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Journal : Jurnal Informatika Ekonomi Bisnis

Sikap Kontrol Diri dengan Perilaku Konsumtif Mahasiswa: Studi Empiris pada Mahasiswa FKIP Universitas Klabat Merfin Hidayat; Aseng, Andrew Christian; Tumbel, Noldin Jerry; Pandeirot, Lanemey Brigitha
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (356.451 KB) | DOI: 10.37034/infeb.v5i2.568

Abstract

Self-control has an important role in people's lives, so studying its relationship with consumptive behavior is interesting. For this reason, this study was made to determine the level of self-control, the level of consumptive behavior, and the relationship between self-control and consumptive behavior, especially among students of the Faculty of Education at a private university in North Sulawesi. Quantitative and correlative research methods were used in this study with a total of 200 students as respondents. Furthermore, the mean value is used to find out the level of self-control and consumptive behavior. Meanwhile, the Pearson correlation test was used to seek out the relationship between self-control and consumptive behavior. The results obtained are (1) student self-control is in the high category or students agree that they can control themselves in shopping with an average value of 4.10; (2) student consumptive behavior is in the low category or students do not agree that they behave consumptively or consume goods excessively in shopping with an average value of 2.35, and (3) the results of data analysis using the Pearson correlation test showed that there is a strong and negatively significant relationship between self-control and consumptive behavior with a value of rxy = -0.360 and a significance value of p 0.000 <0.05. Thus, the higher the student's self-control, the lower the consumptive behavior.
Working Capital Turnover on Profitability Evidence on Manufacturing Firms in ASEAN Aseng, Andrew Christian; Pandeirot, Lanemey Brigitha
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i4.756

Abstract

This research aims to find out the effect of working capital turnover on profitability as measured by return on assets, return on equity, and net profit margin using the firm size control variable due to the inconsistency of results and the lack of related research. 5980 observations from manufacturing companies in five ASEAN countries that published financial reports on their respective stock exchanges in the 2012-2016 period were the sample for this research. This sample was then tested for multicollinearity and heteroscedasticity first and then the multiple regression method with a fixed effect model was used to find out the influence of the independent variable on the dependent variable. The research results found that working capital turnover did not affect the profitability of manufacturing companies in ASEAN. Thus, it is recommended that companies use other liquidity strategies that can be proven to influence profitability. It is recommended that further research be carried out using other variables or in different countries and research periods.
Closing the Gap between Financial Literacy and Financial Inclusion Pandeirot, Lanemey Brigitha; Aseng, Andrew Christian
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 2 (June 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i2.877

Abstract

Nowadays many people still trapped into some financial fraud because of lack of financial literacy. On the other hand, the Indonesian government are trying to increase public financial literacy rate in order to reach the financial inclusion rate through Strategi Nasional Literasi Keuangan Indonesia (SNLKI). Thus, this systematic literature review was done to discuss factors influence financial literacy so that it can be increased and cope with the financial inclusion rate. Several journal articles and related sources were selected and analyzed. The results found that financial literacy does affect financial inclusion and for the former rate be increased to close the gap with the latter, there are five factors need to consider, namely: formal education, socialization, family, government regulation, and use of financial technology. There are some recommendations of strategy for each factor that are discussed in hoping to help increase public financial literacy and support the government program through SNLKI.