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All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Mitra Akademia: Jurnal Pengabdian Masyarakat International Journal of Economics, Management, Business, and Social Science Journal of Artificial Intelligence and Digital Business
Farhani, Nuraeni Hadiati
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Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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Journal : Jurnal Abdi Insani

 1 
STRATEGI DAN PENGELOLAAN RISIKO PEMBIAYAAN PADA PT (PERSERO) PEGADAIAN KC KEDUNG HALANG UNIT SALABENDA BOGOR Listiawati, Rodiana; Suryani, Heti Fitri; Sukimin, Dini Ayuning Ratri; Farhani, Nuraeni Hadiati; Redyanita, Hastuti
Jurnal Abdi Insani Vol 12 No 9 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i9.2753

Abstract

The development of non-bank financial institutions in the economy is increasing, one of which is the presence of Pegadaian as a financial institution that provides loan facilities with certain collateral. The problem faced by PT Pegadaian is the increase in defaults and bad debts of customers or non performing loan. This condition is often caused by deliberate actions of customers in fulfilling their obligations, as well as a mismatch between the use of credit funds with the planned goals. Based on the above conditions, the community service team will provide assistance regarding financial literacy and managing healthy debt for pawnshop customers. The purpose of this community service activity is that the Community Service Team will conduct socialization to increase financial literacy through the introduction of pawnshop products through the introduction of financing products, especially non-pawnshop products of PT Pegadaian CP Kedunghalang. The success of this community service activity through assistance can be seen when customers have better financial planning and PT Pegadaian can provide appropriate and targeted credit and there is an increase in understanding between before and after the material is delivered through the provision of Pre-Tests and Post-Tests with result 29% raised.
Co-Authors Annisa Alifa Ramadhani Bidhari, Sandhika Cipta Chania, Siti Dede Abdul Fatah dillah, Abdillah Dini Ayuning Ratri Sukimin Efriyanto Fitriah, Hanifah Rahmah Hamonangan, Edward Hot Hastuti Redyanita Ida Syafrida Khaerunnisa, Siti Nur Listiawati, Rodiana Muchtasib, Ach. Bakhrul Nurul Hasanah Petrus Hari Kuncoro Seno Rimenda, Tetty Suryani, Heti Fitri Zahra, Inas Afifah