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All Journal Jurnal Ilmiah Ekonomi Islam Iqtishodia: Jurnal Ekonomi Syariah Al-Muhasib: Journal of Islamic Accounting and Finance Aktualisasi Pengabdian Masyarakat: Jurnal Pengabdian Kepada Masyarakat Welfare: Jurnal Pengabdian Masyarakat
Kusumawardhany, Sayekti Indah
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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A Study on Financial Soundness at Indonesian Islamic Bank Hidayah, Islamiati; Hariyanti, Sri; Kusumawardhany, Sayekti Indah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1270

Abstract

This study aims to investigate the soundness of Islamic Bank in Indonesia. Particularly at PT. Bank Muamalat Indonesia, Tbk through RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This study is a quantiative study and employs multiple regression analysis to analyze the data from annual report of Bank Muamalat Indonesia. RGEC method was employes to measure the financial distress which includes components of Risk Profile, Good Corporate Governance, Earnings, and Capital. The Risk Profile is proxied by Non-Performing Finance (NPF) and Financing to Deposit Ratio (FDR). Earnings are proxied by Return on Assets (ROA), Return on Equity (ROE). Capital is peroxided by the Capital Adequacy Ratio (CAR). The result of this study shows NPF, FDR, RoA, RoE, and CAR are partially and simultanousely influence financial distress of Islamic Bank especially in Bank Muamalat Indonesia. Particularly, NPF and RoE have a positive relationship with financial distress while FDR, RoA, and CAR have a negative relationship with financial distress
Kualitas Rumusan Misi dan Kinerja Keuangan pada Perusahaan LQ45 yang terdaftar di Bei Tahun 2019 Faizal; Kusumawardhany, Sayekti Indah
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 2 No. 1 (2022)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v2i1.193

Abstract

The success or setback of the company cannot be separated from the company's own policy in seeing an opportunity and taking action every time, it encounters obstacles. So strategic management is needed as a tool to assist companies in recognizing opportunities and threats from outside as well as company advantages and shortcomings that must be improved. Mission generally describes how the vision will be achieved. With a strong and appropriate foundation, the company will develop optimally and directed. To read the company's performance in order to assess the implementation of strategic management, researchers use financial ratio analysis. One of the ratios used is Return on Assets (ROA). Return on Assets shows the company's ability to use all of its assets to generate profits. The financial report data used in this study are the financial statements of companies that are included in the IDX LQ45 list in 2019. The results from similar studies show inconsistent results in each condition and case. In this study, it was found that good company performance is not directly related to the mission statement. The company has had good performance but it is not directly manifested in the vision statement. Keberhasilan atau kemunduran perusahaan tidak lepas dari kebijakannya dalam melihat peluang, dan langkahnya dalam mengambil tindakan setiap menghadapi kendala. Maka dari itu, diperlukan strategic manajemen sebagai alat untuk membantu perusahaan dalam mengenali peluang dan ancaman dari luar, serta kelebihan dan kekurangan perusahaan yang harus diperbaiki dari dalam. Pada umumnya, misi menggambarkan bagaimana cara mewujudkan visi. Dengan fondasi yang kuat dan tepat, perusahaan akan berkembang secara optimal dan terarah. Untuk membaca kinerja perusahaan dalam rangka menilai implementasi manajemen strategis, peneliti menggunakan analisis rasio keuangan. Salah satu rasio yang digunakan adalah Return on Assets (ROA). Pengembalian Aset menunjukkan kemampuan perusahaan dalam menggunakan semua asetnya untuk menghasilkan keuntungan. Data laporan keuangan yang digunakan dalam penelitian ini adalah laporan keuangan perusahaan yang masuk dalam daftar IDX LQ45 tahun 2019. Hasil dari penelitian serupa menunjukkan hasil yang tidak konsisten dalam setiap kondisi dan kasus. Dalam penelitian ini ditemukan bahwa kinerja perusahaan yang baik tidak berhubungan langsung dengan pernyataan misi. Perusahaan telah memiliki kinerja yang baik tetapi tidak secara langsung dimanifestasikan dalam pernyataan visi.
Pendampingan Persiapan Skenario New Normal Pada Taman Kanak-Kanak Dan Pendidikan Anak Usia Dini Di Kabupaten Kediri Kusumawardhany, Sayekti Indah; Hariyanti, Sri
Aktualisasi Pengabdian Masyarakat Vol. 1 No. 2 (2023)
Publisher : Fakultas Tarbiyah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/akdimas.v1i2.1986

