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All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Abdi Insani Mitra Akademia: Jurnal Pengabdian Masyarakat Prosiding Seminar Nasional Pengabdian Kepada Masyarakat Soshum: Jurnal Sosial dan Humaniora
Hastuti Redyanita
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Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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ANALISIS FAKTOR INTERNAL DAN EKSTERNAL TERHADAP EFISIENSI PERBANKAN DI INDONESIA PERIODE 2013-2017 (Dalam Rangka Persiapan Implementasi Asean Banking Integration) Sujarwo, Sujarwo; Abrianto, Heri; Redyanita, Hastuti
Ekonomi & Bisnis Vol 18, No 1 (2019): JURNAL EKONOMI BISNIS VOL 18 NO 1 JUNI 2019
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v18i1.3261

Abstract

Penelitian ini menggunakan Two-Stage Data Envelopment Analysis, tahap pertama dilakukan pengukuran tingkat efisiensi dengan pendekatan DEA menggunakan software WDEA. Sedangkan pada tahap kedua, dilakukan analisis regresi dengan metode Regresi Tobit. Penelitian ini bertujuan untuk menganalisis kinerja efisiensi Bank Umum di Indonesia dan faktor apa saja yang mempengaruhinya.  Varibel input yang digunakan: beban tenaga kerja, beban bunga, beban teknologi informasi, total aset, total modal, dan simpanan. Variabel output yang digunakan: pendapatan bunga, pendapatan operasional, laba bersih. Sebagai variabel bebas, faktor internal terdiri dari rentabilitas (ROA), permodalan (CAR), risiko kredit (NPL), dan likuiditas (LDR). Sedangkan faktor eksternal terdiri dari tingkat bunga, inflasi, dan pertumbuhan ekonomi. Hasil penelitian menunjukan bahwa kelompok Bank Asing paling efisien dibandingkan kelompok BUSND dan Bank BUMN. Rentabilitas dan risiko kredit berpengaruh positif dan signifikan, permodalan mempunyai pengaruh positif tidak signifikan, likuiditas tidak berpengaruh signifikan, tingkat suku bunga berpengaruh positif dan signifikan, inflasi berpengaruh negatif dan tidak signifikan, pertumbuhan ekonomi tidak memiliki pengaruh yang signifikan terhadap efisiensi perbankan di Indonesia.
KETERAMPILAN MENULIS KARYA ILMIAH UNGGULAN KEPALA SEKOLAH DAN GURU SEKOLAH DASAR DI LINGKUNGAN KECAMATAN CIBINONG Supriatnoko, Supriatnoko; Redyanita, Hastuti
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 3, No 1 (2020): MITRA AKADEMIA
Publisher : Unit Penelitian dan Pengabdian kepada Masyarakat (UP2M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v3i1.2851

Abstract

The community service activities carried out are training activities in writing superior scientific works. This training is important because the demands of expertise and attention to the value of great benefits as the competence of a principal and elementary school teachers in addition to the ability and skills in teaching subjects so that the professionalism of a principals and teacher is also reflected in his ability to write superior scientific works. This training was held for 2 days (7-8 October 2019) in the Hall of the KLP Office Cibinong Sub-District, Bogor Regency, with 40 participants, the determination was determined based on the purposive sampling method, representing 10 Teacher Working Group Clusters in the Cibinong Sub-District Environment. This training is indoor, meaning the activities are carried out in the hall. The delivery techniques uses lecture, question and answer, discussion, independent work, and structured assistance. Participants are guided and assisted to be able to produce a scientific work, in the form of papers or in the form of scientifric articles. From the results of this training activity 100% of the participants can produce a scientific work that he wrote independently.
ANALISIS FAKTOR INTERNAL DAN EKSTERNAL TERHADAP EFISIENSI PERBANKAN DI INDONESIA PERIODE 2013-2017 (Dalam Rangka Persiapan Implementasi Asean Banking Integration) Sujarwo, Sujarwo; Abrianto, Heri; Redyanita, Hastuti
Ekonomi & Bisnis Vol 18 No 1 (2019): JURNAL EKONOMI BISNIS VOL 18 NO 1 JUNI 2019
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v18i1.3261

