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Fintech Dan Keberlanjutan Usaha Mikro : Studi Analisis Pada Peer To Peer Lending Nurjanah; Ar-Royyan Ramly; Zulhilmi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,9 No 1 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i1.8257

The development of MSMEs is needed for Indonesia's economic growth. However, the problem of Micro that often occurs is in the source of capital. The difficulty of MSMEs with micro categories to obtain financing facilities at financial institutions has resulted in the development of innovation and production being hampered. The presence of fintech is one alternative in accessing finance such as loans on peer to peer lending flatforms. The purpose of this study is to see the role of peer to peer lending for the sustainability of Micro in Langsa City. The method used was qualitative descriptive. The results showed that the presence of peer to peer lending is very helpful for Micro in Langsa city that experience a lack of capital or funds to continue their business activities, although the loan period given is only a short time, which is a month. Then, the existence of Peer to peer lending plays a role in continuing the Micro business in the city of Langsa, even playing a role in developing the business for the better.

The Economy of Oil palm smallholders in Post-Conflict Aceh Akmal, M; Bobby Rahman; Zulhilmi; Irfan; Teuku Muzaffarsyah
MIMBAR : Jurnal Sosial dan Pembangunan Volume 39, No. 1, (Juni 2023) [Accredited Sinta 2, No 10/E/KPT/2019]
Publisher : UPT Publikasi Ilmiah (Universitas Islam Bandung)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/mimbar.v39i1.2080

Abstract. This article aims to describe the economy of oil palm smallholders in post-conflict Aceh. The data for this study were gathered through observation, interviews, and a review of the relevant literature. This study found that oil palm plantations were one of the industries that helped the people of North Aceh get back on their feet economically after the conflict. The peaceful conditions in post-conflict Aceh propelled the former GAM combatants to plunge into the oil palm plantation sector because the potential for land was quite wide. The success of the oil palm plantation activities by former GAM combatants encouraged the community to participate in planting oil palm so that the area of oil palm plantations continued to increase in North Aceh, and then the community's economy also increased. These conditions strengthened peace because GAM combatants successfully switched from conflict-related activities to economic ones.

Pendampingan Sosial Melalui Edukasi Bahaya Gadget pada Anak di Bangka Jaya Kecamatan Dewantara Kabupaten Aceh Utara Rahman, Dahlan A.; Zulhilmi; Bin Abubakar, Muhammad; Faisal, Naidi; Abdullah, Taufik; M. Rizwan
Jurnal Solusi Masyarakat (JSM) Vol. 3 No. 2 (2025)
Publisher : Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jsm.v3i2.22943

Gadgets are digitally multifunctional communication tools in helping us provide information that is global in nature. So gadgets themselves have also become a trend in the world of children because of the various game facilities offered. Gadgets also make children get carried away by the impact and influence on their behavior so that many problems occur in the aspect of bad behavior. Children's souls are playing, of course, with the presence of gadgets, it has a huge impact on their growth and development. The majority of people spend a lot of time using gadgets every day. This is what happened to children in Bangka Jaya Village where the influence of gedget was very large. This is also inseparable from the role of parents towards their children. The implementation of community service in Bangka Jaya village, Dewantara district, North Aceh Regency is related to these problems. Therefore, the implementation of this PkM activity is expected to be able to improve the character of children who are virtuous and have good intelligence and mentality. This needs to be built in providing room for actualization for children but under parental control, including in the use of gadgets. In addition, the role of teachers and also the community is needed to support externally or positive support from outside the home. So Bangka Jaya village, Dewantara district, North Aceh Regency is expected to be able to implement this PkM application in the midst of its community.

Indonesia’s Political Diplomacy in the Resolution of the Russia–Ukraine Conflict Sholihin; Bakar, Muhammad bin Abu; Zulhilmi
Neo Journal of economy and social humanities Vol 4 No 2 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i2.317

The armed conflict between Russia and Ukraine, which erupted in early 2022, has evolved into a global crisis—triggering food and energy shortages and threatening international geopolitical stability. This far-reaching turmoil has demanded diplomatic engagement from peace-committed nations, including Indonesia. This study aims to examine the role and strategies undertaken by the Indonesian government in responding to the conflict, as well as to uncover any underlying national interests behind its peace initiatives. Using a comprehensive literature review, the findings reveal that Indonesia positioned itself as a dialogue initiator and actively pursued bilateral and multilateral communications with the parties involved. While the diplomacy is officially framed as neutral and aligned with Indonesia’s constitutional mandate for peace, deeper analysis suggests pragmatic motives—such as safeguarding economic stability and bolstering Indonesia’s image as a credible global actor—also influence the peace mission.

