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All Journal International Journal of Social Service and Research Formosa Journal of Sustainable Research (FJSR)
Febrina, Lis
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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OPTIMIZING ZISWAF POTENTIAL: STRATEGIES OF BANK SYARIAH INDONESIA IN PROMOTING SUSTAINABLE BUSINESS GROWTH Febrina, Lis; Nurwahidin; Hannase, Mulawarman; Nafis, M. Cholil; Fatwa, Nur; Muttaqin, Mohammad Izdiyan; Zainal, Veithzal Rivai
International Journal of Social Service and Research Vol. 4 No. 12 (2024): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i12.1106

Abstract

This research aims to determine the provincial priorities for the development of the mosque-based ZISWAF ecosystem by Bank Syariah Indonesia (BSI). This study employs a descriptive qualitative approach, focusing on texts, expressions, and behaviors of resource persons to explore the potential of mosques and the potential for economic and financial empowerment of the people. The study uses a structured interview method to identify key areas on the islands of Java and Sumatra, specifically highlighting East Java, West Java, Jakarta, Aceh, and South Java, as well as additional regions like East Kalimantan, South Sulawesi, and Bali. The results of the study also show that there are differences, advantages, and disadvantages of UPZ and MPZ both in terms of legality, institutional, work patterns, operations, sustainability, and fund distribution flows. There are four clusters of challenges faced by Bank BSI in efforts to develop the mosque and mosque ecosystem in Indonesia, namely, the human resources of amil and nazhir mosques, worshippers and residents around mosques (government regulations and budgets), and the legality of mosque LPZs (local government budgets). The study also shows that there is a significant difference in the quality of mosque management based on dimensions, variables, and indicators on the existing mosque index. It is hoped that the use of this instrument can make it easier for Bank FSI to develop a mosque and its ecosystem for the progress and welfare of people and the nation.
The Influence of Advertising, Trust, and Word of Mouth on the Investment Decision of Government Sukuk Febrina, Lis; Nurwahidin
Formosa Journal of Sustainable Research Vol. 3 No. 4 (2024): April, 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i4.8829

Abstract

This study analyzes the effects of advertising, trust, and word of mouth on the investment decisions of Government Sukuk. The population in this study are Government Sukuk investors. Based on the Hair formula, 115 respondents made up the sample. The sample research approach combines a purposive sampling strategy with a non-probability sampling technique. A questionnaire research instrument is used in a survey as part of the data collection process. techniques for partial least squares data processing. This research demonstrates that advertising has a positive and significant effect on investment decisions, trust has a positive and significant effect on investment decisions, and word of mouth has a positive and significant effect on investment decisions
Co-Authors Hannase, Mulawarman Nafis, M. Cholil Nur Fatwa, Nur Nurwahidin Veithzal Rivai Zainal