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All Journal JIB : Journal Islamic Banking Jurnal Pengabdian Masyarakat Bangsa Journal of Industrial and Syariah Economics
Istiqomah, Widya
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Impelementasi Kebijakan Program Inkubasi Bisnis Mahasiswa Sebagai Katalis Ekosistem Wirausaha di Fakultas Ekonomi dan Bisnis Islam Rustyawati, Dian; Istiqomah, Widya; Solaini
Jurnal Perbankan Syariah Vol 2 No 2 (2022): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.08 KB) | DOI: 10.51675/jib.v2i2.386

Abstract

Abstract: This study aims to find the right financing model for increasing the welfare of fishermen and coastal communities. Using a literature analysis method to form the right financing model. This research produces a financing model in the form of financing which is not only in the form of funds but also in the form of other logistics to support the activities of the fishermen. Based on the analysis, it is known that the mudharabah muthlaqah contract is the right contract to be applied to the marine and fisheries business sector. This contract is used because it is a system that can be directly understood by fishermen in obtaining capital and is also able to adjust to the needs of each coastal community. Abstrak: Penelitian ini bertujuan untuk mencari model pembiayaan yang tepat bagi peningkatakn kesejahteraan nelayan serta masyarakat pesisir. Menggunakan metode analisis literatur untuk membentuk model pembiayaan yang tepat. Penelitian ini menghasilkan model pembiayaan berupa pembiayaan yang tidak hanya berupa dana namun juga berupa logistik lain untuk menunjang kegiatan para nelayan. Berdasarkan analisis diketahui bahwa akad mudharabah muthlaqah merupakan akad yang tepat diterapkan bagi sektor usaha kelautan dan pwrikanan. Akad ini dipakai karena merupakan sistem yang dapat langsung dipahami oleh para nelayan dalam memperoleh modal dan juga mampu menyesuaikan dengan kebutuhan masing-masing masyarakat pesisir.
Analisis Pengaruh Pengetahuan Investasi, Modal Minimal, dan Persepsi Risiko terhadap Minat Berinvestasi di Pasar Modal di Desa Bulu Kecamatan Bancar A’yun, Inarotul; Zakiyah, Rochatud; Istiqomah, Widya
Journal of Industrial and Syariah Economics Vol. 2 No. 1 (2024): October
Publisher : Program Studi Ekonomi Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jise.v2i1.45

Abstract

This research aims to analyze the influence of investment knowledge, minimum investment capital, and risk perception on interest in investing in the capital market among the people of Bulu Village, Bancar District. Using the multiple linear regression method, this research found that these three variables did not have a significant effect on investment interest. These results show the need for a more holistic approach to increasing investment interest among the public, including more comprehensive counseling and education. It is hoped that this research can contribute to the development of more effective and relevant investment policies, as well as increase public awareness about the importance of investing. By increasing knowledge and understanding about investment, the people of Bulu Village are expected to be able to take advantage of existing investment opportunities to improve their standard of living and welfare. Apart from that, it is also hoped that the results of this research will become a reference for related parties in designing more effective education and outreach programs so that they can encourage community participation in the capital market and contribute to local economic growth.
Ibu Kreatif, Pemasaran Produktif: Pelatihan Keset dari Kain Perca sebagai Alat Personal Branding Istiqomah, Nur Hidayatul; Istiqomah, Widya
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 6 (2025): Agustus
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i6.2830

Abstract

Permasalahan limbah tekstil rumah tangga, khususnya pakaian bekas dan kain perca, menjadi isu lingkungan yang belum banyak mendapatkan perhatian, terutama di wilayah pedesaan. Di Desa Kapu, banyak ibu rumah tangga yang belum memiliki keterampilan produktif untuk mengolah limbah tersebut menjadi barang bernilai guna. Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan untuk memberdayakan ibu-ibu PKK melalui pelatihan pembuatan keset dari kain perca, yang tidak hanya berfungsi sebagai solusi lingkungan, tetapi juga memiliki nilai ekonomi. Pendekatan yang digunakan adalah partisipatif, dengan melibatkan peserta secara aktif dalam setiap tahap kegiatan, mulai dari identifikasi kebutuhan, pelatihan teknis, hingga evaluasi hasil. Materi pelatihan mencakup keterampilan dasar menjahit, pengolahan limbah kain, personal branding, serta pemasaran digital sederhana. Hasil kegiatan menunjukkan peningkatan keterampilan peserta dalam memproduksi keset secara mandiri, serta tumbuhnya kesadaran akan potensi produk lokal dan strategi pemasaran. Program ini terbukti efektif sebagai langkah awal dalam mendorong ekonomi kreatif berbasis rumah tangga dan penguatan peran perempuan dalam pembangunan desa.
Co-Authors Dian Rustyawati Inarotul A’yun Nur Hidayatul Istiqomah Solaini Zakiyah, Rochatud