Abstract

Penelitian ini menggunakan Two-Stage Data Envelopment Analysis, tahap pertama dilakukan pengukuran tingkat efisiensi dengan pendekatan DEA menggunakan software WDEA. Sedangkan pada tahap kedua, dilakukan analisis regresi dengan metode Regresi Tobit. Penelitian ini bertujuan untuk menganalisis kinerja efisiensi Bank Umum di Indonesia dan faktor apa saja yang mempengaruhinya.  Varibel input yang digunakan: beban tenaga kerja, beban bunga, beban teknologi informasi, total aset, total modal, dan simpanan. Variabel output yang digunakan: pendapatan bunga, pendapatan operasional, laba bersih. Sebagai variabel bebas, faktor internal terdiri dari rentabilitas (ROA), permodalan (CAR), risiko kredit (NPL), dan likuiditas (LDR). Sedangkan faktor eksternal terdiri dari tingkat bunga, inflasi, dan pertumbuhan ekonomi. Hasil penelitian menunjukan bahwa kelompok Bank Asing paling efisien dibandingkan kelompok BUSND dan Bank BUMN. Rentabilitas dan risiko kredit berpengaruh positif dan signifikan, permodalan mempunyai pengaruh positif tidak signifikan, likuiditas tidak berpengaruh signifikan, tingkat suku bunga berpengaruh positif dan signifikan, inflasi berpengaruh negatif dan tidak signifikan, pertumbuhan ekonomi tidak memiliki pengaruh yang signifikan terhadap efisiensi perbankan di Indonesia.
PREFERENSI GENERASI MILLENIAL DALAM MEMILIH PEMBAYARAN DIGITAL (STUDI KASUS PADA MAHASISWA POLITEKNIK NEGERI JAKARTA DEPOK) Sari, Mia Andika; Aminah, Indianik; Redyanita, Hastuti
Ekonomi & Bisnis Vol 19 No 2 (2020): JURNAL EKONOMI BISNIS VOL 19 NO 2 DESEMBER 2020
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v19i2.3601

Abstract

ABSTRAK Kemajuan teknologi yang cukup pesat membawa dampak terhadap dunia keuangan khususnya transaksi pembayaran. Perkembangan ini ditandai dengan jumlah transaksi electronic money atau uang elektronik di Indonesia menunjukan data yang terus meningkat berdasarkan hasil statistik yang dikeluarkan oleh Bank Indonesia dengan periode 2013 hingga 2019. Banyaknya perusahaan pembayaran digital ini memberi banyak pilihan kepada masyarakat dalam menentukkan alat pembayaran digital mana yang akan mereka gunakan. Dalam hal ini, milenial menjadikan pembayaran digital sebagai tren. Peneliti tertarik menganalisis faktor-faktor yang mempengaruhi masyarakat khususnya generasi milenial dalam memilih pembayaran digital untuk digunakan. Penelitian terdahulu yang sudah dilakukan, belum pernah meneliti pemilihan penggunaan pembayaran digital dengan objek mahasiswa sebagai kelompok milenial. Penelitian ini bertujuan untuk menganalisa faktor-faktor yaitu social influence, hedonic motivation, promotional Benefit, financial technology knowledge, perceived risk, dan perceived usefulness terhadap minat menggunakan pembayaran digital pada mahasiswa Politeknik Negeri Jakarta, Indonesia. Metode penelitian dalam riset ini adalah kuantitatif dengan teknik analisa data menggunakan deskriptif analitis. Hasil Penelitian dengan menggunakan sampel sebanyak 196 responden menjelaskan bahwa variabel social influence, promotional benefit, dan perceived usefulness berpengaruh signifikan Mia Andika Sari, Indianik Aminah, dan Hastuti Redyanita, Preferensi Generasi Milenial dalam Memilih Pembayaran Digital… 98 terhadap minat penggunaan pembayaran digital, sedangkan variabel hedonic motivation, fintech knowledge, perceived risk tidak berpengaruh signifikan terhadap minat penggunaan pembayaran digital. Diharapkan hasil penelitian ini akan memberikan kontribusi khususnya perusahaan penerbit dapat menggunakan penelitian ini sebagai bahan kajian untuk mengembangkan bisnisnya, karena kelompok milenial ini memiliki potensi pasar yang besar dan tanggap akan tekhnologi dibandingkan kelompok umur yang lain dan kecenderungan mengikuti tren. Secara umum pula penelitian ini diharapkan mampu memberikan saran perbaikan untuk pemerintah terkait aturan dalam bisnis pembayaran digital di masa yang akan datang.
PELATIHAN KEWIRAUSAHAAN PEMASARAN ONLINE DAN PENGEMASAN PRODUK UNTUK MENINGKATKAN PENJUALAN USAHA RUMAHAN DI RW. 02 KELURAHAN KALIMULYA DEPOK Novitasari; Mia Andika Sari; Hastuti Redyanita
Prosiding Seminar Nasional Pengabdian Kepada Masyarakat Vol 2 (2021): PROSIDING SEMINAR NASIONAL PENGABDIAN KEPADA MASYARAKAT - SNPPM2021
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (344.644 KB)

Abstract

Abstract The limitations of product marketing amid the current Covid-19 pandemic are a problem faced by MSME owners, especially home-based business in RW.02, Kalimulya Village, Cilodong District, Depok. Digitalization of marketing is believed to be a way out for home businesses to survive in the crisis caused by this pandemic. However, the home-based business in RW.02, Kalimulya Depok, has not yet taken advantage of the existence of digital marketing as a strategy to reach wider consumers. The main obstacle is due to the low level of technological understanding of the home-based business owners themselves. Through the entrepreneurship training method by creating a store account in the marketplace and selecting product packaging as well as copywriting training, it can be a solution for home-based business actors in RW.02, Kalimulya Village, Depok in solving the problems they face. The entrepreneurship training which was held on September 1, 2021, was attended by 20 home-based entrepreneurs from various types of businesses. The training method uses the lecture method in the form of exposure to copywriting and product packaging materials as well as a demonstration of creating a shop account at Shopee. As a result of the entrepreneurship training, each training partner already has a shop account at Shopee, is able to create their own ad copy and has the knowledge and skills to be able to choose safe and quality packaging materials. Abstrak Keterbatasan pemasaran produk ditengah kondisi pandemi Covid-19 seperti sekarang menjadi masalah yang dihadapi oleh para pelaku UMKM, terutama pelaku usaha rumahan yang ada di lingkungan RW.02 Kelurahan Kalimulya, Kecamatan Cilodong Depok. Digitalisasi marketing diyakini menjadi jalan keluar bagi para usaha rumahan untuk bertahan dalam krisis akibat pandemi ini. Namun usaha rumahan yang ada di RW.02 Keluarah Kalimulya Depok, ternyata belum memanfaatkan keberadaan digital marketing sebagai strategi untuk menjangkau konsumen lebih luas. Kendala utamanya adalah karena rendahnya pemahaman teknologi dari para pelaku usaha rumahan itu sendiri. Melalui metode pelatihan kewirausahaan dengan pembuatan akun toko di marketplace dan pemilihan kemasan produk serta pelatihan penulisan naskah iklan (copywriting) dapat menjadi solusi bagi para pelaku usaha rumahan di RW.02 Kelurahan Kalimulya Depok dalam memecahkan permasalahan yang dihadapinya. Dalam pelatihan kewirausahaan yang diadakan pada tanggal 1 September 2021, dihadiri peserta 20 pelaku usaha rumahan dari berbagai jenis usaha. Hasil dari pelatihan kewirausahaan, setiap mitra pelatihan sudah memiliki akun toko di Shopee, mampu membuat naskah iklan sendiri dan memiliki pengetahuan serta keterampilan untuk dapat memilih bahan kemasan yang aman dan berkualitas.
The Al Umanaa Foundation's Literacy Strategies at SMP and SMA Al Umanaa Boarding School, Sukabumi Supriatnoko; Redyanita, Hastuti; Suamba, Ida Bagus Putu
SOSHUM : Jurnal Sosial dan Humaniora Vol. 14 No. 2 (2024): July 2024
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/soshum.v14i2.122-132

Abstract

The research addresses the challenges, objectives, methods, results, and conclusions of cultivating literacy programs at SMP and SMA Al Umanaa Boarding Schools. The main issue identified is the limited student engagement in the School Literacy Movement (SLM) due to time constraints and lack of motivation, while the objective is to investigate the strategies employed by the Al Umanaa Foundation to cultivate a literacy culture. Using a qualitative method, data were collected through interviews, observations, and documentation studies, focusing on participants such as school principals, literacy teams, teachers, and library managers. The study reveals that the Al Umanaa Foundation effectively adapts the literacy learning syllabus to the national curriculum, creates a conducive physical environment, and involves the community in literacy activities. Key initiatives include providing reading corners, literacy corners, and libraries, as well as engaging students in competitions and training programs. Despite encountering financial constraints and limited government support, the foundation has successfully utilized community collaborations and innovative funding strategies to sustain its literacy programs. The research concludes that a comprehensive and collaborative approach, integrating physical, social, and academic environments, is essential for cultivating a robust literacy culture. The Al Umanaa Foundation's strategies can serve as a model for other educational institutions aiming to enhance literacy and academic performance.
KETERAMPILAN MENULIS KARYA ILMIAH UNGGULAN KEPALA SEKOLAH DAN GURU SEKOLAH DASAR DI LINGKUNGAN KECAMATAN CIBINONG Supriatnoko, Supriatnoko; Redyanita, Hastuti
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2020): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v3i1.2851

