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Drivers of Entrepreneurial Intent: The Roles of Motivation, Knowledge, Income Expectations, and Self-Efficacy Nasution, Ade Iskandar; Halim, Asep Abdul; Nur'aeni, Nur'aeni
Indonesian Journal of Economics and Management Vol. 4 No. 3 (2024): Indonesian Journal of Economics and Management (July 2024)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v4i3.6336

Abstract

This study analyzes the influence of entrepreneurial motivation, entrepreneurial knowledge, income expectations, and self-efficacy on entrepreneurial interest. A quantitative method was employed, with a questionnaire distributed to 141 respondents, and the data were analyzed using measurement models and path analysis. The results indicate that entrepreneurial motivation (coefficient 0.051; t-statistic 0.654) and entrepreneurial knowledge (coefficient 0.097; t-statistic 0.417) are not significant predictors of entrepreneurial interest. In contrast, income expectations (coefficient 0.268; t-statistic 0.009) and self-efficacy (coefficient 0.197; t-statistic 0.020) have significant effects. These findings underscore the importance of economic and psychological factors in fostering entrepreneurial interest. Effective training and education programs are necessary to enhance understanding of financial benefits and to build confidence and entrepreneurial skills.
Pengaruh Motivasi, Pengetahuan Kewirausahaan, dan Ekspetasi Pendapatan Terhadap Minat Berwirausaha Generasi Muda di Sektor Agrowisata Nasution, Ade Iskandar; Mu'minin, Ayi Mi'razul; Nur'aeni, Nur'aeni
Journal of Applied Islamic Economics and Finance Vol 4 No 1 (2023): Journal of Applied Islamic Economics and Finance (October 2023)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v4i1.5480

Abstract

The agricultural sector needs to be given attractive added value so that the younger generation does not leave it. One alternative is to combine the agricultural and tourism sectors into agrotourism. Agrotourism provides added value for farmers while still producing production crops and earning additional income from tourist visits. Agrotourism not only improves the standard of living of farmers but also facilitates market accessibility, thus attracting the attention of various parties. Thus, there needs to be an encouragement to make the younger generation interested in entrepreneurship in the agrotourism sector. The purpose of this study is to examine the influence of motivation, entrepreneurial knowledge, and income expectations on the entrepreneurial interest of the younger generation in the agrotourism sector. The research was conducted directly in the field, namely on the object of research in Cibodas Village, Lembang District, West Bandung Regency. Research data in the form of primary data obtained from respondents, namely young people living in the area. Data analysis is done through hypothesis testing in structural equation modeling (SEM) with the help of WarpPLS application.
Pengaruh Transparansi dan Akuntabilitas Pengelolaan Dana Zakat Terhadap Kepercayaan Muzzaki dalam Membayar Zakat di Baznas Provinsi Jawa Barat Nasution, Ade Iskandar; Hermawati, Natasya Nur; Rahmat Setia, Mochamad Nur
Journal of Applied Islamic Economics and Finance Vol. 4 No. 2 (2024): Journal of Applied Islamic Economics and Finance (February 2024)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v4i2.5741

Abstract

Based on the results of observations as the background of this research, is the effect of transparency and accountability in the management of zakat funds on muzzaki's trust in paying zakat at Baznas West Java Province which causes fluctuations in the number of muzzaki, the number of planned realization of zis recipients each year.This study aims to determine how the effect of transparency and accountability in the management of zakat funds on muzzaki's trust in paying zakat at the Baznas of West Java Province, both partially and simultaneously. The object of research in this report is to measure muzzaki's trust. The type of research is quantitative associative with primary data types and uses data collection techniques in the form of observation, interviews, literature studies, and questionnaires. Sampling data collection uses saturated sampling. The population is muzzaki or people who pay zakat in Baznas, West Java Province. The results of this study indicate that there is a significant effect between transparency on muzzaki's trust by testing the results of the hypothesis that tcount > ttable (6.759> 1.290), there is a significant influence between accountability of zakat fund management on muzzaki's trust resulting from the t test (8.835>1.190), simultaneously there is a significant influence between the value of transparency and accountability of zakat fund management Fcount > Ftable 570,522 > Ftable 1,070 with a significant level of 0.000 <0.1.
Pengaruh Persepsi Nasabah dan Margin terhadap Keputusan Pengambilan Pembiayaan Griya di Bank BSI KCP Bandung Majalaya Pebrianti, Silvia; Nasution, Ade Iskandar
Jurnal Dimamu Vol. 3 No. 3 (2024)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v3i3.1103

Abstract

Based on the results of observations, this research was motivated by a lack of understanding of customers about margins, giving rise to customer perceptions that margins in Islamic banks are the same as interest in conventional banks.This study aims to determine how much influence customer perceptions and margins have on the customer's decision to finance griya at Bank BSI KCP Bandung Majalaya.The type of research is quantitative associative. The type of data used is primary data processed using statistical applications, and using data collection techniques in the form of observation, interviews, literature studies, and questionnaires.The population is home financing customers in 2022 with a sample of 58 people. The results showed that customer perception had a significant effect of 39.1% on griya financing decisions, margin had a significant effect of 37.1% on griya financing decisions, and simultaneously customer perceptions and margins had a significant effect of 39.1% on griya financing decisions at Bank BSI KCP Bandung Majalaya.
The influence of Total Quality Management and Reward on Employee Performance at Bank BJB Sumedang Branch Office Nasution, Ade Iskandar; Dewi, Pebrianti Kamisha; Puspitasari, Melina Dwi
International Journal of Global Operations Research Vol. 4 No. 2 (2023): International Journal of Global Operations Research (IJGOR), May 2023
Publisher : iora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47194/ijgor.v4i2.221

