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Consumer Intention To Switch From Conventional Money To E-Money Ariska, Ricky Angga; Waskita, Johan Paing Heru; Purwitasari, Fadilla
PRAGMATIS Vol 4, No 2 (2023): September
Publisher : Faculty of Economic and Business Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/pragmatis.v4i2.3406

Abstract

The development of electronic payments, also known as non-cash transactions, is greatly influenced by advances in technological development and changes in people's lifestyles. Currently, the development of non-cash payment instruments is running very rapidly and has a big impact on buying and selling transactions. With the support of increasingly advanced technology, people who use and provide non-cash payment system services are continuously looking for alternative non-cash payment instruments that are more efficient and safe. This research discusses the factors that influence consumers in switching from using conventional money to e-money. Research subjects are people who have e-money and have made transactions using e-money. The research object is all types of e-money used in Indonesia legally according to Indonesian regulations. The variables used in this research are Compatibility Factor, Convenience Factor, and Perceived Content Factor. The sample was determined using purposive sampling with the criteria of students at the Faculty of Economics and Business, Universitas Wijaya Kusuma Surabaya who had an e-money account and had made transactions using e-money at least 3 times. The number of research samples was determined using the Slovin sample calculation. This formula takes into account the known population size. The research sample used was 100 respondents. The analysis techniques used in this research are Validity Test, Reliability Test, Multiple Linear Regression Model Analysis, F Test, and t Test. In the data processing that has been carried out, Compatibility and Perceived Content have an influence in the same direction as Intention to Switch. Meanwhile, Convenience has an influence that is not in the same direction as Intention to Switch. The results of the hypothesis test show that the significant value of Compatibility is 0.000. Convenience is 0.666. Perceived Content is 0.000. This value shows that Compatibility and Perceived Content have an influence on switching behavior to e-money, while Convenience has no influence on switching behavior to e-money.
PELATIHAN DESAIN CANVA SEDERHANA UNTUK PENGEMBANGAN SEKOLAH DI TK DAN SD ISLAM RESTU IBU Yuliarini, Sarah; Ariska, Ricky Angga; Purwitasari, Fadilla
Ahmad Dahlan Mengabdi Vol 3 No 2 (2024): ABADI : Jurnal Ahmad Dahlan Mengabdi Edisi September 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi dan Bisnis Ahmad Dahlan Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58906/abadi.v3i2.122

Abstract

Kebutuhan sebuah sekolah akan media pembelajaran dua dimensi yang menarik semakin tinggi, yang membuat kemampuan penyediaan media pembelajaran yang berkualitas menjadi tolak ukur baik atau buruknya kualitas sebuah sekolah. Karena itu, diperlukan sebuah keahlian untuk membuat media pembelajaran yang menarik. Bagi sekolah dengan peserta didik yang berasal dari keluarga dengan kemampuan ekonomi terbatas, maka masalah anggaran menjadi salah satu pertimbangan dalam penyediaan media pembelajaran. Oleh karena itu, pelatihan desain dengan menggunakan Canva diharapkan dapat menjadi solusi penyediaan media pembelajaran yang menarik namun terjangkau. Hasil kegiatan pengabdian yang dilaksanakan di TK dan SD Islam Restu Ibu, Kota Malang mendapatkan respon yang baik. Hingga setahun setelah pelaksanaan kegiatan, para guru masih menggunakan keahlian yang diajarkan untuk membuat media pembelajaran yang menarik bagi para peserta didik.
SIMPLE CANVA DESIGN TRAINING FOR SCHOOL DEVELOPMENT AT RESTU IBU ISLAMIC KINDERGARTEN AND ELEMENTARY SCHOOL Purwitasari, Fadilla; Ariska, Ricky Angga; Yuliarini, Sarah
Journal of Social Comunity Services Vol. 1 No. 3 (2024): Journal of Social Comunity Services (JSCS)
Publisher : Antis-publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/jscs.v1i3.223

Abstract

Objective: This study aims to address the challenges faced by schools with limited budgets in providing attractive, two-dimensional learning media by offering training in Canva as a cost-effective design solution. Methods: Community service activities were conducted, including structured workshops that trained teachers from Restu Ibu Islamic Kindergarten and Elementary School, Malang City, in utilizing the Canva platform to create visually engaging and budget-friendly learning media. Results: The training received a positive response, and teachers continued applying their skills up to a year later, effectively integrating Canva-based designs into their instructional materials. Novelty: This approach highlights the use of accessible digital tools like Canva to empower educators in financially constrained environments, promoting sustainable use of digital design skills for enhancing educational quality. The study demonstrates that practical design training can serve as a viable, long-term solution for schools in need of affordable yet visually engaging learning media.
Tourism Development Towards International Competitive Tourism in Promoting The Economy of East Java Yustie, Renta; Ariska, Ricky Angga; Purwitasari, Fadilla
Journal of Developing Economies Vol. 7 No. 2 (2022)
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jde.v7i2.31429