Abstract

The COVID-19 pandemic is not the first time this has occurred. Even so, the problem of covid 19 becomes serious when the transmission process is so fast, namely through contact or dopplet media. In 2020, at the beginning of the new school year, the government imposed a new normal system for school trials using the face-to-face system again with several attached rules so that the implementation of teaching and learning activities continued. This method uses socialization media. This socialization was chosen at one of the kindergartens and early childhood education in Kediri Regency, namely TK Kusuma Mulia Seketi in Kediri Regency. The socialization activity for the new normal scenario can be concluded that the Kusuma Mulia Seketi Kindergarten school can prepare some of the necessities needed for school activities that will reopen during the new school year. This socialization is expected to help schools provide adequate, safe and maximum educational services while still complying with applicable regulations.
Pemanfaatan Media Shopee Dalam Meningkatkan Penjualan Madu Masriana UMKM Di Iro Jaya Kusumawardhany, Sayekti Indah; Putri, Ardelia Devi Eka; Fitriana, Annisa; Ariyani, Anisa Putri; Linuriyati, Annisa
Aktualisasi Pengabdian Masyarakat Vol. 2 No. 1 (2024)
Publisher : Fakultas Tarbiyah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/akdimas.v2i1.3446

Abstract

Historically, transactions were initially carried out directly or face to face, now they have changed to via the internet or online transactions. With the convenience of the internet, business people no longer experience difficulties in obtaining any information to support their business activities. E-commerce is a product marketing media with an electronic system that brings together many sellers and buyers who transact with each other. Currently, the growth of e-commerce is showing an increase because people's style is starting to slowly shift from initially shopping offline to tending to shop online. Therefore, it can be an opportunity for Madu Masriana MSME owners to participate in marketing their products in one of the e-commerce sites, namely Shopee, as an effort to increase sales of their products. Based on the explanation above, this research aims to utilize Shopee media to increase sales of Micro, Small and Medium Enterprises (MSMEs) at Madu Masriana. The method used in this service is the PAR (Participatory Action Research) method. The success rate of this discount technique increased by 5%. The increase figure is still relatively small because the evaluation period was only carried out for a short time, namely around 20 days. It is hoped that after this service, the use of sales on Shopee media can continue to increase.
A Study on Financial Soundness at Indonesian Islamic Bank Hidayah, Islamiati; Hariyanti, Sri; Kusumawardhany, Sayekti Indah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1270

Abstract

This study aims to investigate the soundness of Islamic Bank in Indonesia. Particularly at PT. Bank Muamalat Indonesia, Tbk through RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This study is a quantiative study and employs multiple regression analysis to analyze the data from annual report of Bank Muamalat Indonesia. RGEC method was employes to measure the financial distress which includes components of Risk Profile, Good Corporate Governance, Earnings, and Capital. The Risk Profile is proxied by Non-Performing Finance (NPF) and Financing to Deposit Ratio (FDR). Earnings are proxied by Return on Assets (ROA), Return on Equity (ROE). Capital is peroxided by the Capital Adequacy Ratio (CAR). The result of this study shows NPF, FDR, RoA, RoE, and CAR are partially and simultanousely influence financial distress of Islamic Bank especially in Bank Muamalat Indonesia. Particularly, NPF and RoE have a positive relationship with financial distress while FDR, RoA, and CAR have a negative relationship with financial distress
Pelatihan Pembuatan Buket Snack Untuk Meningkatkan Kreativitas Santriwati dalam Membuka Peluang Usaha Kerja di Ponpes Sunan Ampel Rejomulyo Ahmad, Risna Ahmad Nuraini; Arifin, Muhammad Alwan Riza; Nuraini, Risna Ahmad; Rofiah, Nihayatur; Kusumawardhany, Sayekti Indah
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 3 (2024): Welfare : September 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i3.1737

