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The Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior: (Study of Micro, Small and Medium Enterprises, MSMEs in Bandung Regency) Hidayat, Rifki; Aceng Kurniawan
Social Science Studies Vol. 4 No. 4 (2024): Issue: July
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/sss44.10882024

Abstract

Research Aims: Analyzing the Influence of Financial Literacy and the Use of Financial Technology (FinTech) on Financial Behavior in Bandung Regency Micro, Small and Medium Enterprises (MSMEs). Design/methodology/approach: This research uses a quantitative approach through correlational methods. Research Findings: The research results found: 1). Financial literacy has a positive and significant effect on financial behavior variables. 2). The use of financial technology (FinTech) has a positive and significant effect on financial behavior variables. 3). Financial literacy and the use of financial technology (FinTech) positively and significantly affect the financial behavior of micro, small and medium enterprises (MSMEs) in Bandung Regency. Theoretical Contribution/Originality: Further increase knowledge of financial management by actively participating in workshops or seminars related to financial management, insurance, investment and business fund management. And increasing financial technology (FinTech) knowledge by orienting to the latest news regarding technological developments in up-to-date financial products and services.
Diagnosis of Preeclampsia in Pregnant Women Based on K-Nearest Neighbor Algorithm Hidayat, Rifki; Astuti, Tri
Journal of Applied Data Sciences Vol 1, No 2: DECEMBER 2020
Publisher : Bright Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47738/jads.v1i2.53

Abstract

Maternal deaths are divided into two namely direct and indirect deaths. Globally 80% of direct maternal deaths, preeclampsia are included in direct maternal deaths. Preeclampsia conditions of pregnancy with hypertension occur after the 20th week in women who previously had normal blood pressure. Preeclampsia can also be characterized by hypertension (systolic blood pressure ≥ 140 mmHg or diastolic blood pressure ≥ 90 mmHg) accompanied by proteinuria (≥ 300 mg / dl in tamping urine 24 hours). In this study, an analysis of medical records in the Purbalingga and Banyumas areas using 8 attributes, namely age, body weight, blood pressure, edema, multiple pregnancy, history of hypertension, how many children, urine protein, and preeclampsia class. From calculations using the K-NN (K-Nearest Neighbor) algorithm, the Sensitivity performance value of 98.19%, Specificity 100%, and Accuracy 98.33%.
EVALUASI DAMPAK KERUSAKAN JALAN DENGAN PENDEKATAN METODE PAVEMENT CONDITION INDEX PADA RUAS JALAN TGK BAKURMA – COT IRI KABUPATEN ACEH BESAR Azka, Cut Nawalul; Hidayat, Rifki; Amin, Jurisman; Fitriani, Mega
JURNAL SPEKTRAN Vol 12 No 1 (2024)
Publisher : Master of Civil Engineering Program Study, Faculty of Engineering, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/SPEKTRAN.2024.v12.i01.p04