Abstract

The tourism sector is one of the economic sectors that has a characteristic and contributes to the GRDP (Gross Regional Domestic Product) in East Java. East Java has a large tourism potential with a pattern of tourism development that can contribute to increasing East Java's economic growth. The role of the tourism sector in East Java can improve the national economy and contribute to the national GDP (Gross Domestic Product) of Indonesia. This study aims to determine the development of the tourism sector in East Java during 2016 to 2020 using the LQ (Location Quotient) method so as to produce the tourism sector in the basic or non-basic sector category. The data used is secondary data and this research is a quantitative research. The results of the calculation of LQ (Location Quotient) can help develop and build the tourism sector that is in the basic or non-basic category. Keywords: LQ, GDP, Tourism Sector, Development Economic, East Java
Improving The Capacity of Learning Financial Literacy and Environmental Aspects in Early Childhood: Meningkatkan Kapasitas Pembelajaran Literasi Keuangan dan Aspek Lingkungan pada Anak Usia Dini Yuliarini, Sarah; Purwitasari, Fadilla; Popiyanto, Yudha
Jukeshum: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Edisi Juli 2025
Publisher : Universitas Haji Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51771/jukeshum.v5i2.1233

Abstract

Holistic Integrative (HI) for the implementation of IKM at the kindergarten/early childhood education/playgroup level and equivalent, which focuses on the development of student learning outcomes encompassing competencies (literacy and numeracy) and character, will still be mandatory to implement by 2024 at the latest. The PKM program will provide opportunities for lecturers in the fifth IKU, namely the Work Results of Lecturers Used by the Community, by designing experiential learning methods using supporting Educational Play Tools (APE) as learning media to be developed to support students' financial literacy skills in management. Financial literacy and aspects of the physical and non-physical/social environment are important components of life. Both interact with each other in daily life, especially regarding the effectiveness and efficiency of energy use, which impacts the family's financial allocation. This helps accelerate the transformation from the 2013 Curriculum and/or the 2013 Emergency Curriculum to the IKM.
Peran Pendidikan terhadap Pembangunan Gender di Provinsi Papua Yustie, Renta; Wany, Eva; Prayitno, Budi; Purwitasari, Fadilla
Income Vol 4 No 1 (2023): INCOME : Jurnal Akuntansi dan Keuangan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/akuntansi.v4i1.172

Abstract

Gender merupakan konsep klasifikasi sifat maskulin (laki-laki) dan feminim(perempuan) yang dibentuk oleh sosio kultur, pendapat ini sejalan dengan pendapat pada umumnya kaum feminis yang berpendapat bahwa gender merupakan ketentuan masyarakat mengenai seseorang yang lahir dengan sifat kelaki-lakian (maskulin) atau sifat keperempuanan (feminis) adalah termasuk dari bidang kajian gender. Tujuan dalam penelitian ini adalah menganalisis peran pendidikan terhadap pembangunan gender di Provinsi Papua. Model analisis yang digunakan adalah penel data dengan pendekatan Fixed Effect Model (FEM) atau Least Square Dummy Variable (LSDV) model, dengan menggunakan data time series selama lima tahun (2017-2021) dan data cross section sebanyak 29 Kabupaten/Kota di Provinsi Papua. Dengan LSDV model diharapkan dapat memperoleh hasil estimasi yang lebih efisien. Hal ini dikarenakan tingginya jumlah observasi yang memiliki implikasi pada data yang lebih informatif, lebih variatif, dan peningkatan derajat bebas (df). Hasil Estimasi data menggunakan analisis regresi berganda secara parsial menunjukkan bahwa Harapan Lama Sekolah (HLS) dan Pengeluaran Per Kapita disesuaikan Perempuan (PPKP) berpengaruh signifikan terhadap Indeks Pembangunan Gender (IPG) menurut Kabupaten/Kota di Provinsi Papua dan Variabel Rata-Rata Lama Sekolah (RLS) secara parsial menunjukan tidak signifikan Terhadap Indeks Pembangunan Gender (IPG) menurut Kabupaten/Kota di Provinsi Papua. Sedangkan hasil analisis regresi berganda secara simultan menunjukkan bahwa variabel Harapan Lama Sekolah (HLS), Rata-Rata lama Sekolah (RLS) dan Pengeluaran Per Kapita Disesuaikan Perempuan (PPKP) berpengaruh signifikan terhadap Indeks Pembangunan Gender (IPG) menurut Kabupaten/Kota di Provinsi Papua
Penyuluhan Pengembangan Karakter Anak Usia Dini Melalui Literasi Keuangan Dan Aspek Lingkungan Pada Guru Di TK/SD Islam Restu Ibu Di Kecamatan Sukun, Kota Malang Yuliarini, Sarah; Purwitasari, Fadilla; Ariska, Ricky Angga
Jurnal Pengabdian kepada Masyarakat Vol. 11 No. 1 (2024): JURNAL PENGABDIAN KEPADA MASYARAKAT 2024
Publisher : P3M Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/abdimas.v11i1.4723

