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All Journal Jurnal Mirai Management SEIKO : Journal of Management & Business YUME : Journal of Management Jambura Accounting Review Jurnal Akuntansi Jurnal Buana Akuntansi Jurnal Sibermas (Sinergi Pemberdayaan Masyarakat) Economics and Digital Business Review JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Jurnal Akuntansi AKUNESA Mopolayio : Jurnal Pengabdian Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Mahasiswa Akuntansi Mimbar Administrasi Journal of Ekonomics, Finance, and Management Studies As-Syirkah: Islamic Economic & Financial Journal
Rio Monoarfa
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Medicine & Pharmacology Public Health Social Sciences Other

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Journal : As-Syirkah: Islamic Economic

 1 
Pengaruh Aset dan Keuntungan Terhadap Keputusan UMKM Mengambil Kredit Perbankan di Kota Gorontalo Ni Made Sagita Satmanadika; Rio Monoarfa; Ronald S. Badu
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 3 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/42zn4p42

Abstract

This research aims at finding out the effects of Asset and Profit on Micro, Small and Medium Enterprises (MSMEs) decisions to take bank credit in Gorontalo City. This research employs a descriptive quantitative method. The data source is primary data. Samples are 93 of Micro, Small and Medium Enterprises (MSMEs). The research instrument is observation sheets in obtaining data from research respondents. Technique of data analysis implements Simple Linear Regression. Finding reveal that asset has a positive and significant effect on MSMEs to take bank credit in Gorontalo City. Profit has an effect on MSMEs to take bank credit in Gorontalo City. Simultaneously, asset and profit affected the bank credit of Micro, Small and Medium Enterprises (MSMEs) in Gorontalo City. The determination coefficient of asset and profit on MSMEs decisions to take bank credit in Gorontalo City is 0,172 or 17,2%.
Co-Authors Adelin Ishak Ais Nurdin Ali, Eka Putriani Alya Nurlail Mudeng Amalia Hamidah Amir Lukum, Amir Amna Vianti Hasan Anggriliani Abdullah Avania Putri Zalni Ayu Rakhma Wuryandini Burhan, Misran Djailani, Windiyastuti Fathrisya Nur Handayani Biki Fidyatul Husna Yunus Hais Dama Hapsawati Taan Harun Blongkod Hawaria Djafar Hiola, Yustina Ikal Toha Ladis Saleh Latjompo, Sri Mulyani Mahdalena Mahdalena Mahdalena Martosono, Sinta Nur Mala S. mattoasi mattoasi Mentari Rizki Sawitri Pilomonu Miftahul Zannah Buhang Muhammad Amir Arham Muhammad Ichsan Gaffar Nasir, Novita Ni Ketut Lona Andriani Ni Made Sagita Satmanadika Ni Nyoman Dina Anjani Nilawaty Yusuf Nopiana Mozin Nurharyati Panigoro Pakaya, Lukman Pakaya, Puput Polingala, Agnes U. Pratiwi Nusi Rahayu Gonibala Rahim, Dea Rizka Fadillah Rahmadani Raukang Ramli Mahmud Revana Gobel Rifki Putra Ronald S. Badu Sahmin Noholo Saroh, Tiara Sastro M Wantu Siti Nur Anisa Ali Siti Nurain Pakaya Siti Pratiwi Husain Siti Pratiwi Husain Sitti Ta’mirullah A. Popalo Sry Hardianti Stevie Gibernau Paendong Surya Handrisusanto Ahmad Tri Handayani Amaliah Tuli, Hartati Udin Hamim Usman Usman Usman Utami Oktaviani Soleman Victorson Taruh Vira Annisa Wildayanti SD