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The Role of Human Resources in The Development of Islamic Banking in Indonesia Caniago, Muhammad Ali Imran; Joko Setyono; Harahap, Lukman Hakim
Journal of Business Management and Islamic Banking Vol. 3 No. 1 (2024)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.v3i1.2339

Research Aims: The purpose of this study is to investigate the impact of human resources' (HR) competence and education level on the Return on Asset (ROA). Design/methodology/approach: The competency indicator is measured by the budget allocated for employee training and education, while the education level indicator is gauged by the number of employees who earned a college degree. The sample for this research is eight Islamic commercial banks in Indonesia for the 2018-2022 period using panel data regression analysis with the help of E-views 10. Research Findings: The findings indicate that competency did not have a significant impact on Return on Assets (ROA) while the level of education had a significant positive effect on ROA. Simultaneously Competency and Education Level have a significant effect on Return on Assets (ROA). The competency variable and level of education can influence the ROA variable by up to 40%, while other unexamined variables have an impact of around 60%. Research limitation and implication: The study's results suggest that Islamic banking should increase the proportion of college graduates among its employees as their ratio has a significant positive impact on Return on Assets (ROA). Additionally, the company should focus on employee training and education tailored to their needs in order to improve financial performance.

Determinants of Human Development Index in Indonesia with Maqashid Sharia approach Caniago, Muhammad Ali Imran; Wibowo, Muhammad Ghafur
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12353

The study examines factors that influence the Indonesian Human Development Index using the Maqashid Sharia approach. This study's sample is made up of several provinces with the Human Development Index for different categories of people. Data analysis employs a panel data regression model with a fixed effect model. The study's findings indicate that whereas variables Hifzu al-din, Hifzu al-aql, and Hifzu al-mal have a significant impact on the Index of Human Development, variables Hifzu al-nafs and Hifzu al-nasl have no significant impact on the Index of Human Development. Simultaneously, the variables Hifzu al-din, Hifzu al-nafs, Hifzu al-aql, Hifzu al-nasl, and Hifzu al-mal exhibit significant effects on the Human Development Index. Results of the determination test show that 98% of independent variables can influence dependent variables, with the remaining 2% being affected by variables not examined in this study. The study's findings recommended to the government that they support Hifzu Al-din in reducing crime rates, Hifzu Al-Aql by increasing the average length of schooling, and Hifzu Al-Mal in raising per capita income. By paying more attention to these issues, human development will eventually reach its full potential.

PROSPECTS AND PROBLEMS OF WAQF IN INDONESIA Caniago, Muhammad Ali Imran; Satibi, Ibi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 1 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i1.10884

The aim of this research is to describe the prospects and problems of waqf in Indonesia. This research uses descriptive qualitative methods. The research results show that Waqf in Indonesia has quite large potential, in 2022 there will be 440,512 points of waqf land in Indonesia with a total area of 57,263.69 hectares. If these assets are used productively, the potential is very large, around 19.4% of Indonesia's gross domestic product. Apart from that, the potential for cash waqf is estimated to reach 180 trillion rupiah per year. Apart from the great potential, there are problems with waqf in Indonesia, namely: Nadir's low understanding of waqf principles, law, management and Nadir's profession not yet being the main profession are the causes of the low quality of Nadir's waqf in Indonesia. Apart from that, Wakif's limited understanding of the concept, law and objectives of waqf is also part of the problems of waqf in Indonesia. Likewise, low public knowledge about waqf causes waqf assets in the community to not be managed well and productively. Waqf management in Indonesia tends to be traditional, the waqf certification process is complicated, coordination between institutions is weak, the use of waqf assets is not yet productive, government policies and supervision regarding the use of existing assets are not optimal, thus causing conflicts over waqf land.

The Politics of Public Finance Al-Mawardi’s Perspective: Al-Ahkam As Sulthaniyah Caniago, Muhammad Ali Imran; Shabur, Usman; Satibi, Ibi
el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.9711

This study aims to explore the concept of Al-Mawardi's public loan. This type of research is qualitative with an exploratory approach. Data collection uses the library method. Primary data was obtained from the book Al-Ahkam As Sulthaniyah and secondary data was obtained from several scientific journals and books related to this research. The analysis used is a qualitative analysis involving descriptive and interpretive data exploration. The results of the study show that the book Al-Ahkam As Sulthaniyah discusses state income, state expenditure, and the Baitul Mal. State revenue comes from zakat, ghanimah, and fai'. The state is only allowed to spend the treasures of the baitul mal as long as these expenditures are used for the public good. Al-Mawardi divided the two objectives of allocating Baitul Mal funds: first, for maslahah (benefit) and arfaq (provision of public facilities). Second, for the mandatory function. If the government has an obligation that is a mandatory function, while the funds in the baitul mal are empty, the government may make public loans because it is feared it will cause state chaos. And this policy was never carried out by the Prophet. If the leader dies, the next leader is responsible for repaying the loan.

PROSPECTS AND PROBLEMS OF WAQF IN INDONESIA Caniago, Muhammad Ali Imran; Satibi, Ibi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 1 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i1.10884

The aim of this research is to describe the prospects and problems of waqf in Indonesia. This research uses descriptive qualitative methods. The research results show that Waqf in Indonesia has quite large potential, in 2022 there will be 440,512 points of waqf land in Indonesia with a total area of 57,263.69 hectares. If these assets are used productively, the potential is very large, around 19.4% of Indonesia's gross domestic product. Apart from that, the potential for cash waqf is estimated to reach 180 trillion rupiah per year. Apart from the great potential, there are problems with waqf in Indonesia, namely: Nadir's low understanding of waqf principles, law, management and Nadir's profession not yet being the main profession are the causes of the low quality of Nadir's waqf in Indonesia. Apart from that, Wakif's limited understanding of the concept, law and objectives of waqf is also part of the problems of waqf in Indonesia. Likewise, low public knowledge about waqf causes waqf assets in the community to not be managed well and productively. Waqf management in Indonesia tends to be traditional, the waqf certification process is complicated, coordination between institutions is weak, the use of waqf assets is not yet productive, government policies and supervision regarding the use of existing assets are not optimal, thus causing conflicts over waqf land.

Determinants of Human Development Index in Indonesia with Maqashid Sharia approach Caniago, Muhammad Ali Imran; Wibowo, Muhammad Ghafur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12353

The study examines factors that influence the Indonesian Human Development Index using the Maqashid Sharia approach. This study's sample is made up of several provinces with the Human Development Index for different categories of people. Data analysis employs a panel data regression model with a fixed effect model. The study's findings indicate that whereas variables Hifzu al-din, Hifzu al-aql, and Hifzu al-mal have a significant impact on the Index of Human Development, variables Hifzu al-nafs and Hifzu al-nasl have no significant impact on the Index of Human Development. Simultaneously, the variables Hifzu al-din, Hifzu al-nafs, Hifzu al-aql, Hifzu al-nasl, and Hifzu al-mal exhibit significant effects on the Human Development Index. Results of the determination test show that 98% of independent variables can influence dependent variables, with the remaining 2% being affected by variables not examined in this study. The study's findings recommended to the government that they support Hifzu Al-din in reducing crime rates, Hifzu Al-Aql by increasing the average length of schooling, and Hifzu Al-Mal in raising per capita income. By paying more attention to these issues, human development will eventually reach its full potential.

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