Abstract

Pemeliharaan jalan merupakan aspek krusial dalam memastikan infrastruktur transportasi yang aman dan efisien. Ruas jalan Tgk Bakurma Desa Cot Iri, Kecamatan Krueng Barona Jaya, Kabupaten Aceh Besar sepanjang 3 km, menjadi fokus penelitian karena mengalami tantangan kerusakan yang perlu dievaluasi secara mendalam. Dengan menggunakan pendekatan metode Pavement Condition Index (PCI), penelitian ini bertujuan untuk mengevaluasi dampak kerusakan jalan dengan menerapkan metode Pavement Condition Index. Evaluasi ini diharapkan dapat memberikan gambaran yang komprehensif tentang kondisi jalan dan memberikan dasar untuk pemeliharaan yang lebih efektif. Metode penelitian melibatkan survei lapangan dengan menggunakan teknik pengamatan langsung untuk mengidentifikasi kerusakan jalan, serta menghitung PCI sebagai parameter evaluasi kondisi pavement. Data yang diperoleh dianalisis secara statistik untuk mendapatkan gambaran yang akurat tentang tingkat kerusakan dan kondisi jalan. Hasil evaluasi menunjukkan adanya kerusakan signifikan pada ruas jalan yaitu Segmen 1 sebesar 73,3 m2 (17%), Segmen 2 sebesar 270 m2 (62%), dan Segmen 3 sebesar 93,14 m2 (21%), dengan nilai Corrected Deduct Value (CDV) rata-rata sebesar 83,34. Setelah didapatkan nilai CDV maka kemudian didapatkan nilai PCI sebesar 16,67 sehingga dikategorikan sebagai kondisi jalan buruk sesuai dengan kategori kondisi jalan buruk yang berada pada range 11–25. Faktor tertentu seperti beban lalu lintas dan kondisi cuaca telah berkontribusi pada penurunan kondisi pavement. Berdasarkan hasil evaluasi, dapat disimpulkan bahwa ruas jalan tersebut memerlukan tindakan pemeliharaan yang mendesak. Pendekatan PCI dapat digunakan sebagai alat yang efektif untuk mengidentifikasi dan mengevaluasi dampak kerusakan jalan. Kesimpulan ini memberikan dasar untuk perencanaan pemeliharaan yang lebih efisien dan berkelanjutan demi memastikan keberlanjutan infrastruktur.
Mikro-Simulasi Prasarana U-Turn Menggunakan Sofware VISSIM Pada Ruas Jalan Teuku Nyak Arief Kota Banda Aceh Cut Nawalul Azka; Hidayat, Rifki; Aldi Fajri
Jurnal Serambi Engineering Vol. 10 No. 1 (2025): Januari 2025
Publisher : Faculty of Engineering, Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Heavy traffic conditions for road users, especially on Teuku Nyak Arief Street, Banda Aceh City at U-turn often cause high traffic disruption, where it is difficult to understand road conditions, because the position of the U-turn is often found to be ineffective, including less than ideal road conditions with the presence of roads so congested that it will affect U-turns and congestion at active U-turns. The problem is how to improve the effectiveness of U-turns through microsimulation of the VISSIM software against the model scenario. The method used is to analyse the level of service using VISSIM software on the delay value. Based on the analysis of existing, there is a poor LOS U-turn 4 which is LOS E with a delay value of 41.79 vehicles/second, but there is also a U-turn whose level is quite good such as U-turn 1 with 24.17 vehicles/second. Recommendation at U-turn 4 to improve road service by closing the north-south road and diverting to U-turn 3. U-turn 4, which was originally a double U-turn, has been changed to a single U-turn (for north-south U-turns only). The best advice given is traffic management with consideration based on local conditions.
Prediksi Churn Pelanggan Multinational Bank Menggunakan Algoritma Machine Learning Hidayat, Rifki; Syawaludin, M Ainur; Nurmalitasari, Nurmalitasari
Simpatik: Jurnal Sistem Informasi dan Informatika Vol. 4 No. 2 (2024): Desember 2024
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/simpatik.v4i2.4595

Abstract

Dalam menghadapi persaingan pasar yang ketat, prediksi churn pelanggan menjadi penting bagi perusahaan perbankan untuk mempertahankan loyalitas pelanggan. Penelitian ini mengaplikasikan algoritma machine learning meliputi Naive Bayes, Decision Tree, dan Random Forest untuk prediksi churn pelanggan pada ABC Multinational Bank. Data yang digunakan adalah dataset publik yang diambil dari Kaggle yang mencakup informasi 10.000 nasabah bank. Proses penelitian melibatkan beberapa tahapan yaitu pengumpulan data, preprocessing, pemodelan, prediksi, dan evaluasi. Hasil evaluasi memperlihatkan bahwa model Random Forest memberikan performa terbaik dengan akurasi 85% dan AUC 0.83. Naive Bayes dan Decision Tree masing-masing memiliki akurasi 82% dan 77%. Kesimpulan menunjukkan bahwa Random Forest lebih unggul dalam memprediksi churn pelanggan dibandingkan dua algoritma lainnya, sehingga dapat digunakan untuk strategi pemasaran yang lebih efektif dalam industri perbankan.
Evaluasi Fungsi Fasilitas Halte Sebagai Tempat Henti Angkutan Trans Koetaradja (Studi Kasus : Koridor 2B-Pusat Kota Menuju Ulee Lheue) hidayat, rifki; Wahyuni, Wahyuni; Reza, Muhammad
Tameh Vol. 13 No. 2 (2024): Tameh: Journal of Civil Engineering
Publisher : University of Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/tameh.v13i2.202

