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Waqf Blockchain in Indonesia Mutmainah, Lu'liyatul; Nurwahidin; Huda, Nurul
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 14 No 1 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i1.129

Abstract: The emergence of innovation in the world of digital finance in recent years has received attention from various parties commonly known as financial technology. This innovation is in the form of crowdfunding and blockchain platforms. These two innovations can not only be used for commercial, but also social purposes, including waqf. There is a huge potential of cash waqf in Indonesia. However, the realization is relatively still low. This study aims to analyze at a glance waqf blockchain in Indonesia that can optimize the realization of waqf development in Indonesia. Qualitative research methods is used in this paper through the study of literature. The results of the study show that Indonesia is very likely to implement waqf blockchain because the Muslim population reaching more than 80%, the flexible concept of waqf fiqh and the emergence of the halal industry. The most challenges faced are related to waqf literacy to increase public awareness. Investigating about perceived intention to use waqf blockchain through questionnaire and a deep interview with the stakeholders is important for the future research. Keywords: technology, blockchain, waqf.

Dinamika Transformasi Tasawuf Era Modern: Neo-Sufisme dan Gerakan Islam Transnasional Ahmad Fahrur Rozi; Nurwahidin; Mulawarman Hannase
Tasamuh: Jurnal Studi Islam Vol. 16 No. 2 (2024): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v16i2.1393

This article examines the dynamics transformation of Sufism in the modern era. Sufism in the modern era appears running into transformation both in terms of its concept and movement. From the aspect of the concept of Sufism, modern Sufism is running into a transformation, namely neo-Sufism. Likewise, in the network aspect of the Sufism movement in the modern era, Sufism moves dynamically, from a local movement to becoming a network of transnational Islamic movements. This research is qualitative research using transnationalism theory as an analytical tool and historical studies as an approach. In this research, at least two findings were found. First, the presence of neo-Sufism is a form of transformation of classical Sufism teachings. The concept of neo-Sufism tends to be balanced (tawazun) between exoteric and esoteric aspects and can be a spiritual alternative for urban Muslim communities. Second, modern Sufism can be categorized as a representation of a transnational Islamic movement, as a non-governmental movement structured across countries in terms of thought, spiritual and political movements. The main route behind the transnational Islamic movement of Sufism is through da'wah, trade and immigrants. Keywords: Sufism, Neo-Sufism, Transnationalism, Transformative

OPTIMIZING ZISWAF POTENTIAL: STRATEGIES OF BANK SYARIAH INDONESIA IN PROMOTING SUSTAINABLE BUSINESS GROWTH Febrina, Lis; Nurwahidin; Hannase, Mulawarman; Nafis, M. Cholil; Fatwa, Nur; Muttaqin, Mohammad Izdiyan; Zainal, Veithzal Rivai
International Journal of Social Service and Research Vol. 4 No. 12 (2024): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i12.1106

This research aims to determine the provincial priorities for the development of the mosque-based ZISWAF ecosystem by Bank Syariah Indonesia (BSI). This study employs a descriptive qualitative approach, focusing on texts, expressions, and behaviors of resource persons to explore the potential of mosques and the potential for economic and financial empowerment of the people. The study uses a structured interview method to identify key areas on the islands of Java and Sumatra, specifically highlighting East Java, West Java, Jakarta, Aceh, and South Java, as well as additional regions like East Kalimantan, South Sulawesi, and Bali. The results of the study also show that there are differences, advantages, and disadvantages of UPZ and MPZ both in terms of legality, institutional, work patterns, operations, sustainability, and fund distribution flows. There are four clusters of challenges faced by Bank BSI in efforts to develop the mosque and mosque ecosystem in Indonesia, namely, the human resources of amil and nazhir mosques, worshippers and residents around mosques (government regulations and budgets), and the legality of mosque LPZs (local government budgets). The study also shows that there is a significant difference in the quality of mosque management based on dimensions, variables, and indicators on the existing mosque index. It is hoped that the use of this instrument can make it easier for Bank FSI to develop a mosque and its ecosystem for the progress and welfare of people and the nation.

The Concept of Science in the Book Knowledge and the Sacred (Critical Analysis of Book Reviews) Anggara, Jefry; Nurwahidin; Mulawarman Hannase
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.1423

This article discusses a critical analysis of Seyyed Hossein Nasr's Knowledge and the Sacred book review, focusing on the concept of knowledge. The research uses the literature review method to collect and analyze data from various sources, with particular emphasis on Nasr's book review. The review is based on the JSTOR database of The Journal of Religion, Philosophy East and West, Journal of the American Academy of Religion, CrossCurrents, Estudios de Asia y Africa, and Philosophy East and West. The study utilizes an open perspective, focusing on Nasr's methodology, historical context, and integration of the spiritual dimension in the book. The study provides a systematic analysis of the book review, identifying different ideas, theories and approaches. Secondary data comes from various sources from 2019 to 2023. The study provides a comprehensive response to reviewers' critiques of Nasr's book, focusing on its relevance, complexity, and contribution to the Islamic understanding of science. The results of this analysis can provide a better understanding of the relationship between science and Islam and contribute to a more comprehensive understanding of the integration of science and spirituality.

