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Larangan Riba Dalam Teks dan Konteks (Studi Atas Hadits Riwayat Muslim Tentang Pelaknatan Riba) Muhammad Tho’in
Jurnal Ilmiah Ekonomi Islam Vol 2, No 02 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 02, Juli 2016
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (834.068 KB) | DOI: 10.29040/jiei.v2i02.44

Abstract

Usury is additions which hinted at by people who have treasure to those who borrow their wealth (money) because of postponement payment promise by the borrower of a predetermined time. Usury is divided into two kinds of Nasi’ah usury and Fadhl usury. Threats to the behavior of usury is likened to a drunken man who can not stand but as stands one whom possessed devil because (madness), will be incorporated into the fires of hell and eternal forever, people who do not leave usury will be fought by Allah and His messenger It will be categorized as infidels, get anathema Prophet. Lessons of usury restriction can made man like helping each other, closing the door on the action of disconnecting good relationship fellow men, glorifies work, and do not harm those who are in distress. Allah and the Prophet cursed anyone who involved in such practices without exception. Usury behavioral contexts that society do today which include banking transactions primarily conventional banking, insurance transactions, sale and purchase transactions on credit, and much more. Keywords: Hadith, the prohibition of usury, text and context
Kompetensi Sumber Daya Manusia Bank Syariah Berdasarkan Prinsip-prinsip Syariah Islam (Studi Kasus Pada BNI Syariah Surakarta) Muhammad Tho’in
Jurnal Ilmiah Ekonomi Islam Vol 2, No 03 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 03, November 2016
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (543.207 KB) | DOI: 10.29040/jiei.v2i03.49

Abstract

This study aims to determine how it should be the competence of human resources of Islamic banking is based on the principles of Islamic Shariah. This study uses a phenomenological approach oriented qualitative descriptive. The technique of collecting data using interviews, participant observation, and study. Human resource competencies Islamic banking is based on the principles of Islamic law, the ability to modify banking products, also understand the contracts sharia combined with the principles of Islamic law includes not burdensome, reduce the burden, the determination of the law periodically, pay attention to the benefit, as well as equality and justice. With the principles of Islamic sharia combined with the ability to modify banking products, also understand the syariah contracts, the target growth in market share of Islamic banks can be achieved in accordance with expectations.The results of this study are the competence of human resources at BNI Syariah Surakarta at the level of the manager is good, supported by higher education, training a lot, as well as experience. While at the employee level still needs a lot of attention, because the level of education there are still low, still a little training, and experience is not adequate. Keywords: Competence of Human Resources, Islamic Bank, Principles of Islamic Sharia
Aspek-aspek Syariah Dalam Asuransi Syariah Muhammad Tho’in; Anik Anik
Jurnal Ilmiah Ekonomi Islam Vol 1, No 01 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 01, Maret 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (753.036 KB) | DOI: 10.29040/jiei.v1i01.28

Abstract

This study is to analyze aspects of sharia in Islamic insurance. Theories related to this study include about Ijara, