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All Journal Velocity: Journal of Sharia Finance and Banking Velocity: Journal of Sharia Finance and Banking
Nassarrudin, Razie Bin
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah Hidayatullah, Muhammad Syarif; Nassarrudin, Razie Bin; Mashudi, Mashudi
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1059.493 KB) | DOI: 10.28918/velocity.v1i2.4319

Abstract

This study aims to determine and explain the perceptions of batik SMEs in the area of ​​wiradesa that are carried out in an effort to advance technology in this case is Islamic financial technology and explain how interested batik SMEs in the Wiradesa area are in conducting Islamic financing or peer to peer lending in sharia in Islamic financial technology. This research is a field research with a qualitative approach. To get valid data, the authors use data collection methods, namely interviews, documentation, and observation. There are two data sources in this study, namely primary data sources and secondary data sources. The results of this study stated that the perception of batik SMEs in the Wiradesa Region did not yet know or were unfamiliar with sharia financial technology and had an interest in participating in sharia financing in sharia financial technology on the grounds that sharia financing used sharia principles in the contract which made the SMEs of Batik feel not too anxious in running his business. And the SMEs of Batik in the Wiradesa Region also hope to hold a socialization about the use of services from Islamic financial technology providers to be able to understand the use of technology easily.
Persepsi Pelaku UMKM Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah Mashudi; Hidayatullah, Muhammad Syarif; Nassarrudin, Razie Bin
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4319

Abstract

Penelitian ini bertujuan untuk mendeskripsikan dan menjelaskan persepsi pelaku UMKM batik di Wiradesa yang dilakukan dalam upaya memajukan teknologi dalam hal ini financial technology syariah dan menjelaskan bagaimana minat UMKM batik di Wiradesa dalam melakukan pembiayaan syariah atau peer to peer lending syariah dalam teknologi keuangan syariah. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif. Untuk mendapatkan data yang valid, peneliti menggunakan metode pengumpulan data yaitu wawancara, dokumentasi, dan observasi. Sumber data dalam penelitian ini ada dua, yaitu sumber data primer dan sumber data sekunder. Hasil penelitian ini menyatakan bahwa persepsi pelaku UMKM batik di Wiradesa tentang pembiayaan syariah fintech syariah dirasa kurang. Hal ini mengindikasikan penting dan mendesaknya sosialisasi dan edukasi tentang pembiayaan syariah dari platform fintech syariah oleh pihak terkait agar para pelaku UMKM batik di Wiradesa dapat memahami penggunaan teknologi dengan mudah.
Co-Authors Mashudi , Mashudi Mashudi Muhammad Syarif Hidayatullah, Muhammad Syarif