Product and Distribution Channel Innovation to Enhance the Growth of Islamic Financing Companies in Indonesia Mufti, Ridho; Nurwahidin; Hannase, Mulawarman
Formosa Journal of Sustainable Research Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i12.12629

Indonesia, with a Muslim majority population of 87.4% and a growing trend of halal lifestyle, presents a significant opportunity for the growth of Islamic financing companies. However, the market share of Islamic financing companies remains stagnant at 5-6%, despite a significant increase in public awareness of halal products. This study aims to develop product and distribution channel innovations to enhance the competitiveness of Islamic financing companies. The research focuses on refinancing products based on the al-bai’ contract within the framework of musyarakah mutanaqishah (MMQ), which are flexible and relevant to the needs of millennials and MSMEs. Additionally, the study proposes innovations in distribution channels through the integration of financing simulations into corporate websites and mobile applications. The research methodology employs a descriptive qualitative approach, using primary data from DSN-MUI fatwas and secondary data from OJK reports. The findings indicate that Islamic refinancing innovation with al-bai’ in the MMQ framework can provide a practical solution to current limitations of Islamic products while supporting broader Islamic financial inclusion. Digital distribution channels will enhance accessibility and convenience for target markets. Implementing these recommendations is expected to expand the market share of Islamic financing companies and address the evolving needs of society

Dynamics of Gender Equality for Women in the Middle East: An Examination of Cultural Psychology and Islamic Jurisprudence Jihaddin, Muhammad Hazikri; Nurwahidin; Hannase, Mulawarman; Muttaqin, Mohammad Izdiyan
Formosa Journal of Sustainable Research Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i12.12632

Society frequently perceives women as vulnerable and subordinate to regulations. In the traditional environment of Saudi Arabia, women experience restricted mobility and social engagement. The notable distinction from other nations is in the enforcement of regulations and cultural practices that discriminate based on gender and uphold male guardianship laws. Consequently, the cultural environment is perceived as hostile towards women. Furthermore, Saudi Arabia's global reputation on gender equality is very negative. Saudi Arabia seems to have misunderstood perspectives on women's human rights in its policy-making. The interpretation of the Koran and hadith must be scrutinized if it is unjust to women. Saudi ladies are beginning to perceive a promising future for him. Crown Prince Muhammad exerted significant efforts to implement substantial reforms. Diverse reforms, including gender equality, were implemented to portray a moderate and amicable Islam. Saudi women have transformed their societal presence, beginning to embrace their rights and responsibilities in the public domain

Cash Waqf: A Literature Study Using the Systematic Literature Review (SLR) and Bibliography Methods Oktavia, Nursyam; Nurwahidin; Hannase, Mulawarman; Nafis, Muhammad Cholil; Fatwa, Nur; Muttaqin, Mohammad Izdiyan
International Journal of Integrative Sciences Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijis.v3i12.12575

To analyze cash waqf as a preference for waqf by utilizing systematic literature review (SLR) and bibliometric analysis to identify and synthesize relevant articles from published national and international journals. Using an integrated analysis of Systematic Literature Review (SLR) and Bibliometric methods on 1,109 journal articles indexed in the Scopus database. The PRISMA protocol yielded 60 research articles eligible for review and synthesis related to cash waqf, with saturation achieved through 10 articles. Cash waqf can be an effective tool in driving economic growth. The publication and citation performance over the past ten years of observation is relatively high, with an average citation "h" index between 4 and 42 citations. Seven prominent clusters were identified: Islamic Social Finance and Cash Waqf Institutions, Cash Waqf Development, Cash Waqf Management, the function of Cash Waqf as a tool for improving community welfare, the government's role in supporting cash waqf management, the historical development of waqf along with Islamic financial institutions, and Islamic financial instruments and institutions. This study also reveals gaps in existing research, including the development of innovative cash waqf instruments, ethical management controls, broader poverty alleviation strategies, empowering financial markets in cash waqf development, and the utility of cash waqf as Islamic social finance. This study can be recommended as a consideration for the government, waqf management institutions, and other stakeholders in formulating policies and waqf empowerment programs that are more effective through the optimization of cash waqf, including through Sharia banking products linked to cash waqf, as well as innovative and digital cash waqf management. This forms the basis for analyzing waqf development and comparative studies on the effectiveness of cash waqf models

GREEN SUKUK DALAM PERSFEKTIF AL-QURAN (KAJIAN TAFSIR AL-MUNIR) Rio Chaniado Anggara; Nurwahidin; Mulawarman Hanase; Riza Shintia
AL-Ikhtiar : Jurnal Studi Islam Vol. 1 No. 4 (2024): Studi Islam
Publisher : 4