Abstract

This study aims to determine how the effect of Total Quality Management and Reward on employee performance at Bank BJB Sumedang Branch Office either partially or simultaneously.The object of research on employee performance reports at Bank BJB Sumedang Branch Office.  The type of research is quantitative associative with primary data type and uses data collection techniques in the form of observation, interviews, questionnaires, and literature study.  While the sampling technique is Non Probability Sampling with purposive sampling.  The population is all employees at Bank BJB Sumedang Branch Office, totaling 110 people with a sample of 86 people.The results showed that there was a significant effect on the Total Quality Management variable on Employee Performance of 57.5% at Bank BJB Sumedang Branch Office, this can be seen from tcount of 2,290 > 1,989 with a significant value of 0.025 < 0.05.  There is a significant effect on the Reward variable on Employee Performance of 23.7% at Bank BJB Sumedang Branch Office, this can be seen from tcount of 2,076 > 1,989 with a significant value of 0.041 < 0.05.  There is a simultaneous effect on the Total Quality Management and Reward variables on Employee Performance of 58.1% at Bank BJB Sumedang Branch Office, this can be seen from the Fcount of 7.214 > 2.71 and a significant value of 0.002 < 0.05, this indicates that  independent variables jointly affect the dependent variable.
The Implementation of Digital Productive Zakat Management Strategy at Musa'adatul Ummah Jamaludin, Jujun; Wijana, Miki; Nasution, Ade Iskandar; Jalaluddin, Jalaluddin
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 9 No 2 (2025): August
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i2.2900

Abstract

This study aims to analyze the strategy of productive zakat management in the digital era as implemented by the Zakat Management Institution Musa'adatul Ummah. A qualitative approach using a case study method was employed to gain in-depth understanding of the institution’s strategic efforts in empowering zakat recipients (mustahik). The findings reveal that the strategy focuses on the selection of potential mustahik, the provision of business capital in the form of non-repayable grants, and intensive mentoring in entrepreneurship. The institution has also begun utilizing digital technology to enhance efficiency and effectiveness, particularly in fundraising through digital platforms, program promotion via social media, and zakat distribution reporting in the form of digital infographics. However, the digitization process still faces several challenges, such as limited technological infrastructure, insufficient digital competence among human resources, and low digital literacy among mustahik. These findings highlight the need for institutional capacity building, the development of an integrated digital zakat system, and strategic collaboration with various stakeholders to support sustainable digital transformation in zakat management. This study contributes theoretically to the development of a digital-based zakat management model and practically offers insights for local zakat institutions to navigate the challenges of the digital era.
PRODUCT DEVELOPMENT ASSISTANCE TO IMPROVE THE ECONOMY OF MSMES IN SUGIHMUKTI VILLAGE, PASIRJAMBU DISTRICT Nasution, Ade Iskandar; Nur'aeni, Nur'aeni; Mintarsih, Mimin; Setiawan, Topan; A . S, Nabi Muhammad; Alifiah, Salma
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 9 No. 2 (2025): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 4 Indexed)

Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.009.2.05

Abstract

In Sugihmukti Village, Pasirjambu District, the majority of the community relies on agriculture, plantations, and home-based businesses that produce various local products, including processed foods, traditional beverages, and handicrafts. This potential should be able to drive the village's economy; however, in practice, there are still various obstacles. Therefore, assistance in product development is needed to enhance the economy of MSMEs in Sugihmukti Village. The method used in this service is Oriented-Project Planning (OPP), where the implementation of the service focuses on planning development and executing programs to achieve specific goals. The stages of implementation in this service include the stages of socialization, training, technology application, mentoring, evaluation, and program sustainability. The results of the activities indicate that this program successfully enhanced the capacity of business actors through training, technology application, and more effective marketing strategies, resulting in products that are more innovative, of higher quality, and competitive; the positive impacts are evident from the increased market opportunities, strengthened cooperation networks, and the commitment to program sustainability that supports the continuous economic growth of the village.
Legal Protection of Consumers in Online Buying and Selling Transaction on Sharia E-Commerce Nasution, Ade Iskandar; Muklas, Oyo Sunaryo; Burhanuddin, Burhanuddin
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 9 No. 2 (2026)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v9i2.1861

Abstract

The development of digital technology has brought significant changes to buying and selling patterns, especially with the emergence of sharia e-commerce in Indonesia. Muslim communities are now increasingly choosing e-commerce platforms that offer guarantees for transactions in accordance with sharia principles. However, the growth of sharia e-commerce is also accompanied by challenges and risks, particularly regarding consumer legal protection. Various issues such as fraud, products not matching descriptions, misuse of personal data, and unclear contract terms frequently occur in online transactions. This study aims to analyze the forms of legal protection for consumers in online buying and selling transactions on sharia e-commerce platforms, from both the perspective of national positive law and Islamic legal (sharia) principles. The research adopts a qualitative method with a library research approach, reviewing documents, literature, relevant legislation, and sharia fatwas. The findings indicate that consumer protection in sharia-based online transactions must integrate the principles of justice, honesty, and transparency as contained in the Qur’an and Hadith, and as regulated by the Consumer Protection Act and Electronic Information and Transactions Act (ITE Law). Consumer education, sharia supervisory institutions, and sharia-based dispute resolution mechanisms are key to achieving optimal legal protection. Therefore, integrating national law and sharia principles is crucial to ensure consumer rights and security in Indonesia’s sharia e-commerce ecosystem.