COMMUNITY EMPOWERMENT ON SUSTAINABLE RABBIT FARMING BASED ON ZERO WASTE TO INCREASE INCOME IN DESA ALUE BULOH , KECAMATAN BIREM BAYEUN KABUPATEN ACEH TIMUR Rozalina; Kiagus Muhammad Zain Basriwijaya; Thursina Mahyudin; Zulhilmi
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2269

The aim of this activity is to increase partners' income and skills. The activity began with an opening ceremony, delivery of materials, technical training on housing for rabbit cultivation, training on rabbit cultivation seeds, assistance in technical rabbit marketing strategies, monitoring and evaluation of activities, and details of solutions offered by the PKM proposing team systematically with priority partner problems. The program package provided is in the form of 50 baby rabbits or 10 boxes of 5 rabbits in a cage measuring 7 x 17 m or 120 m2 , with a cage density of 5 animals/m2 , feed equipment and beverage equipment as well as automatic heating as well as vaccines and medicines. The results of a survey conducted by the service team show that the problems faced by farmer partners are: 1.) Lack of partner understanding about rabbit farming which can increase partner income and skills. 2.) Expenditures on animal feed which are quite expensive so that alternative animal feed is needed are vegetables around people's homes.

Strategy In Preventing Financial Distress: Resolution Of Problem Financing At Bank Aceh Syariah Branch Peureulak Aceh Ulya, Zikriatul; Safwandi; Sarita Ulfia; Muarif Setiawan; Zulhilmi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,10 No 1 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i1.10962

This study discusses the strategy of resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch peureulak, the problems presented in this study are, the level of financing problems in Bank Aceh Syariah sub-branch of peureulak how to solve problematic financing in preventing financial distress at Bank Aceh Syariah Peureulak auxiliary branch, what decisions are taken in the settlement of problematic financing, what are the strategies in the settlement of problematic financing. The purpose of this study is to analyze the strategy for resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch peureulak with a process hierarchy analysis method. This research method is the positive qualitative Analytic Hierarchy Process (AHP) method. The results of this study show that the alternative priority of problematic financing settlement strategies in preventing financial distress at Bank Aceh Syariah sub-branch peureulak from the results of the assessment of 3 criteria, 5 sub-criteria, and 4 alternatives based on the results of the analysis of AHP using expert choice The highest priority strategy is to close and sell one or more business units (0.293), then the second strategy priority is the extension of the credit schedule (0.280), and the third strategy is to reduce profits (0.231). In conclusion, the priority of alternative strategies for resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch of peureulak from the results of the assessment of 3 criteria, 5 sub-criteria, and 4 alternatives based on the results of the analysis using expert choice obtained is the highest priority of the third-party fund dependency strategy with an inconsistency value of 0.05< 0.1 interpreted as consistent. The recommendation for banks is to strengthen risk analysis and financing restructuring policies, while for customers, it is recommended to be cooperative in following financing rescue policies so that business sustainability is maintained and the risk of financial distress can be minimized.

BALANCING FAITH AND COMMERCE: MAQASID ANALYSIS OF COFFEE SHOP OPERATING HOUR REGULATION IN ACEH Munadiati; Kurlillah, Anis; Bahri, Eni Haryani; Zulhilmi
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.60545

Abstract In Aceh, Indonesia, Governor's Circular SE-11286 regulates coffee shop operating hours aiming to strengthen Islamic Sharia compliance. This policy sparks tension with the crucial role these businesses play in local commerce, employment, and community engagement across key hub (e.g., Langsa, Lhokseumawe) and destination (e.g., Banda Aceh) cities. This article investigates the balance between faith-based regulation and economic vitality. Employing a public policy research approach with interpretive analysis, the study evaluates SE-11286 through the Maqasid al-Shariah framework, conceptualized systemically, examining policy articulation, social construction, and socio-economic impacts. Findings indicate significant challenges in aligning the regulation with holistic Maqasid principles. The policy's focus potentially prioritizes aspects of Hifz al-Din while disproportionately compromising Hifz al-Mal negatively impacting livelihoods and the function of coffee shops as vital economic and social hubs. The study concludes that effective Sharia-informed governance requires a comprehensive Maqasid application, balancing diverse objectives and necessitating thorough socio-economic impact assessments prior to implementation. This research provides critical implications for formulating ethically grounded and economically sustainable regulations within contemporary Islamic contexts. Keyword: Maqasid al-Shariah, Public Policy, Coffee Shops, Economic Regulation, Aceh

Fintech Dan Keberlanjutan Usaha Mikro : Studi Analisis Pada Peer To Peer Lending Nurjanah; Ar-Royyan Ramly; Zulhilmi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,9 No 1 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i1.8257

The development of MSMEs is needed for Indonesia's economic growth. However, the problem of Micro that often occurs is in the source of capital. The difficulty of MSMEs with micro categories to obtain financing facilities at financial institutions has resulted in the development of innovation and production being hampered. The presence of fintech is one alternative in accessing finance such as loans on peer to peer lending flatforms. The purpose of this study is to see the role of peer to peer lending for the sustainability of Micro in Langsa City. The method used was qualitative descriptive. The results showed that the presence of peer to peer lending is very helpful for Micro in Langsa city that experience a lack of capital or funds to continue their business activities, although the loan period given is only a short time, which is a month. Then, the existence of Peer to peer lending plays a role in continuing the Micro business in the city of Langsa, even playing a role in developing the business for the better.

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