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PENGARUH RASIO LIKUIDITAS, PROFITABILITAS, DAN LEVERAGE TERHADAP FINANCIAL DISTRESS Widiastuti Widiastuti; Ali Nur Ikhsan
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 04 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i04.1287

Abstract

This study aims to determine the effect of Liquidity Ratio, Profitability ratio, and Leverage ratio on Financial Distress in Road Transportation Sub-Industry Transportation Sector Companies listed on the Indonesia Stock Exchange (IDX) in 2017-2021 partially. The data used is secondary data from 2017-2021. The data obtained is then processed using the Eviews 12 analysis tool. The analytical methods used are descriptive analysis, classical assumption test, panel data regression analysis and hypothesis testing. The results of this study indicate that partially the liquidity ratio with a proxy (current ratio) has an effect on financial distress. Likewise, the profitability ratio with the return on assets (ROA) proxy has an effect on financial distress. While the leverage ratio with the debt to equity ratio (DER) proxy has an effect on Financial Distress.
Perancangan Website Terintegrasi untuk Mendukung Akses Pendanaan bagi UMKM Permana Putra, Alfi; Marcos, Hendra; Ali Nur Ikhsan
Jurnal Media Informatika Vol. 6 No. 2 (2025): Jurnal Media Informatika
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jumin.v6i2.5373

Abstract

Kemajuan teknologi digital telah memberikan peluang besar bagi sektor usaha, termasuk UMKM di Indonesia, untuk berkembang. Namun, banyak UMKM masih menghadapi tantangan dalam mengakses pendanaan yang memadai, meskipun kontribusi mereka terhadap perekonomian nasional sangat signifikan. Penelitian ini bertujuan untuk mengembangkan sebuah platform digital bernama CROWD UMKM yang dirancang untuk memfasilitasi akses pendanaan bagi UMKM melalui integrasi layanan seperti peer-to-peer lending, crowdfunding, dan hibah pemerintah. Metode Waterfall adalah metode yang digunakan dalam penelitian ini, dan terdiri dari tahap studi literatur, perancangan sistem, implementasi, pengujian, dan evaluasi . Platform ini dikembangkan menggunakan Django untuk back-end dan ReactJS untuk front-end, dengan fokus pada pembuatan fitur-fitur yang mendukung pendanaan, literasi keuangan, dan kemudahan pengguna. Hasil penelitian menunjukkan bahwa platform CROWD UMKM memiliki fitur utama seperti halaman Landing Page, Form Login dan Register, Halaman Akun, Dashboard, Halaman Project UMKM, serta Portofolio dan Riwayat Angsuran. Fitur-fitur ini dirancang untuk memberikan pengalaman pengguna yang interaktif dan mendukung pengelolaan aktivitas pendanaan secara efektif. Dapat disimpulkan bahwa website, CROWD UMKM dapat menjadi solusi inovatif yang mempermudah UMKM memperoleh pendanaan, meningkatkan literasi keuangan, dan mendukung transformasi digital sektor UMKM di Indonesia. Dengan platform ini, UMKM diharapkan mampu berkontribusi lebih signifikan terhadap pertumbuhan perekonomian nasional.
Penerapan Multi-Palette Color untuk Pemberian Saran Pemilihan Warna Tema Desain Visual Vektor Suliswaningsih; Adam Prayogo Kuncoro; Ali Nur Ikhsan; Muhammad Thoriq Jamil; Syahrul Sani
Infotekmesin Vol 15 No 1 (2024): Infotekmesin: Januari, 2024
Publisher : P3M Politeknik Negeri Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35970/infotekmesin.v15i1.2081

Abstract

In graphic design, many creative applications offer many templates. This design platform is suitable for creative designers and hobbyists such as marketers, bloggers, social media managers, etc. In a design workflow, users select a template and replace elements with their resources. Instead of creating one color palette for all elements, researchers extract multiple color palettes from each visual element in a graphic document and then combine them into a set of colors. Researchers design sample color schemes to complement color sets and we recommend colors that might be determined based on the color context in a multi-palette. Researchers conducted model training and created a color recommendation system for a collection of vector visual designs. The proposed color recommendation method is targeted to be a color prediction medium, as well as a color recommendation system on vector media. The results of this study are in the form of color recommendations for vector graphic design based on a multi-palette of visual elements.
Enhancing the Efficiency of Customer Data Search in Pamsimas Using QR Code Technology Wildan Razzaq Pratama; Yuli Purwati; Ali Nur Ikhsan
INOVTEK Polbeng - Seri Informatika Vol. 9 No. 2 (2024): November
Publisher : P3M Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/h1dj9q42

Abstract

Pamsimas is a government program aimed at providing clean water access for rural communities, including Desa Melung, which manages these services through BUMDes Alam Lestari. However, the customer data retrieval process on BUMDes's website is still manual, impacting both efficiency and accuracy. This study aims to improve data retrieval efficiency by implementing QR code technology. Each customer is assigned a unique code that can be scanned to quickly access their information. Testing results indicate that the QR code implementation reduced data retrieval time by 65% and lowered recording errors by 45%, thus expediting service processes and enhancing customer satisfaction. These findings suggest that QR codes are effective in enhancing operational efficiency and data management accuracy in public service sectors.