Abstract

Rabithaah Ma'ahid Islamiyah on August 9, 2024 held a snack bouquet making training to improve the creativity and skills of female students in opening up business opportunities. This training was held at the Sunan Ampel Rejomulyo Islamic Boarding School, Kediri, with around 50 participants who were representatives of Islamic boarding schools in Kediri Regency and City. This activity is in collaboration with the Calalily & Mucha Griya Seserahan bouquet community. The service method used in the training includes theoretical explanations, introduction to tools and materials, and direct practice in small groups. Participants are taught basic techniques for making snack bouquets, from design to product completion. This training also includes an explanation of the purpose of making bouquets as products of economic value. The results of the activity showed an increase in participants' understanding of bouquet making techniques and creativity in creating products. This training succeeded in motivating female students to develop independent, skills-based businesses.
Development Strategies of Muslim’s MSMEs at Banyoksah Village Sampang Madura Island: Analysis of IFAS and EFAS Matrix Hidayah, Islamiati; Kusumawardhany, Sayekti Indah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10029

Abstract

This study is aimed to find out how the Honey Pumpkin business development strategy is carried out by Honey Pumpkin Farmers in Banyusokah Village, Sampang Regency based on EFAS and IFAS Matrix. The method employed in this study is descriptive qualitative which is aims to describe, describe, record, and analyze existing and current conditions. The result of the study showed that Honey Pumpkin business in Banyoksah Village of Sampang Regency is able to implement the growth oriented strategy for developing its business. The suggested strategies are firstly, to distribute the products in the store at Sampang Regency and utilizing social media such as IG, whatsApp and so on for marketing. Secondly, diverging the processed product from honey pumpkin and turning customer into reseller. Thirdly, replacement of production technology used with more sophisticated and modern to increase the production effectively and efficiently. Lastly, opening several branch of store that owned by the company.
Kualitas Rumusan Misi dan Kinerja Keuangan pada Perusahaan LQ45 yang terdaftar di Bei Tahun 2019 Faizal; Kusumawardhany, Sayekti Indah
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 2 No. 1 (2022)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v2i1.193

Abstract

The success or setback of the company cannot be separated from the company's own policy in seeing an opportunity and taking action every time, it encounters obstacles. So strategic management is needed as a tool to assist companies in recognizing opportunities and threats from outside as well as company advantages and shortcomings that must be improved. Mission generally describes how the vision will be achieved. With a strong and appropriate foundation, the company will develop optimally and directed. To read the company's performance in order to assess the implementation of strategic management, researchers use financial ratio analysis. One of the ratios used is Return on Assets (ROA). Return on Assets shows the company's ability to use all of its assets to generate profits. The financial report data used in this study are the financial statements of companies that are included in the IDX LQ45 list in 2019. The results from similar studies show inconsistent results in each condition and case. In this study, it was found that good company performance is not directly related to the mission statement. The company has had good performance but it is not directly manifested in the vision statement. Keberhasilan atau kemunduran perusahaan tidak lepas dari kebijakannya dalam melihat peluang, dan langkahnya dalam mengambil tindakan setiap menghadapi kendala. Maka dari itu, diperlukan strategic manajemen sebagai alat untuk membantu perusahaan dalam mengenali peluang dan ancaman dari luar, serta kelebihan dan kekurangan perusahaan yang harus diperbaiki dari dalam. Pada umumnya, misi menggambarkan bagaimana cara mewujudkan visi. Dengan fondasi yang kuat dan tepat, perusahaan akan berkembang secara optimal dan terarah. Untuk membaca kinerja perusahaan dalam rangka menilai implementasi manajemen strategis, peneliti menggunakan analisis rasio keuangan. Salah satu rasio yang digunakan adalah Return on Assets (ROA). Pengembalian Aset menunjukkan kemampuan perusahaan dalam menggunakan semua asetnya untuk menghasilkan keuntungan. Data laporan keuangan yang digunakan dalam penelitian ini adalah laporan keuangan perusahaan yang masuk dalam daftar IDX LQ45 tahun 2019. Hasil dari penelitian serupa menunjukkan hasil yang tidak konsisten dalam setiap kondisi dan kasus. Dalam penelitian ini ditemukan bahwa kinerja perusahaan yang baik tidak berhubungan langsung dengan pernyataan misi. Perusahaan telah memiliki kinerja yang baik tetapi tidak secara langsung dimanifestasikan dalam pernyataan visi.
Co-Authors Ahmad, Risna Ahmad Nuraini Annisa Fitriana Arifin, Muhammad Alwan Riza Ariyani, Anisa Putri Faizal Hariyanti, Sri Hidayah, Islamiati Linuriyati, Annisa Nuraini, Risna Ahmad Putri, Ardelia Devi Eka Rofiah, Nihayatur