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All Journal Agrointek Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) Social Science Studies Study & Accounting Research Jurnal Ilmiah Nusantara
Aceng Kurniawan
Department Of Agriculture Technology, Papua University. Gunung Salju Street, Amban, Manokwari-98314, West Papua, Indonesia
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Social Science Studies

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The Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior: (Study of Micro, Small and Medium Enterprises, MSMEs in Bandung Regency) Hidayat, Rifki; Aceng Kurniawan
Social Science Studies Vol. 4 No. 4 (2024): Issue: July
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/sss44.10882024

Abstract

Research Aims: Analyzing the Influence of Financial Literacy and the Use of Financial Technology (FinTech) on Financial Behavior in Bandung Regency Micro, Small and Medium Enterprises (MSMEs). Design/methodology/approach: This research uses a quantitative approach through correlational methods. Research Findings: The research results found: 1). Financial literacy has a positive and significant effect on financial behavior variables. 2). The use of financial technology (FinTech) has a positive and significant effect on financial behavior variables. 3). Financial literacy and the use of financial technology (FinTech) positively and significantly affect the financial behavior of micro, small and medium enterprises (MSMEs) in Bandung Regency. Theoretical Contribution/Originality: Further increase knowledge of financial management by actively participating in workshops or seminars related to financial management, insurance, investment and business fund management. And increasing financial technology (FinTech) knowledge by orienting to the latest news regarding technological developments in up-to-date financial products and services.
Co-Authors Darma, Darma Nastiti Siswi Indrasti Ono Suparno Reniana, Reniana Rifki Hidayat Ruhyat Simbolon Sukardi Sukardi