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All Journal Media Komunikasi FPIPS Jurnal Manajemen Universitas Bung Hatta
Fatma Fatma
STIE Panca Bhakti Palu
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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The Contribution of Financial Literation and Human Capital In Improving The Performance of Village-Owned Business Agencies M. Ihsan; Burhanuddin Ladjin; Fatma Fatma; Arif Widyatama; Tri Rahmat
Media Komunikasi FPIPS Vol. 20 No. 1 (2021)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/mkfis.v20i1.30422

Abstract

The purpose of this study is to examine the relationship between financial literacy and human capital on the performance of Village-Owned Enterprise. Village-Owned Enterprise has an important role in building the economy in the village. However, the condition that occurs is that there are still many conditions of rural community human resources, especially Village-Owned Enterprise officials, who do not have good management skills and financial literacy in managing Village-Owned Enterprise. This research uses explanatory research, research sites are in Sigi and Poso Regencies. The population of this research is the management of Village-Owned Enterprise in Sigi and Poso Regencies, amounting to around 300 people representing each village in Sigi and Poso Regencies. Based on the results of the questionnaire distribution, a sample of 75 Village-Owned Enterprise administrators in Sigi and Poso districts was obtained. Financial literacy in Sigi village and even more so in Poso district is still far from perfect, because Village-Owned Enterprise administrators in SIGI and Poso in general are unable to use village participation funds accountably. This is due to the weak capacity of Village-Owned Enterprise administrators in managing Village-Owned Enterprise planning, implementation and financial reporting. The results of this study prove that the human capital of Village-Owned Enterprise administrators has an effect on Village-Owned Enterprise performance. This indicates that the community, including Village-Owned Enterprise administrators, has the potential to innovate so that it will have an impact on Village-Owned Enterprise performance.
The Effect of Perceived Risk, Financial Knowledge and Government Support on User Interest with Perceived Usefulness as an Intervening Variable: A Study on e-Wallet Users in Sulawesi Eka Indriyani MS; Fatma Fatma; Ruslan Hasyim
JURNAL MANAJEMEN UNIVERSITAS BUNG HATTA Vol 17 No 2 (2022): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v17i2.20886

Abstract

Indonesia's economic growth still has a significant impact during the COVID-19 pandemic. Various efforts have been made by the government to prevent the spread of the virus by implementing the Large-Scale Social Restriction (PSBB) policy to the Enforcement of Community Activity Restrictions (PPKM). This is implemented to avoid crowds and all activities can only be done at home (work from home), including satisfy consumptive needs. During the pandemic, there is the right choice to transact only from home or where we are currently, namely the use of digital e-wallet payments. This study aims to analyze the effect of perceived risk, financial knowledge and government support on user’s interest of e-wallet with perceived usefulness as an intervening variable in Sulawesi Island. Data was collected through a questionnaire or google form and then analyzed using the Smart-PLS 3.0 software. The sample is 384 e-wallet users who are in the Sulawesi Island with the criteria that they have used e-wallet since March 2019 until now. The results of the study prove that of the seven direct relationships there is only one relationship does not have a significant effect, namely government support does not effects e-wallet user’s interest. While the other three indirect relationships proved to have a significant effect.
Co-Authors Arif Widyatama Burhanuddin Ladjin Eka Indriyani M. Ihsan Netti Yuniarti Ruslan Ruslan Sri Kusnita Tri Rahmat