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All Journal ASAWIKA: Media Sosialisasi Abdimas Widya Karya Comprehensive Journal Law
Celina Tri Siwi K.
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Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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PEMBERDAYAAN PT SUZUKI FINANCE INDONESIA AREA JAWA TIMUR BAGIAN SELATAN CABANG MALANG SELAKU KREDITOR PREFEREN DALAM PELAKSANAAN HUKUM JAMINAN FIDUSIA Paraou Paskalis Sitanggang; Celina Tri Siwi K.
Asawika : Media Sosialisasi Abdimas Widya Karya Vol 2 No 2 (2017): Desember: Asawika
Publisher : LPPM Unika Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1372.173 KB) | DOI: 10.37832/asawika.v2i2.10

Abstract

Keberadaan Kota Malang sebagai kota besar memengaruhi peningkatan layanan jasa keuangan, salah satu bentuk yang banyak diminati adalah lembaga pembiayaan konsumen. Kebutuhan konsumen atas sejumlah dana untuk membeli barang konsumtif, dapat diselesaikan oleh lembaga pembiayaan atau finance. Terikatnya konsumen sebagai debitor lembaga pembiayaan seringkali disalahgunakan, banyak debitor tidak melaksanakan perjanjian dengan itikad baik. Pada tahun 2016, diperoleh data terjadi peningkatan jumlah pengaduan mengenai permasalahan tidak dipenuhinya hak dan kewajiban antara para pihak pada lembaga pembiayaan, yang dapat menimbulkan kerugian. PT. Suzuki Finance Indonesia area Jawa Timur Bagian Selatan Cabang Malang adalah salah satu unit usaha pembiayaan di Kota Malang yang terletak di Jalan A.Yani Utara dengan + 7000 debitor. Kegiatan usaha pembiayaan (finance) ini mempraktikkan jaminan fidusia. Dalam perkembangannya banyak laporan tentang pelanggaran perjanjian pembiayaan dengan jaminan fidusia yang dilakukan oleh debitornya. Hal ini menjadi keprihatinan sehingga menjadi penting melakukan pemberdayaan kepada pelaku usaha pembiayaan yang merupakan pihak kreditor preferen yakni PT Suzuki Finace Indonesia area Jawa Timur bagian Selatan Cabang Malang. Wujud kegiatan pemberdayaan berupa pelatihan hukum jaminan fidusia dalam teori dan praktik, serta melakukan simulasi upaya penyelesaian jika dalam praktik timbul permasalahan. Tujuan kegiatan ini agar selaku pihak kreditor memahami secara tepat perkembangan hukum jaminan fidusia sehingga dapat meminimalisir kerugian bagi para pihak. Kata Kunci: Jaminan Fidusia, Kreditor Preferen Pemberdayaan,
Perjanjian Pengikat Jual Beli (PPJB) Rumah Pada Pengembang Perumahan Ditinjau Dari Pasal 18 Ayat (1) dan (2) Undang-Undang No. 8 Tahun 1999 Tentang Perlindungan Konsumen Elisabeth Sesaria Ilka Oktalila; Celina Tri Siwi K.; Diah Imaningrum
Comprehensive Law Journal Vol. 2 No. 1 (2024): Juni : Comprehensive Journal Law
Publisher : Universitas Katolik Widya Karya Malang

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Abstract

In buying and selling, Pelita Kebonsari developers as Pelita Kebonsari housing developers make preliminary agreements to bind consumers to the next transaction process. The Sales and Purchase Agreement (PPJB) is a agreement issued by a housing developer to bind consumers who will buy a house. The agreement is made not in front of the notary and made by the housing developer itself. This agreements are usually a standard contracts provided by the developer. It can be used by developers to suppress consumers and attract as much as possible from consumers, although actually the law no. 8. Year 1999 on Consumer Protection has prevented it. The purpose of this research is to know the Sales and Purchase Agreement (PPJB) at the housing developer in terms of Article 18 paragraph (1) and (2) the law no. 8 year 1999 concerning consumer protection to Pelita Kebonsari developer of Malang City and to know responsibility of developer against loss suffered by consumer due to violation of Article 18 of Law no. 8 Year 1999 About Consumer Protection at developer Pelita Kebonsari Malang. The result of the research shows that the implementation of Article 18 paragraph (1) and (2) of Law no. 8 Year 1999 Consumer Protection has been implemented well, but still not fully implemented by Pelita Kebonsari developer. As well as developers Pelita Kebonsari has implemented what is written in Article 19 of Law no.8 of 1999 on Consumer Protection, related to the responsibility of business actors.
Informasi Yang Menyesatkan Dalam Prospektus: Bagaimanakah Tanggung Jawab Hukum Emiten? Meredith Fiona Effendi; Celina Tri Siwi K.; Hermanto Silalahi
Comprehensive Law Journal Vol. 2 No. 1 (2024): Juni : Comprehensive Journal Law
Publisher : Universitas Katolik Widya Karya Malang

