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Utilization of Digital Banking Services for Generation Z Economic Sustainability Abdillah, Aris; Basuki, Hari; Santoso, Wibowo Iman; Sukresna, I Made; Indriani, Farida
Research Horizon Vol. 4 No. 4 (2024): Research Horizon - August 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.4.2024.298

Abstract

Digitalization in banking has changed the way banks operate and interact with their customers. Starting with the emergence of ATM machines, then developing into internet banking and mobile banking, and now comes with various e-wallet and fintech applications that offer convenience in transactions. Generation Z as digital native really benefits from this development because they can easily take advantage of the digital services provided by banks to support their transactions. Even so, not many Gen-Z realize the importance of utilizing banking products for their future (both for investment and protection) because they tend to have impulsive consumption behaviour. Many factors cause a lack of awareness of the need to do investment and to have protection, one of which is their low financial literacy. This article aims to identify and analyse the benefits of digital banking services in three main aspects: transactions, savings, investment, and protection. With a focus on generation Z in Indonesia, this article will discuss how these services can support future economic sustainability. This article was prepared using a literature study method by analysing previous scientific articles that discussed the topic of digital banking and its implications for economic growth and financial stability from the perception of Generation Z.
Analisis Ketahanan Hidup Pasien Penyakit Ginjal Kronis Dengan Hemodialisis Di RSUD Dr. Soetomo Surabaya Yulianto, Dony; Basuki, Hari
Jurnal Manajemen Kesehatan Yayasan RS.Dr. Soetomo Vol 3, No 1 (2017): JMK Yayasan RS.Dr.Soetomo Pertama 2017
Publisher : STIKES Yayasan RS.Dr.Soetomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.174 KB) | DOI: 10.29241/jmk.v3i1.92

Abstract

ABSTRAKKeterbatasan waktu dan biaya dalam penelitian menyebabkan data yang diperoleh tidak lengkap (data tersensor). Menganalisis data tersensor dapat menggunakan analisis khusus yaitu analisis survival. Penelitian ini dilakukan untuk menganalisis angka ketahanan hidup dan melihat adanya perbedaan antar kategori pada setiap variabel pada pasien PGK yang menjalani Hemodialisis di RSUD Dr. Soetomo. Penelitian dilakukan dengan mengambil data sekunder di Rekam Medik Instalasi Hemodialisis RSUD Dr. Soetomo. Data yang diambil meliputi data pasien PGK yang mulai menjalani HD pada periode 2010-2013 dengan melihat karakteristik jenis kelamin, usia, riwayat Hipertensi, Diabetes Melitus, frekuensi HD dan adanya komplikasi Anemia. Analisis yang digunakan adalah uji Kaplan Meier dan Log Rank.Rata-rata ketahanan hidup pasien PGK dengan HD secara umum adalah 67,84 bulan. Pasien dengan jenis kelamin perempuan, pada rentang usia 46-65 tahun, frekuensi HD ≥3 kali, dan memiliki riwayat Hipertensi, Diabetes Melitus serta adanya komplikasi anemia memiliki rata-rata ketahanan hidup lebih rendah. Analisis uji Log Rank menunjukkan bahwa adanya perbedaan signifikan antar kategori dalam satu variabel bebas pada kurva survival (p-value < 0,05). Variabel usia pasien (p=0,022), riwayat Hipertensi (p=0,020) dan riwayat Diabetes Melitus (p=0,0355) diketahui memiliki perbedaan signifikan antar kategorinya. Kesimpulan yang dapat ditarik adalah pasien PGK yang menjalani HD di RSUD Dr. Soetomo dengan rentang usia 46-65 tahun, terdapat riwayat penyakit Hipertensi dan Diabetes Melitus memiliki rata-rata ketahanan hidup lebih rendah dibandingkan dengan pasien yang berusia antara 26-45 tahun, dan tidak memiliki riwayat penyakit keduanya.
Pengelolaan Tanah Wakaf Masjid terhadap Pengembangan Usaha Produktif dalam Tinjauan Ekonomi Islam Rozi, A.Fahrur; Basuki, Hari; Sukowati, Armeita Anik
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.78

Abstract

Waqf land management for productive business is a very important thing beneficial for the benefit of the people, starting from the management of productive businesses for facilities worship, education and so on that are still minimally empowered to the maximum. Implementation of waqf land management for productive businesses in village mosques Pagedangan, Turen Malang District, is still simple and traditional. This can seen from the productive waqf assets that grow and develop which are only managed by nazhir sticks to rigid business, lacks innovation, and is a job by-products that are social or voluntary as well as productive waqf assets that grow and Growing is a simple business with little risk. This research conducted in Al-Falah and Baiturrahman mosques. The population in this study amounted to 2 mosques, especially who run productive waqf.
Risk of meningioma associated with exposure of hormonal contraception. A case control study Wahyuhadi, Joni; Heryani, Dini; Basuki, Hari
Majalah Obstetri & Ginekologi Vol. 26 No. 1 (2018): April
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (196.511 KB) | DOI: 10.20473/mog.V26I12018.36-41

Abstract

Objective: To determine the effect of hormonal contraceptive exposure on the development of meningioma. Materials and Methods: This case–control study, conducted in 2016, included all patients diagnosed histopathologically with meningioma between 2012 and 2013 and treated at Dr. Soetomo General Hospital, Surabaya, Indonesia. Medical record data from these patients were collected and compared with a control group consisting of non-meningioma patients who underwent contrast-enhanced head CT scans and direct interviews. A total of 101 cases and 101 controls were analyzed. Data were evaluated using univariate logistic regression analysis. Results: Patients with a history of hormonal contraceptive use had a 12.31-fold higher risk of developing meningioma (p = 0.000). In this study, women using monthly injectable contraceptives or oral contraceptive pills demonstrated a lower risk of meningioma compared to those using three-month injectable contraceptives. Participants who had used hormonal contraception for more than 10 years had an 18.216-fold increased risk of developing meningioma (p = 0.000). Histopathological analysis revealed no significant association between hormonal contraceptive history and meningioma subtype distribution; however, descriptive data indicated that the transitional type was the most frequent histopathological subtype among the case group. Conclusion: There is a significant association between hormonal contraceptive use and the occurrence of meningioma, particularly with the use of three-month injectable hormonal contraception and long-term use exceeding 10 years. No significant association was observed between meningioma histopathological grade and a history of hormonal contraceptive exposure.
Strategi Silaturrohmi Dalam Penyelesaian Pembiayaan Nasabah Bermasalah Pada Akad Ijarah Multi Jasa Di BPRS Bhakti Haji Malang Duha, Muhammad Syamsud; Nugroho, Adi; Basuki, Hari
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 7: Juni 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i7.3822

Abstract

Ijaroh Multijasa merupakan pembiayaan yang diberikan oleh Lembaga Keuangan Syariah, baik perbankan atau non perbankan kepada nasabah dalam memperoleh manfaat atas suatu jasa menggunakan akad ijaroh. Pembiayaan multijasa merupakan fasilitas pembiayaan konsumtif yang tidak bertentangan dengan syariah seperti biaya pendidikan, kesehatan, pernikahan, naik haji dan umrah. Sedangkan Akad Ijaroh adalah akad pemindahan hak guna (manfaat) atas suatu barang atau jasa dalam waktu tertentu melalui pembayaran sewa/upah, tanpa diikuti pemindahan kepemilikan barang itu sendiri. (Rosyid 2021) Penelitian ini bertujuan untuk menganalisa bagaimana implementasi akad ijaroh multijasa pada BPRS Bhakti Haji Malang.
Analysis of the Perception of Islamic Boarding School Residents Towards Halal Labeled Food (Case Study: PPAI Mambaunnur Islamic Boarding School) Basuki, Hari; Abrohim , Maulana Bani
Malacca: Journal of Management and Business Development Vol. 1 No. 2 (2024): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i2.80

Abstract

In our daily lives as humans we cannot escape from consumer behavior. Factors that greatly influence consumer decisions to buy certain goods are definitely perceptions. Perception, according to the Big Indonesian Dictionary (KBBI), is the absorption and process of knowing several things through a person's five senses; direct response (reception) of something. The perception of residents of the PPAI Mambaunnur Islamic boarding school towards halal-labeled food products is that most of the residents of the Islamic boarding school agree with the halal label on a food product, the Islamic boarding school is a dormitory for studying the Koran. The approach used in this study is a qualitative approach based on problems that are intended to find each person's perception in responding to something according to their respective theories and understandings, not to seek generalizations. The data collection for this study uses observation, interview and documentation techniques. The data analysis techniques used are reduction, analysis and then drawing conclusions. The results of the study showed that out of 22 informants, 16 informants/people agreed and 6 others did not agree and this is a natural thing because each has different knowledge and understanding and the residents of the Islamic boarding school themselves already know the rules or understanding of halal and thoyib food well according to their respective understandings or understandings. and from the residents of the PPAI Mambaunnur Islamic boarding school, it can be said that they all know the halal label from several media or other methods such as knowing from the packaging or other information such as the internet or other social media.