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The Impact of Covid-19 Pandemic on the MSMEs Economy in Rawa Pening Eco-tourism (Case Study on Eco-tourism in Asinan Village, Bawen Sub-district, Semarang Regency) Pambudi, Rakhmat Dwi; Islami, Laily Tasya; Imron, Ali; Syakur, Riza Rizki Faozan
Forum Ilmu Sosial Vol 48, No 2 (2021): December 2021
Publisher : Faculty of Social Science, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/fis.v48i2.33845

Abstract

Rawa Pening has been famously known as a potential tourism site seen from its multiple natural and artificial attractions. During the Covid-19 pandemic, the numbers of visitors coming to the Asinan Village Ecotourism can even be said to be stable. This study aims to reveal the visitors' characteristics, the impact of Covid-19 on the MSMEs actors' economy, and the strategy of the Asinan Village Ecotourism in Rawa Pening. This study was qualitative descriptive. Respondents taken were visitors and MSMEs actors in the Asinan Village Ecotourism. The results indicate that the Covid-19 impacts the MSMEs actors' economy at the Asinan Village Ecotourism. Even though tourism still stands and comes up better than other sites—especially on weekends, most MSMEs actors find their income decreased. This condition is due to the escalating number of MSMEs actors, while the buying interest on the visitors tends to go lower. The decline can be influenced by changing purchasing power, consumption behavior dynamics, and social distancing as a part of the health protocols implementation.
Problematika Investasi Pasar Uang Syariah bagi Bank Syariah di Indonesia Syakur, Riza Rizki Faozan
Jurnal Hukum Ekonomi Islam Vol. 6 No. 1 (2022): Jurnal Hukum Ekonomi Islam (JHEI)
Publisher : Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55577/jhei.v6i1.109

Abstract

The money market has a role to fill the liquidity shortage of a financial institution. Liquidity is an important thing for financial institutions. One of the financial institutions that is growing rapidly and requires money market services is a bank. There are still many mechanisms in the conventional money market that are contrary to the principles of Islamic law. Sharia Bank is a bank which in carrying out its activities is based on the fatwa of the National Sharia Council. So, in using money market instruments it must be in accordance with sharia principles. This article aims to find out the problems in investment activities for Islamic banks through Islamic money market schemes. This study uses library data to be analyzed qualitatively. The results of this study indicate that there are several risks for Islamic banks in using Islamic money market instruments. The thing that must be considered is the time period in the Islamic money market which is not more than one year. In addition, the concept in the Islamic money market is not debt but cooperation.
The impact of sharia financial literacy levels on public understanding in conducting transactions at sharia banks in Semarang City Syakur, Riza Rizki Faozan; Arifin, Johan; Turmidi, A
Jurnal Bisnis Mahasiswa Vol 5 No 6 (2025): Jurnal Bisnis Mahasiswa
Publisher : PT Aksara Indo Rajawali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60036/jbm.923

Abstract

Understanding financial literacy is increasingly vital for effective financial management within communities, helping to prevent financial issues. ‘This study explores the impact of sharia financial literacy’ on the Semarang community's transaction behaviors at Bank Syariah Indonesia, using a quantitative research method. The population includes the Semarang community, with proportional random sampling employed for data collection. Results indicate that Basic Financial Knowledge significantly influences savings interest at Bank Syariah Indonesia (t = 4.469, p < 0.05). Additionally, the variables of Savings and Financing (t = 3.071, p = 0.028) and Investment (t = 4.169, p = 0.003) also show significant positive effects.
ANALISIS PENGETAHUAN, PROMOSI DAN MOTIVASI TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA Syakur, Riza Rizki Faozan; Arifin, Johan
Jurnal Education and Development Vol 14 No 1 (2026): Vol 14 No 1 Januari 2026
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/ed.v14i1.7710

Abstract

Sistem perbankan Bank Syariah didasarkan pada Syariah (hukum Islam). Peraturan yang melarang meminjam atau mengambil uang dengan bunga atau riba mendorong upaya untuk membangun sistem ini. untuk mengetahui bagaimana dorongan, promosi, dan pengetahuan berdampak keinginan untuk menabung di Bank Syariah Indonesia Ngaliyan. Penelitian kuantitatif adalah penelitian yang menghasilkan hasil dengan menggunakan metode statistik. Para peneliti ingin mempelajari seluruh populasi Ngaliyan untuk populasi penelitian ini. Sebagian dari karakteristik populasi dan ukurannya adalah sampelnya. dipengaruhi secara signifikan oleh keinginan pelanggan Bank Syariah Indonesia untuk menabung. sesuai uji koefisien determinasi Adjusted R square, minat menabung pada Bank Syariah Indonesia pada Ngaliyan Semarang ditentukan oleh persentase sebanyak 61,1%.