Abstract

The community service activities carried out are training activities in writing superior scientific works. This training is important because the demands of expertise and attention to the value of great benefits as the competence of a principal and elementary school teachers in addition to the ability and skills in teaching subjects so that the professionalism of a principals and teacher is also reflected in his ability to write superior scientific works. This training was held for 2 days (7-8 October 2019) in the Hall of the KLP Office Cibinong Sub-District, Bogor Regency, with 40 participants, the determination was determined based on the purposive sampling method, representing 10 Teacher Working Group Clusters in the Cibinong Sub-District Environment. This training is indoor, meaning the activities are carried out in the hall. The delivery techniques uses lecture, question and answer, discussion, independent work, and structured assistance. Participants are guided and assisted to be able to produce a scientific work, in the form of papers or in the form of scientifric articles. From the results of this training activity 100% of the participants can produce a scientific work that he wrote independently.
Upaya Fasilitasi Pajak Online Kelompok UMKM Cibinong, Kabupaten Bogor, Jawa Barat Ekowati, Lia; Listiawati, Rodiana; Ratri S, Dini Ayuning; Redyanita, Hastuti; Mahatmyo, Atyanto
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 7 No 2 (2024): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v7i2.6398

Abstract

The existence of the Cibinong District MSME forum, Bogor Regency, which can gather MSME players in the region is very meaningful. Business actors have a very basic problem regarding NPWP ownership and knowledge about NPWP is also still very minimal for MSMEs in the region. NPWP ownership is the basis for a business that wants to upgrade in its business. Community service which is a routine activity of the PNJ DIII Finance and Banking Study Program aims to help partners utilize their gadgets in making NPWP online. NPWP ownership is one of the requirements for entrepreneurs, both individuals and business entities, who want to apply for loans to banking and non-banking business institutions. The Ministry of Finance urges all levels of society to register as taxpayers and benefit from these efforts. This appeal is intended for people who have fulfilled the requirements in accordance with the provisions of tax legislation based on the self-assessment system in order to avoid tax sanctions. Therefore, the community service team provided assistance in making NPWP online. This training and mentoring was held at the Bogor Regency Bappedalitbang Building on July 11, 2023 with 30 training participants. The implementation of the training includes an explanation of the importance of NPWP and direct assistance in making NPWP online, accompanied and guided by the committee. It is expected that from this training activity, MSME players in Bogor District can directly have an NPWP for their business and this NPWP can be used properly.
STRATEGI DAN PENGELOLAAN RISIKO PEMBIAYAAN PADA PT (PERSERO) PEGADAIAN KC KEDUNG HALANG UNIT SALABENDA BOGOR Listiawati, Rodiana; Suryani, Heti Fitri; Sukimin, Dini Ayuning Ratri; Farhani, Nuraeni Hadiati; Redyanita, Hastuti
Jurnal Abdi Insani Vol 12 No 9 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i9.2753

Abstract

The development of non-bank financial institutions in the economy is increasing, one of which is the presence of Pegadaian as a financial institution that provides loan facilities with certain collateral. The problem faced by PT Pegadaian is the increase in defaults and bad debts of customers or non performing loan. This condition is often caused by deliberate actions of customers in fulfilling their obligations, as well as a mismatch between the use of credit funds with the planned goals. Based on the above conditions, the community service team will provide assistance regarding financial literacy and managing healthy debt for pawnshop customers. The purpose of this community service activity is that the Community Service Team will conduct socialization to increase financial literacy through the introduction of pawnshop products through the introduction of financing products, especially non-pawnshop products of PT Pegadaian CP Kedunghalang. The success of this community service activity through assistance can be seen when customers have better financial planning and PT Pegadaian can provide appropriate and targeted credit and there is an increase in understanding between before and after the material is delivered through the provision of Pre-Tests and Post-Tests with result 29% raised.
Co-Authors Abrianto, Heri Dini Ayuning Ratri Sukimin Ekowati, Lia Farhani, Nuraeni Hadiati Indianik Aminah Listiawati, Rodiana Mahatmyo, Atyanto Mia Andika Sari Mia Andika Sari, Mia Andika Novitasari Novitasari Ratri S, Dini Ayuning Siti Zubaidah Suamba, Ida Bagus Putu Sujarwo Sujarwo Supriatnoko Supriatnoko Supriatnoko Suryani, Heti Fitri