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Pick-Up Savings System to Improve the Financial Management Capabilities of Village Communities: Analysis of The Role of Village-Owned Enterprises SISKAWATI, Eka; YULIA, Meri; ZAHARA, Zahara
International Journal of Environmental, Sustainability, and Social Science Vol. 2 No. 3 (2021): International Journal of Environmental, Sustainability, and Social Science (Nov
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v2i3.112

Abstract

The business entity owned by the Village, as an economic institution at the village level, established to improve the economic welfare of the village community. One of the efforts made is to increase awareness behavior in saving. The behavior of villagers in saving is often still short-term oriented, so most villagers have not been able to manage finances to anticipate their financial problems in the future. Therefore, research on the role of BUMDes as a village-scale economic institution in improving the financial management capabilities of the village community is very important to do. The purpose of this research is to find out how the role of business entities have in improving the financial management capabilities of the community through savings products with a savings pick-up system. This research uses a qualitative approach with case study methods in Village Owned Enterprises (BUMDes) Pakandangan Emas. Data collection techniques are conducted through interviews and observations in the field. This research found that Unit sharia savings business in BUMDes Pakandangan Emas can shape people's behavior in long-term financial management. This behavior is formed mainly through a savings system that is directly picked up to the community.
Integrasi Kecerdasan Buatan (AI) sebagai Solusi Inovatif dalam Manajemen Pendidikan Islam untuk Meningkatkan Kualitas Pembelajaran dan Efisiensi Pengelolaan Yulia, Meri; Supratman, Supratman
Journal of Education, Cultural and Politics Vol. 5 No. 3 (2025): Thirteenth Edition
Publisher : Departemen Ilmu Sosial Politik Universitas Negeri Padang

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Abstract

This study explores the integration of Artificial Intelligence (AI) as an innovative solution in the management of Islamic education, emphasizing a balance between technological advancement and the unique values and principles inherent to Islamic educational institutions. AI significantly enhances administrative efficiency by automating routine tasks such as student data management, scheduling, and resource allocation, thereby reducing human error and workload while enabling administrators to focus on strategic educational improvements. In the pedagogical context, AI supports adaptive and personalized learning tailored to students’ individual needs, promoting not only academic achievement but also critical thinking and spiritual growth aligned with Islamic holistic education. The application of AI also facilitates broader access to educational resources through varied digital formats, addressing geographical and infrastructural challenges. Nevertheless, the adoption of AI raises complex ethical, cultural, and religious issues, including privacy protection, algorithmic bias, and the risk of reducing human involvement in education. The study underlines the necessity of a collaborative and careful approach involving scholars, educators, and technologists to develop AI frameworks compliant with Islamic ethics and sharia principles. Successful implementation depends heavily on educators’ readiness and continuous professional development to harness AI effectively and ethically. This research synthesizes recent literature (2015–2025) to provide a comprehensive framework guiding policymakers and educational leaders in leveraging AI to create dynamic, ethical, and spiritually grounded Islamic education management systems. Ultimately, AI integration can transform Islamic education by enhancing efficiency and quality without compromising its foundational moral and spiritual values.