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All Journal Jurnal Hukum Ekonomi Syariah JAPI: Jurnal Akses Pengabdian Indonesia Mestaka: Jurnal Pengabdian Kepada Masyarakat
Ulfa, Maria Arista
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Mechanical Engineering Nursing Public Health Social Sciences Other

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Fintech P2P Lending: The Phenomenon of the Digital Financial Industry, Problems, and an Analysis from the Perspective of Islamic Economic Law Azka, Aulia; Ulfa, Maria Arista
Jurnal Hukum Ekonomi Syariah Vol 8, No 2 (2024): Desember 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v8i2.16021

Abstract

The P2P lending industry in Indonesia has rapidly developed as an alternative financing option for the public, particularly for micro, small, and medium enterprises (MSMEs). This study aims to analyze the phenomenon of fintech P2P lending, including the opportunities it offers and the challenges the industry faces, with an emphasis on the perspective of sharia economic law. However, this growth encounters challenges, including the presence of illegal P2P lending platforms, a lack of public understanding of sharia-compliant financial products, and regulatory hurdles. This research uses a literature review method to collect relevant data and information from various sources, including reports from the Financial Services Authority (OJK) and previous studies. The findings indicate that while fintech P2P lending holds great potential to enhance financial inclusion and support economic growth, strict regulations and public education are crucial to ensuring compliance with sharia principles. Therefore, this study recommends increased cooperation between regulators, industry players, and the public to create a healthy and sustainable fintech ecosystem.
Meningkatkan Umkm Melalui Sumber Daya Manusia Di Era Digitalisasi Bisnis Di Desa Daliwangun Yusuf, Mohamad Fahmi; Wiratama, Dadang; Ulfa, Maria Arista; Pambudi, Wahyu Tri
MESTAKA: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 6 (2024): Desember 2024
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v3i6.543

Abstract

The era of business digitalisations has opened up great opportunities for micro, Small, and medium Enterprises (MSMEs) to develop more quickly, including in Daliwangun Village. This service aims to indentify strategies for improving MSMEs through developing the quality of human resource (HR) that are adaptive to digital technology. This community service activity will be held on August 12, 2024. This event involved MSME assisted residents in Daliwangun village, Glagah district, Lamongan Regency. The method used is lecture and in-depth question and answer. The research result show that digitalizations training, strengthening technological literacy, and assistance in using digital marketing platforms play an important role in increasing the competitiveness of MSMEs.
Konseling Remaja Mengenai Bahaya dan Dampak Penyakit dari Perilaku Seks Bebas Dedyansyah, Achmad Farid; Ulfa, Maria Arista; Wardani, Greshela Ayudya
JAPI (Jurnal Akses Pengabdian Indonesia) Vol 8, No 2 (2023)
Publisher : Universitas Tribhuwana Tunggadewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/japi.v8i2.4957

Abstract

Remaja merupakan proses peralihan dari anak-anak ke proses peralihan dewasa, dimana masa ini sangat produktif dan riskan terhadap perilaku-perilaku menyimpang, dikarenakan faktor keinginan mereka mendapat identitas yang diakui di kalangan teman. Salah satu perilaku menyimpang yaitu perilaku seks bebas, dimana rasa kasih sayang yang tinggi membuat beberapa remaja melakukan tindakan seks bebas tanpa memikirkan dampak penyakit yang dialami. Banyaknya kasus yang didapatkan dari beberapa wilayah menjadi salah satu alasan dilaksanakan program konseling remaja mengenai dampak buruk seks bebas. Adapun tujuan pengabdian ini untuk mengantisipasi penyakit menular dan kerugian remaja apabila melakukan tindakan seks bebas. Pengabdian ini dilakukan di Desa Pulungdowo Kabupaten Malang dengan metode pelaksanannya menggunakan Participatory Action Research (PAR), dimana metode ini melibatkan masyarakat untuk memecahkan suatu masalah yang ada di dalam lingkungan. Berdasarkan kegiatan ini para remaja mendapatkan pemahaman tentang akibat seks bebas.  
Co-Authors Achmad Farid Dedyansyah Aulia Azka Mohamad Fahmi Yusuf Pambudi, Wahyu Tri Wardani, Greshela Ayudya Wiratama, Dadang