and Pawn. Indonesian people, especially the lower middle class, as Indonesia a developing country, are familiar with pawn products. I n 2010 the Central Bank of Indonesia adopted a policy that Pawn can no longer be a monopoly which caused a spurt of Ar Rahn in Islamic Banks product. This phenomenon shows that the public's interest of Ar Rahn's is great so the availability of many branches are to serve public. This research also aims to complete the Islamic Finance study, because so many arthicles about Banking, Leasing, and Insurrance but rare about Rahn. This research using descriptive qualitative method, with internship for a month on headquarters of PT. Pegadaian (Persero), focusing on syariah division and syariah operational main branch to understand the theoretical comes with practice. At the end, we can find out that Rahn customers are no longer the poor but also the rich who believe there is also an investment on gold through pawning. In general, The Rahn aqad can be grouped into two, consumption and production. The consumption objective of Rahn is for medical expenses, education expenses, etc. Whereas for the productivepurposes, Rahn can be done through 3 (three) schemes/aqad namely Mudharaba, Murabaha and Musharaka contract.
THE IMPLEMENTATION OF AR RAHN CONTRACTS Iryanti, Andina Dwi
UG Journal Vol 15, No 7 (2021)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Islamic finance industry has developed quite rapidly and has been accepted by the Indonesian people. Many products appear, such as Banking Funding and Financing, Leasing, Insurance and Pawn. Indonesian people, especially the lower middle class, as Indonesia a developing country, are familiar with pawn products. I n 2010 the Central Bank of Indonesia adopted a policy that Pawn can no longer be a monopoly which caused a spurt of Ar Rahn in Islamic Banks product. This phenomenon shows that the public's interest of Ar Rahn's is great so the availability of many branches are to serve public. This research also aims to complete the Islamic Finance study, because so many arthicles about Banking, Leasing, and Insurrance but rare about Rahn. This research using descriptive qualitative method, with internship for a month on headquarters of PT. Pegadaian (Persero), focusing on syariah division and syariah operational main branch to understand the theoretical comes with practice. At the end, we can find out that Rahn customers are no longer the poor but also the rich who believe there is also an investment on gold through pawning. In general, The Rahn aqad can be grouped into two, consumption and production. The consumption objective of Rahn is for medical expenses, education expenses, etc. Whereas for the productivepurposes, Rahn can be done through 3 (three) schemes/aqad namely Mudharaba, Murabaha and Musharaka contract.
PROGRAM PENYULUHAN DAN PENDAMPINGAN SERTIFIKAT HALAL DALAM UPAYA PENINGKATAN DAYA SAING UMKM Azifah, Nur; Asnur, Paranita; Suryani, Mufid; Huda, Stevani Adinda Nurul; Aisyah, Siti; Hidayatullah, Maulana Syarif; Adawiyah, Nida Nusaibatul; Riskayanto, Riskayanto; Septiani, Risa; Istia, Cicilia Erly; Wijaya, Irmawati; Kustyarini, Erna; Ekanova, Angga Putri; Yartiwulandari, Dini; Handayani, Nicky; Anggraeni, Tia Chisca; Iryanti, Andina Dwi; Ulfi, Izzani; Hidayat, Sutan Emir
Jurnal Pengabdian Masyarakat Sapangambei Manoktok Hitei Vol. 4 No. 1 (2024): Jurnal Pengabdian Masyarakat SAPANGAMBEI MANOKTOK HITEI
Publisher : Universitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/4q4qpp34

Abstract

Salah satu visi misi Indonesia yang berfokus ingin menjadi pusat industri halal dunia dan pasar utama dalam perdagangan produk halal dunia. Sehingga, BPJPH (Badan Penyelenggara Jaminan Produk Halal) Kementerian Agama RI meluncurkan salah satu program percepatan sertifikat produk halal berupa SEHATI 2023 (Sertifikat Halal Gratis 2023) yang menawarkan proses sertifikasi halal yang mudah, cepat dan gratis bagi para pelaku usaha. Program Pengabdian Kepada Masyarakat ini memiliki tujuan untuk memberikan penyuluhan dan pendampingan terkait pentingnya sertifikasi halal pada pelaku Usaha Mikro, Kecil dan Menengah (UMKM) khususnya pada kelompok Wanita Tani yang berada di lingkungan wilayah RW 02 Kelurahan Pabuaran Mekar Kecamatan Cibinong Kabupaten Bogor, Jawa Barat. Kegiatan penyuluhan tersebut memberikan pemahaman berkaitan dengan pengaruh label halal dalam penjualan produk, serta langkah - langkah mengajukan sertifikasi halal ke Kemenag melalui aplikasi SIHALAL dalam program SEHATI (Sertifikasi Halal Gratis) sehingga mampu meningkatkan daya saing dan kualitas produk halal UMKM Wanita Tani di Lingkungan RW 02 Kelurahan Pabuaran Mekar