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All Journal AT-TASYRI' Jurnal Ilmiah Prodi Muamalah AT-TIJARAH: Journal Islamic Banking and Finance Research Seuraya Jurnal Pengabdian Kepada Masyarakat
Rafiza Zuliani
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Religion Humanities Chemistry Economics, Econometrics & Finance Social Sciences

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DAMPAK LABEL SYARIAH TERHADAP PENDAPATAN PADA USAHA JASA DI KOTA LANGSA (Studi Kasus Pada Amanah Wash Laundry Syariah) Nurjanah; Rafiza Zuliani
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 12 No. 01 (2020): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v12i01.357

Abstract

At present there are a lot of home business industries such as cleaners who use the concept of sharia. This paper would like to examine one of the laundry business that uses the concept of sharia in the city of Langsa. This study aims to look at the impact of sharia labels on income on the Laundry Laundry Laundry Amanah Amanah. The method used is qualitative analysis with comparative and interactive techniques. The results showed that the impact of sharia labels onwashing shariah laundry trust income influences but not significantly because some customers use laundry services based on logic, service quality, location, and others. Then, the application of the thaharah principle to washing clothes in the Islamic Shariah laundry trust is appropriate. Revenue from March to April increased by 4.47%, this is because there are still only the same people who are customers of the Shariah Laundry Trust Trust and customers inviting friends orrelatives of customers to use the Shariah Laundry Trust Trust Service.
SWOT Analysis Of The Mobile Banking Promotion Strategy At Bank Aceh Syariah Azra, Feny; Rafiza Zuliani
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 6 No. 2 (2024): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/at-tijarah.v6i2.4664

Abstract

This research aims to find out how strategic the promotion of Bank Aceh Syariah's action is for the people of Aceh Tamiang and to find out the obstacles to promoting Bank Aceh Syariah's action for the people of Aceh Tamiang. The method used is a qualitative approach. Data collection techniques use observation, interviews and documentation. The information in this research is employees of Bank Aceh Syariah, customers of Bank Aceh Syariah Aceh Tamiang. The results of the SWOT analysis show that the strategy that can be used by Bank Aceh is the S-O (strength-opportunity) strategy. The research results show that Bank Aceh Syariah's promotional action strategy uses advertising and personal selling media. The obstacles experienced by Bank Aceh Syariah in promoting action among the people of Aceh Tamiang are the lack of personnel in the promotion department, wide area coverage and network difficulties in several areas in Aceh Tamiang. Keywords: SWOT Analysis; Bank Aceh Syariah; Mobile Banking
Respon Masyarakat Non Muslim Kota Kualasimpang Terhadap Pemberlakuan Qanun Nomor 11 Tahun 2018 Tentang Lembaga Keuangan Syariah Rafiza Zuliani; Purnama, Rahma Amelia; Agustinar, Agustinar
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 16 No. 2 (2024): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v16i2.3468

Abstract

The aim of this research is to determine the implementation of Qanun Number 11 of 2018 concerning Sharia Financial Institutions, the response of the non-Muslim community in Kualasimpang regarding Qanun Number 11 of 2018 concerning Sharia Financial Institutions and the obstacles faced by the community with the implementation of Qanun Number 11 of 2018.This type of research is field research with a qualitative descriptive approach. This research was conducted in Kualasimpang City District, Aceh Tamiang Regency. The subjects in this research were non-Muslim communities in Kualasimpang with a total of 10 informants. The data sources in this research are primary and secondary data. Primary data is data obtained directly from research informants, while secondary data is data obtained from literature reviews such as journals and books related to the title of this research. The data collection instruments in this research were observations and interviews conducted with all informants in the research. The data analysis technique in this research uses the Miles and Huberman model with stages of data reduction, data display and verification/conclusion.From the research results it can be explained thatThe implementation of Qanun Number 11 of 2018 has pros and cons, especially for non-Muslim communities. The obstacle felt by non- Muslim communities when using transactions at Islamic banks is that they often go offline, which hinders their activities, especially for non-Muslim communities who work as business people. They also think that conventional banks have never experienced such problems, but they feel that this is currently happening to Islamic banks.Some non-Muslim communities in Kualasimpang object to the implementation of Qanun regarding sharia financial institutions. They argue that by using sharia banks it is difficult for them to make transactions.The opinion of the Qanun designer regrets the implementation of Qanun Number 11 of 2018 because it has a big impact on transactions for both Muslim and non-Muslim communities, especially in Kualasimpang City District, Aceh Tamiang Regency.
EDUKASI LITERASI KEUANGAN DAN PENGELOLAAN DANA BEASISWA KIP KULIAH BAGI MAHASISWA IAIN LANGSA UNTUK MENCEGAH PERILAKU KONSUMTIF Zikriatul Ulya; Muarif Setiawan; Khairatun Hisan; Ilham Juliyannur; Rafiza Zuliani; Zulhilmi; Wahyuni; Nasruddin; Aulia Husniati; Husni
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2026): SEURAYA Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The management of Indonesia Smart Card for Higher Education (KIP Kuliah) scholarship funds is an essential factor in supporting students' academic success. However, some KIP Kuliah recipients at IAIN Langsa have not yet managed their scholarship funds optimally, resulting in spending that is not fully aligned with priority needs and increasing the risk of consumptive behavior. This activity aimed to enhance students' understanding of financial management through budget planning, appropriate fund allocation, and the establishment of spending priorities. A descriptive qualitative approach was employed using observation, structured interviews, and documentation involving one Academic Affairs staff member and eight KIP Kuliah scholarship recipients selected through purposive sampling. The collected data were analyzed using data reduction, data display, and conclusion drawing techniques. The findings revealed that 62.5% of the students had prepared a budget plan before utilizing their scholarship funds, while 37.5% had not yet developed a systematic financial plan. Most of the scholarship funds were allocated to academic and living expenses, including meals, transportation, books, photocopying, and internet access. Nevertheless, some students still tended to use part of the funds for consumptive purposes that were not aligned with the objectives of the scholarship program. The activity contributed to increasing students' awareness of the importance of financial literacy, budgeting, and responsible scholarship fund management. Continuous financial literacy assistance provided by higher education institutions is expected to strengthen students' financial independence and optimize the utilization of KIP Kuliah scholarship funds to support their academic achievement.
Co-Authors Agustinar, Agustinar Aulia Husniati Azra, Feny Husni Ilham Juliyannur Khairatun Hisan Muarif Setiawan Nasruddin Nurjanah Purnama, Rahma Amelia WAHYUNI Zikriatul Ulya Zulhilmi