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All Journal Ulul Albab: Jurnal Studi Islam IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Journal of Enterprise and Development (JED) An Nisa' Maliki Islamic Economics Journal Islamic Banking and Finance
Susianti, Nurul
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Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

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Journal : Journal of Enterprise and Development (JED)

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RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

Abstract

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.
RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

Abstract

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.
Co-Authors Agus Mahmud Amalia, Siti Nur Annisa Azim, Muhammad Paozan Baiq Elbadriati Darmayani, Dania Fitriani Fitriani Gustriliani, Hesti hasanah, shofia mauizotun Hayati, Salwa Ida Farida Intan Kusuma Pratiwi, Intan Kusuma Kurniawati Meylianingrum Nur Awwalunnisa, Nur Putri, Tutik Sukmalasari Ulfatun Hasanah Yanti, Fenti Fifi