Show Abstract | Download Original | Original Source | Check in Google Scholar

Eksistensi ekonomi syariah beberapa tahun belakangan ini menunjukkan perkembangan yang signifikan, peluncuran lembaga keuangan syariah serta produk-produk keuangan syariah menjadi tolak ukur terhadap perkembangan ekonomi syariah di indonesia. Berbagai penggiat keuangan syariah mulai dari lembaga swasta maupun pemerintahan ikut andil dalam perkembangan keuangan syariah, salah satunya yaitu green sukuk. Green Sukuk merupakan surat berharga syariah negara yang diterbitkan menggunakan prinsip green economy demi kelestarian lingkungan. Produk yang menggunakan prinsip syariah dasar hukumnya berasal dari Al-quran dan hadist. Kajian dalam penelitian ini menguraikan tafsir yang berkaitan dengan ayat-ayat yang berhubungan dengan green sukuk. Tujuan penelitian ini untuk mengetahui bagaimana kajian ilmu tafsir pada produk green sukuk yang menjadi perhatian penting dalam lingkup perekonomian terkhusus bagi perkembangan keuangan syariah. Hasil penelitian menunjukkan bahwa berdasarkan uraian tafsir pada surah Al-A’raf ayat 58, Al-A’raf ayat 56, Ar-rum ayat 41 serta surah Al-Baqarah ayat 205 yang menunjukkan larangan terhadap perusakan lingkungan dan kesesuaian praktik green sukuk yang bertujuan kepada pemeliharaan lingkungan dan alam menjadikan produk green sukuk kombinasi yang efektif, bukan hanya halal tetapi juga thayyib. AbstractThe existence of sharia economy in recent years has shown significant development, the launch of sharia financial institutions and sharia financial products has become a benchmark for the development of sharia economy in Indonesia. Various sharia financial activists ranging from private and government institutions have taken part in the development of sharia finance, one of which is green sukuk. Green Sukuk is a state sharia security issued using the principle of green economy for environmental sustainability. Products that use sharia principles have legal basis from the Al-Quran and Hadith. The study in this research describes the interpretation related to the verses related to green sukuk. The purpose of this study is to find out how the study of interpretation on green sukuk products is an important concern in the scope of the economy, especially for the development of sharia finance. The results of the study show that based on the description of the interpretation of Surah Al-A'raf verse 58, Al-A'raf verse 56, Ar-rum verse 41 and Surah Al-Baqarah verse 205 which shows the prohibition of environmental destruction and the suitability of green sukuk practices aimed at maintaining the environment and nature makes green sukuk products an effective combination, not only halal but also thayyib.

Analisis Penerapan Manajemen Risiko Pembiayaan Pada BMT Al-Furqan Alfian, Annisa Maulidia; Nurwahidin; Hannase, Mulawarman; Alfian
Journal of Islamic Management Vol. 4 No. 2 (2024): July
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v4i2.1653

This research aims to analyze the application of risk management in customer business financing provided by BMT al-Furqan. The problem in this research is that risk management has not been implemented well because there is no special team or division to manage the possible risks. This research uses risk management theory. The data collection method was conducted through interviews and a report document, and the data analysis used a qualitative risk assessment. The thing that distinguishes this research from previous research is the risk indicator. This research adds a risk indicator for customer error in carrying out the contract agreement. The study results show five risk indicators in the acceptable category, eight in the undesirable category, and one in the unacceptable category. The suggestion for BMT Al-Furqan, it is necessary to create standardization and special methods for analyzing customers, also use the 5C analysis method. BMT Al-Furqan needs to provide sheets for monitoring and evaluation so that customers can be controlled. BMT also needs to provide a special team to manage risk management. If a problem occurs, it can be detected early.

Waqf Blockchain in Indonesia: at A Glance Mutmainah, Lu'liyatul; Nurwahidin; Huda, Nurul
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 14 No. 1 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i1.129

Abstract: The emergence of innovation in the world of digital finance in recent years has received attention from various parties commonly known as financial technology. This innovation is in the form of crowdfunding and blockchain platforms. These two innovations can not only be used for commercial, but also social purposes, including waqf. There is a huge potential of cash waqf in Indonesia. However, the realization is relatively still low. This study aims to analyze at a glance waqf blockchain in Indonesia that can optimize the realization of waqf development in Indonesia. Qualitative research methods is used in this paper through the study of literature. The results of the study show that Indonesia is very likely to implement waqf blockchain because the Muslim population reaching more than 80%, the flexible concept of waqf fiqh and the emergence of the halal industry. The most challenges faced are related to waqf literacy to increase public awareness. Investigating about perceived intention to use waqf blockchain through questionnaire and a deep interview with the stakeholders is important for the future research. Keywords: technology, blockchain, waqf.

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