Abstract

Literasi aspek lingkungan dan keuangan perlu ditanamkan pada anak sejak usia dini adalah untuk mendukung sekolah dalam bertransformasi dari kurikulum 2013 ke Merdeka Belajar dan model pola asuh (parenting) terkait konsumsi sumber daya karena dua hal ini merupakan dua keping uang yang saling berkaitan, efisiensi penggunaan sumber daya (energi dan air), dampak lingkungan pada alokasi keuangan rumah tangga. Dampak pola asuh yang kurang lengkap terkait dua hal di atas menyebabkan kurang percaya diri individu dalam perencanaan keuangan pada saat dewasa dan kurang sensitif terhadap lingkungan hidupnya. Tujuan penyuluhan literasi pada anak-anak tingkat TK dan SD untuk penunjang pengembangan kurikulum Merdeka Belajar Tingkat TK dan SD mencakup kompetensi dan karakter.
Pelatihan Desain Canva Sederhana Untuk Pengembangan Sekolah Di TK Dan SD Islam Restu Ibu Yuliarini, Sarah; Ariska, Ricky Angga; Purwitasari, Fadilla
Ahmad Dahlan Mengabdi Vol 3 No 2 (2024): ABADI : Jurnal Ahmad Dahlan Mengabdi Edisi September 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi dan Bisnis Ahmad Dahlan Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58906/abadi.v3i2.122

Abstract

Kebutuhan sebuah sekolah akan media pembelajaran dua dimensi yang menarik semakin tinggi, yang membuat kemampuan penyediaan media pembelajaran yang berkualitas menjadi tolak ukur baik atau buruknya kualitas sebuah sekolah. Karena itu, diperlukan sebuah keahlian untuk membuat media pembelajaran yang menarik. Bagi sekolah dengan peserta didik yang berasal dari keluarga dengan kemampuan ekonomi terbatas, maka masalah anggaran menjadi salah satu pertimbangan dalam penyediaan media pembelajaran. Oleh karena itu, pelatihan desain dengan menggunakan Canva diharapkan dapat menjadi solusi penyediaan media pembelajaran yang menarik namun terjangkau. Hasil kegiatan pengabdian yang dilaksanakan di TK dan SD Islam Restu Ibu, Kota Malang mendapatkan respon yang baik. Hingga setahun setelah pelaksanaan kegiatan, para guru masih menggunakan keahlian yang diajarkan untuk membuat media pembelajaran yang menarik bagi para peserta didik.
THE EFFECT OF COMPANY AGE ON IMPRESSION MANAGEMENT PRACTICES Purwitasari, Fadilla; Ariska, Ricky A.; Yustie, Renta
International Journal of Accounting Innovation Vol. 1 No. 2 (2025): June
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijai.v1i2.13

Abstract

Objective: In order to maintain a good image in front of investors and other stakeholders, companies carry out impression management. Various factors are considered to influence how impression management practices are carried out by companies. One of these factors is the age of the company. This study aims to explore how the age of the company affects the impression management practices carried out by the company. Method: This study is a quantitative study with a data processing method of regression analysis. The research sample was 100 non-financial companies with the oldest and youngest ages listed on the Indonesia Stock Exchange in 2023. Impression management practice data was taken from the board of directors' report in the company's annual report and processed using the content analysis method. Results: The results of the study indicate that the age of the company does not affect the impression management practices carried out by the company. Novelty: There has never been any research in Indonesia that uses company age as a factor influencing impression management practices.
Pelatihan pemanfaatan AI untuk personal branding siswa SMA Ibnu Sina Malang Ariska, Ricky Angga; Yuliarini, Sarah; Purwitasari, Fadilla
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 2 No. 3 (2025): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v2i3.2352

Abstract

In the rapidly evolving digital age, learning artificial intelligence (AI) is essential. Many AI technologies have already been developed to support operational activities across fields such as education, design, and business. However, the importance of learning AI extends beyond its use in daily activities. AI offers benefits such as opening up exciting career opportunities, sparking inspiration and innovation in creative fields, and more. High school students can use AI to prepare for their schooling and post-graduation activities. Therefore, high school students should be guided to optimize AI to build their personal branding, thereby providing added value to high school graduates. The community service activity was held at Ibnu Sina High School in Malang, with 12th-grade students as the audience. The method used is training and practice. Students were taught to use and maximize the AI features available in Canva and Gamma. Only a few students were already using these applications but had not yet fully utilized their features. The expected outcome of this training is to equip students with digital and AI skills that can be applied as students, employees, or entrepreneurs.