Abstract

Seiring perkembangan zaman dan jumlah populasi penduduk yang semakin meningkat terkhusus pada Kota Banda Aceh maka pemenuhan kebutuhan moda transportasi semakin tinggi. Trans Koetaradja adalah sebuah sistem transportasi massal berbasis bus yang beroperasi sejak tahun 2016 di Kota Banda Aceh, Provinsi Aceh. Permasalahan pada penelitian ini adalah bagaimana bobot fungsi kinerja fasilitas Halte pada Rute Koridor 2B Pusat Kota – Ulee Lheue Kota Banda Aceh berdasarkan Metode Analytic Hierarchy Process (AHP). Adapun tujuan dari penelitian ini  untuk mengetahui bobot fungsi fasilitas Halte pada Rute Koridor 2B Pusat Kota – Ulee Lheue Kota Banda Aceh dan manfaat dalam penelitian ini adalah untuk memberikan informasi terkait pengaruh fasilitas Halte pada Rute Koridor 2B Pusat Kota – Ulee Lheue Kota Banda Aceh,. Metode Analytic Hierarchy Process (AHP) digunakan untuk menganalisis data penyebaran kuesioner dari 26 responden yang digunakan pada penelitian ini untuk menentukan bobot atau nilai optimal untuk setiap Rute Koridor 2B. Hasil dari penelitian ini menjadi tolak ukur bagi Dinas Perhubungan di Kota Banda Aceh dalam menciptakan kenyamanan pengguna angkutan umum terutama bagian fasilitas pada angkutan umum. Hasil penelitian diketahui bahwa dari subkriteria Identitas halte,rambu petunjuk, dan lampu penerangan, fasilitas pendukung mempunyai bobot 100,00% dan fasilitas utama  0,00%, sedangkan untuk subkriteria papan informasi trayek mempunyai bobot untuk fasilitas utamanya sebesar 97% dan fasilitas pendukung 3%  dan untuk subkriteria tempat duduk mempunyai bobot 100,00% untuk fasilitas utama sedangkan fasilitas utama pada koridor-2B dengan bobot 79,84% ,dan fasilitas pendukung  dengan bobot 20,16%.  Kesimpulan  pada penelitian ini keseluruhan fasilitas utama pada koridor-2B berfungsi dengan baik, hal tersebut dilihat dari bobot atau nilai optimal untuk setiap Rute pada Koridor 2B
PLANNING DESIGN OF FENCE OF AL-MUNAWARAH MUSHOLLA, KAJHU, ACEH BESAR DISTRICT Hidayat, Rifki; Azka, Cut Nawalul; Hafisah, Cut Nanda; Bahagia, Nurul
ABDIMU: Jurnal Pengabdian Muhammadiyah Vol 1, No 2 (2021): Vol 1, No 2, Desember (2021)
Publisher : Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/abdimu.v1i2.1160

Abstract

Al-Munawarah Mosque is one of the prayer rooms located in Kajhu Indah, Aceh Besar. Which one to functions as a place of worship, but also has a role as a means of community interaction, such as playgroup, Al Qur'an of Education and sport. The purpose is to give a specially design for mosque between administrators and the community about the importance of discussion and consultation on design in planning for fence renovations in their environment. The expected output from the implementation of this program is to produce a good decorative design element on the fence, so that the fence can be realized as magnificent and beautiful as possible. Almost around the fence on the outer side of the mosque, it is no longer feasible so renovation is needed. To achieve this, a good design concept is used and a method of assisting design consulting services so that the objectives of this program can be appropriate as needed together. The final result obtained is a design consulting service regarding the design concept and the details on the renovation of this fence can guarantee success in the implementation of this renovation.Keywords: Planning, Construction, Concept.Al-Munawarah Mosque is one of the prayer rooms located in Kajhu Indah, Aceh Besar. Which one to functions as a place of worship, but also has a role as a means of community interaction, such as playgroup, Al Qur'an of Education and sport. The purpose is to give a specially design for mosque between administrators and the community about the importance of discussion and consultation on design in planning for fence renovations in their environment. The expected output from the implementation of this program is to produce a good decorative design element on the fence, so that the fence can be realized as magnificent and beautiful as possible. Almost around the fence on the outer side of the mosque, it is no longer feasible so renovation is needed. To achieve this, a good design concept is used and a method of assisting design consulting services so that the objectives of this program can be appropriate as needed together. The final result obtained is a design consulting service regarding the design concept and the details on the renovation of this fence can guarantee success in the implementation of this renovation.Keywords: Planning, Construction, Concept.
Pengaruh Dompet Digital dan Kualitas Produk terhadap Niat Beli Konsumen (Studi : Geprek MB Bandar Lampung) Hidayat, Rifki; Alfarezi, Muhammad; Umar, M Abdullah
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 1 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i1.262

Abstract

This study aims to determine the effect of digital wallets and product quality on consumer purchase intentions in Geprek MB Lampung. Consumer purchase intention is an attitude of a consumer or potential customer who tends to be interested then makes a decision to spend on the goods or services he wants. This research is of the quantitative type. The population in this study is all customers of all Geprek MB Bandar Lampung consumers during the observation period, which is one month. The total population was 10,985 consumers while for the sample with the solvin technique, 111 respondents were obtained. The result of this study is that partially, digital dmpet and product quality have a positive effect on consumer purchase intent, while simultaneously digital wallets and product quality also have a positive and significant influence on consumer purchase intent.