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All Journal Journal of Applied Sciences in Accounting, Finance, and Tax JUKEMAS : Jurnal Pengabdian Kepada Masyarakat
Lestari, Firda
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Religion Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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Pendampingan Partisipatif Restorasi Terumbu Karang Binaan PT Hengjaya Mineralindo di Perairan Pulau Bapa, Kabupaten Morowali Sadarun, Baru; Afu, La Ode Alirman; Syam, Sahril; Cahyono, Harry; Nugroho, Oktsyavitto Adithya; Umbay, Virgo Lelono; Hidayat, La Ode Alfitrah; Hidayat, Rakhmat; Kurnianto, Harry Eko; Virginia, Chrisma; Lestari, Firda; Ihsas, Mijwadul
JUKEMAS : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 3 (2025): JUKEMAS: Jurnal Pengabdian Kepada Masyarakat, September 2025
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/jukemas.v2i3.1177

Abstract

Aktivitas pembangunan di wilayah pesisir Morowali telah memberikan tekanan signifikan terhadap ekosistem terumbu karang, menyebabkan degradasi habitat dan penurunan keanekaragaman hayati. Untuk mengatasi permasalahan ini, dilakukan program pengabdian masyarakat berupa pendampingan partisipatif restorasi ekosistem terumbu karang di Perairan Pulau Bapa, Kabupaten Morowali, dengan dukungan PT Hengjaya Mineralindo sebagai mitra binaan. Program ini bertujuan memulihkan ekosistem terumbu karang sekaligus meningkatkan kapasitas dan kesadaran ekologis masyarakat pesisir dalam pengelolaan sumber daya laut secara berkelanjutan. Hasil kegiatan menunjukkan tingkat partisipasi masyarakat yang tinggi (85%), keberhasilan transplantasi bibit karang mencapai 82%, serta peningkatan tutupan karang hidup sebesar 12% dalam enam bulan pasca-implementasi. Program ini memberikan model kolaborasi efektif antara akademisi, industri, dan masyarakat dalam konservasi pesisir, yang dapat direplikasi di wilayah pesisir Indonesia lainnya.
The existence of Emok Bank in the perspective of law number 10 of 1998 concerning banking Lestari, Firda; Nurhayati, Ida
Journal of Applied Sciences in Accounting, Finance, and Tax Vol. 7 No. 1 (2024): April 2024
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/jasafint.v7i1.33-43

Abstract

The people of Parakanjaya Village have been using loans from loan sharks or what is known as "Emok Bank" to meet consumer needs because, with their jobs where their income is uncertain, they have not been able to meet their needs or requirements quickly. However, quite a few people also use the services of "Bank Emok" for productive purposes, namely as business capital. This research aims to describe Bank Emok's practices, Bank Emok's operations, and the obstacles faced by the community as Bank Emok customers. The research method used in this research is a descriptive, qualitative approach with a juridical and societal approach. The data collection techniques used in this research consisted of documents and interviews. The research results show that the legal existence of Emok Bank, especially in its operations, distribution, setting interest rates, and payment methods, is not by regulations, especially the Banking Law. However, the Parakanjaya Village community has helped economically.
Co-Authors Baru Sadarun Cahyono, Harry Hidayat, La Ode Alfitrah Ida Nurhayati Ihsas, Mijwadul Kurnianto, Harry Eko La Ode Alirman Afu, La Ode Alirman Nugroho, Oktsyavitto Adithya Rakhmat Hidayat, Rakhmat Syam, Sahril Umbay, Virgo Lelono Virginia, Chrisma