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Perlindungan Hukum terhadap Anggota Koperasi Simpan Pinjam Berdasarkan Hukum Bisnis Anugrah, Dikha; Dialog, Bias Lintang; Armila, Armila
LOGIKA : Jurnal Penelitian Universitas Kuningan Vol 15 No 01 (2024)
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/logika.v15i01.9370

Abstract

 The government's efforts to build the Indonesian community's economy, especially during economic crises that have repeatedly affected the economy, involve three pillars of business entities that support Indonesia's economy, namely State-Owned Enterprises (BUMN), Private Enterprises (BUMS), and Cooperatives. The issue addressed in this writing is how loan agreements are implemented in the savings and loan cooperatives in Primkoppol Resor Kuningan and the legal protection for cooperative members in addressing member loan defaults caused by third parties. The method used in this writing is juridical-empirical, with data sources from literature studies and interviews, which are then analyzed through qualitative analysis. The research findings indicate that many members of Primkoppol Resor Kuningan exhibit dishonest intentions in fulfilling loan agreements, resulting in loan defaults. In the event of loan defaults, summonses and examinations are conducted to determine the causes. The resolution is conducted in a familial manner while still adhering to applicable laws and regulations Usaha pemerintah untuk membangun perekonomian masyarakat Indonesia selama ini, termasuk saat menghadapi masa krisis ekonomi yang telah beberapa kali melanda perekonomian, yaitu melalui tiga pilar badan usaha yang menopang perekonomian Indonesia, yaitu BUMN, BUMS dan Badan Usaha Milik Koperasi. Permasalahan yang diangkat dalam penulisan ini adalah bagaimana pelaksanaan perjanjian pinjaman pada koperasi simpan pinjam di Primkoppol Resor Kuningan dan perlindungan hukum terhadap anggota koperasi dalam mengatasi kredit macet anggota yang disebabkan oleh pihak ketiga. Metode yang digunakan dalam penulisan ini adalah yuridis empiris dengan sumber data dari studi Pustaka dan wawancara, yang kemudian dianalisis dengan analisis kualitatif. Hasil penelitian menunjukkan bahwa banyak anggota Primkoppol Resor Kuningan yang memiliki itikad tidak baik dalam melaksanakan perjanjian pinjaman, sehingga terjadi kredit macet. Pada pelaksanaannya jika terjadi kredit macet maka akan dilakukan pemanggilan dan pemeriksaan untuk mengetahui penyebab terjadinya kredit macet. Penyelesaian yang dilakukan bersifat kekeluargaan dengan tetap mengacu pada peraturan perundang-undangan yang berlaku.  
Development of Virgin Coconut Oil Fermented Tank Using Teak Wood Powder Insulator Arief, Rudi Kurniawan; Kasman, Muhamad Ramadhan; Armila, Armila; Hilmy, Irfan
Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) Vol. 11 No. 4 (2022): Desember 2022
Publisher : The University of Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jtep-l.v11i4.617-624

Abstract

One of the processed products derived from coconut that has great demand in the world of health and beauty industry is virgin coconut oil or known as VCO. Most VCO is processed manually using conventional methods with unhygienic plastic containers and placement in open spaces by the home industries. This research is to develop a VCO-fermented tank that was able to maintain hygiene and low temperature during the fermentation process by using SS403 and teak wood insulation as the main materials. This research carries on by comparing the fermentation process and results between the conventional method and the new VCO tank. 41% VCO is produced from raw coconut milk using a new VCO tank which is 5% higher than the conventional method. The VCO fermented tank produced more VCO and was able to maintain lower temperatures compared to the conventional method and also can be operated with less procedure order.     Keywords: Fermentation Tank, Temperature Retaine, VCO, Virgin Coconut Oil
Strategi Komunikasi dan Konseling Islam untuk Mencegah Pernikahan Dini Armila, Armila; Dwi Nopryana, Rahmah
Attractive : Innovative Education Journal Vol. 5 No. 3 (2023): Attractive : Innovative Education Journal
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/aj.v5i3.935

Abstract

Religious counselors play an important role in society. Islamic religious counselors act as mentors. According to Bloomfield in Gazali, Guide means to direct, guide or organize. In general, early marriage, namely marrying two people, one or both of whom are under 18 years of age, is still a serious problem in almost two-thirds of countries in the world (Yildirim et al., 2019). Although the practice of early marriage is legal, it is widely considered a violation of human rights and abuse, especially of adolescent girls. This research with the title "Islamic Counseling Strategy to Prevent Early Marriage" uses a qualitative method with a literature approach that focuses on studying reading sources. This research aims to find out how to prevent marriage using Islamic counseling strategies. A counselor is someone who can provide enlightenment to people who are experiencing spiritual problems. Religious counselors generally implement premarital counseling through information and consultation services (Albanna et al., 2019). This aims to provide information service assistance to teenagers to make appropriate and correct decisions based on the information obtained. In general, society sees people who enter into early marriage because of extramarital relationships because their behavior can no longer be controlled as a manifestation of social conditions in society. Apart from that, teenagers are psychologically not ready to face various problems that arise in marriage. This leads to domestic violence and many divorces at a young age. Disputes and divorce are common problems for young couples. In this research, marriage should be carried out at a mature and mature age. The bad impact of early marriage is in terms of biological children, and health risks for the woman or wife. Therefore, for teenagers who have not yet reached a mature and mature age, as a result, marriage will not last long. Keywords: Islamic Counseling, Early Marriage, Communication Strategy