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Abstract

Prior to conducting a public offering, issuers are required to submit a company report called a prospectus that contains information about financial or non-financial statements. However, it become a gap for issuers by providing a prospectus contains misleading information where information provided is incomplete or issuer exaggerates a report of material fact. The formulation of the problem in this study is whether the issuer's legal liability due to misleading information in the prospectus on public offering transactions in the capital market has provided justice to investors and how to resolve if the issuer harms investors if there is misleading information in the prospectus on public offering transactions in the capital market. The research method used by the author in this study is a type of juridical normative and empirical juridical research. The results show that the issuer has to provide compensation to investors resulting from negligence in making a misleading prospectus. Efforts to resolve disputes if investors are harmed by way of complaints to the OJK.The advice that can be given is that if the issuer wants to make a public offering, before that, he must make the actual information, namely the information provided is not reduced or exaggerated.
Penegakan Hukum Terhadap Praktik Modifikasi Kendaraan Bermotor Berdasarkan Undang Undang No 22 Tahun 2009 Tentang Lalu Lintas Dan Jalan Raya Haryo Herjuno Bintang Panji Kusumo; Hermanto Silalahi; Celina Tri Siwi K.
Comprehensive Law Journal Vol. 2 No. 2 (2024): Desember : Comprehensive Journal Law
Publisher : Universitas Katolik Widya Karya Malang

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Abstract

Based on the analysis of data and facts obtained by the author directly from the Batu City Transportation Agency, the author concludes that law enforcement carried out by the Batu City Transportation Agency is in the form of strict action not to issue a waybill and a vehicle inspection certificate for vehicles that have been modified where the action is intended that the owner of the motor vehicle cannot use his vehicle to be driven on the highway, with the practice of modification, the Transportation Agency conducted a joint operation with the Police with the aim of providing ticket sanctions to drivers who are proven to have been modified which endangers public safety on the highway as a public road. For the method used, using the empirical juridical method where this method is carried out by observation and data collection by interviewing the targeted respondents. The author's suggestion is that with the violation of the practice of modification of motor vehicles that experience changes in the shape of the vehicle so that it can result in accidents that cause loss of life and material losses. With the Batu City Transportation Agency making a pamphlet to warn that modifications made to motor vehicles, especially goods transport vehicles, can endanger the public and cause accidents. Routine joint operation activities carried out by the Transportation Agency and assisted by the Police in the hope of reducing modification practices because vehicle owners who have been modified are subject to fines by the Police and vehicles cannot re-apply for vehicle inspection certificates that are renewed every 5 years at the Batu City Transportation Agency, East Java.
Tanggung Jawab Perantara Jasa Properti Kepada Konsumen Ketika Pengembang Wanprestasi Yerico Agustinus Budyanto; Celina Tri Siwi K.; Hermanto Silalahi
Comprehensive Law Journal Vol. 2 No. 2 (2024): Desember : Comprehensive Journal Law
Publisher : Universitas Katolik Widya Karya Malang

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Abstract

This research aims to find out how the sale and purchase agreement is implemented and legal protection, as well as the sale and purchase responsibilities carried out by the Intermediary Company PT XMarks Grande Malang in protecting consumers if the developer defaults. This research is to provide insight and new literature to future readers and writers. This research is a type of research that refers to several legal regulations in the Civil Code, Minister of Trade Regulations, and uses several legal theories to conduct research. This research was conducted using empirical juridical methods by conducting interviews with sources and to obtain as much data as possible regarding problems previously experienced by agents from PT XMarks Grande Malang. The research results show that the legal protection and responsibility of PT However, the lack of good faith on the part of one of the parties makes the problem bigger and is brought to court to resolve the problem.
Co-Authors Diah Imaningrum Elisabeth Sesaria Ilka Oktalila Haryo Herjuno Bintang Panji Kusumo Hermanto Silalahi Meredith Fiona Effendi Paraou Paskalis Sitanggang Yerico Agustinus Budyanto