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Digitalization of Savings and Loans to Improve Financial Management of PKK Candi Lontar, Sambikerep Surabaya Prayogi, Gusti Dian; Resmawa, Ira Ningrum; Febriana, Annisah
Jurnal Abmas Negeri (JAGRI) Vol. 6 No. 2 (2025): Volume 6 Nomor 2 Desember 2025
Publisher : Sarana Ilmu Indonesia (salnesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36590/jagri.v6i2.1760

Abstract

Training to introduce savings and loan accounting applications is a form of community service activity carried out by lecturers from STIE YAPAN. The partners in this activity are the management and members of the PKK RW 07 Candi Lontar savings and loan group. The savings and loan activity is an economyc activity commonly carried out by PKK women in RW 07 Candi Lontar. However, manual transaction recording often causes difficulties in financial management and reporting. Therefore, this community service activity aimed to provide training on the use of savings and loan accounting applications to PKK women in RW 07 Candi Lontar. The implementation method included five stages: socialization and needs assessment, face-to face training, application implementation, post-training assistance, and evaluation, and program sustainability. The results showed an increase in participants' understanding and skills in using the application. It was evident that participants are able to record savings, loan, and installment transactions digitally, as well as create simple financial reports. The sustainability of this program is expected to help manage the PKK savings and loan unit's finances to be more accountable and efficient.
SHORT-TERM FINANCIAL PLANNING AND SIMPLE INVESTMENT EDUCATION FOR THE WELFARE OF MSME OWNERS IN SURABAYA Ratih Dewi Titisari Haryana; Annisah Febriana
Pedagogic Research-Applied Literacy Journal Vol. 1 No. 4 (2024): Volume 1 Number 4 August-October 2024
Publisher : Suluh Adiluhung Publisher (SAPub)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70574/tgs22g73

Abstract

MSMEs play a vital role in the regional economy but still face challenges such as low financial literacy and limited understanding of investment. These conditions lead to weak financial planning and poor welfare for business actors. This community service activity aims to improve MSME owners' understanding of short-term financial planning and simple investment as an effort to strengthen business financial resilience. The implementation method used an educative-participatory approach through interactive workshops, discussions, case studies, and brief mentoring conducted at the Gunung Anyar Culinary Tourism Center in Surabaya. The results showed an increase in participants' understanding of separating personal and business finances, cash flow management, simple financial recording, and the introduction of low-risk investment instruments. Participant satisfaction surveys based on material quality, delivery methods, and activity benefits showed a very high level of satisfaction. Overall, this activity is considered effective and relevant in supporting more planned and sustainable MSME financial management.