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Analisis Faktor Kepercayaan, Manfaat Dan Keamanan Terhadap Minat Penggunaan E-Money Dalam Perspektif Ekonomi Syariah (Studi Kasus Pada Masyarakat di Boyolali) Sumadi Sumadi; Abdul Haris Romdhoni; Fatakhurohim Fatakhurohim
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5976

Abstract

Information and communication technology is currently developing rapidly, one of which is the payment system. In the past, payments were made using cash, but now they are starting to apply non-cash payments. E-money is a means of payment in electronic form in which the money or balance will be stored on a chip or server. The study aims to determine the influence of trust, benefit, and security factors on the interest in using E-money in Boyolali. The method used in this research is Multiple Linear Regression. The research method used is a quantitative study using a questionnaire as a collection material. The number of research respondents was determined to be 100 respondents. Sampling technique used in this study is purposive sampling. The test results of this study indicate that trust variable has a positive and significant effect on the interest in using E-money in Boyolali, with a probability value of 0.000. Benefits variable do not have a significant effect on the interest in using E-money in Boyolali, with a probability value of 0.471. Security variable have a positive and significant effect on the interest in using E-money in Boyolali, with a probability value of 0.013.
Pengaruh Akuntabilitas, Transparansi Sekolah dan Pengelolaan Keuangan Dana Bantuan Operasional Sekolah Terhadap Partisipasi Orang Tua Siswa Suhesti Ningsih; Selvi Puspitasari; Abdul Haris Romdhoni
Jurnal Akuntansi dan Pajak Vol 23, No 1 (2022): JAP : Vol. 23, No. 1, Februari 2022 - Juli 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i1.2978

Abstract

This study aims to determine the effect of accountability, transparency and financial management of BOS funds on the participation of parents of students in SD Negeri 1 Bendan, Banyudono Regency. The research population was 193 parents of SD Negeri 1 Bendan students. The research sample was selected using stratified random sampling method and then obtained a sample of 103 people. The research method is explanatory quantitative, namely research that will explain the relationship between variables that affect the researcher's hypothesis. The data collection method used a linkert scale questionnaire. The results showed that accountability, transparency and management of BOS funds had an effect on parental participation, this was evidenced by the F test which had a significance value of 0.000 0.05. The coefficient of determination of 0.738 means that accountability, transparency, and financial management of BOS funds have an influence of 73.80% on the participation of parents of students. While the remaining 26.20% is influenced by other variables not examined in this study.
PELATIHAN PEMBUATAN DAFTAR PUSTAKA DENGAN MENDELEY BAGI MAHASISWA, SMA SEDERAJAT DAN UMUM Iin Emy Prastiwi; Abdul Haris Romdhoni; Agus Subekti
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 4, No 2 (2022): BUDIMAS : VOL. 04 NO. 02, 2022
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v4i2.4913

Abstract

This activity was carried out with the background of wanting to help parties who need it in using the Mendeley application. The purpose of this community service is to increase knowledge through direct practice on how to use the Mendeley application in making references to scientific papers or thesis. It is hoped that the results of this training will provide direct practice of using Mendeley to general students, high school / vocational students, the general public and parties in need. This activity is carried out using the lecture method, direct discussion, simulation practice using the Mendeley application. The lecture method is used in the process of delivering training/socialization materials. The expected output targets of this activity are 1) The public is able to know how to use Mendeley in making references to scientific papers and theses; 2) People find solutions to problems in using Mendeley.
Pengaruh Akuntabilitas, Transparansi Sekolah dan Pengelolaan Keuangan Dana Bantuan Operasional Sekolah Terhadap Partisipasi Orang Tua Siswa Suhesti Ningsih; Selvi Puspitasari; Abdul Haris Romdhoni
Jurnal Akuntansi dan Pajak Vol 23, No 1 (2022): JAP : Vol. 23, No. 1, Februari 2022 - Juli 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i1.2978

Abstract

This study aims to determine the effect of accountability, transparency and financial management of BOS funds on the participation of parents of students in SD Negeri 1 Bendan, Banyudono Regency. The research population was 193 parents of SD Negeri 1 Bendan students. The research sample was selected using stratified random sampling method and then obtained a sample of 103 people. The research method is explanatory quantitative, namely research that will explain the relationship between variables that affect the researcher's hypothesis. The data collection method used a linkert scale questionnaire. The results showed that accountability, transparency and management of BOS funds had an effect on parental participation, this was evidenced by the F test which had a significance value of 0.000 0.05. The coefficient of determination of 0.738 means that accountability, transparency, and financial management of BOS funds have an influence of 73.80% on the participation of parents of students. While the remaining 26.20% is influenced by other variables not examined in this study.
ANALISIS KEPUASAN ANGGOTA TERHADAP LAYANAN PEMBIAYAAN DI KSPPS ”USAHA BAROKAH” JATIPURNO (Studi Kasus Syariah KSPPS Usaha Barokah Jatipurno): Studi Kasus Syariah KSPPS Usaha Barokah Jatipurno Yusuf Sabila Rosyada; Abdul Haris Romdhoni; Rukmini
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19115

Abstract

This study aims to analyze the level of member satisfaction with financing services at KSPPS Usaha Barokah Jatipurno. The research method used is descriptive quantitative with the Customer Satisfaction Index (CSI) approach. Data were obtained by distributing questionnaires to cooperative members who had received financing services. The five main aspects measured include product quality, service quality, emotional factors, financing price/margin, and ease of access. The results showed that the CSI value reached 83.4% which is included in the very satisfied category. This indicates that the financing services provided by KSPPS Usaha Barokah Jatipurno have optimally met the expectations of its members. This study contributes to the development of literature on member satisfaction in the context of Islamic financial institutions and can be a reference in evaluating the quality of cooperative services.
Peran implementasi pembiayaan syariah untuk meningkatkan kinerja UMKM: Studi pada UMKM karya cipta raharja Klaten Anto Budi Raharjo; Iin Emy Prastiwi; Abdul Haris Romdhoni
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 4 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i4.19848

Abstract

This research focuses on examining the mechanisms and implementation of Sharia financing applied to support the operations of MSMEs (Micro, Small, and Medium Enterprises). Furthermore, it reviews the extent of the impact of Sharia financing on improving the financial and non-financial performance of MSMEs. Additionally, it explores the obstacles faced by MSMEs in accessing Sharia financing and the solutions to overcome them. The research method employs a descriptive qualitative approach. The data source used is secondary data, such as references, journals, books, or documentation related to the research. The data collection technique includes a literature review. The data analysis technique used is qualitative analysis, where the literature review is conducted through several stages, including formulating research questions, searching for literature sources, and evaluating literature sources. The results show that the partnership mechanism in Sharia financing provides profit-sharing, buying-and-selling, and leasing schemes based on real transactions. However, its implementation in the productive sector is still hindered by low literacy levels and banking policies that tend to be consumer-oriented. Furthermore, the multi-dimensional impact of the Sharia scheme is proven to improve the financial performance of MSMEs through cash flow stability and cost efficiency, while simultaneously enhancing non-financial aspects such as management professionalism and the ethical integrity of business actors. Also, regarding synergy and solutions, although hindered by legality and collateral issues, obstacles in accessing capital can be overcome through the digitalization of financial reports, the optimization of Ziswaf (Zakat, Infaq, Sadaqah, and Waqf) funds as guarantors, and character-based scoring assessments. Lastly, economic sustainability is needed, as strengthening Sharia financing for MSMEs creates a positive economic cycle that not only increases the income of business actors but also supports the profitability of Sharia banking and national economic growth.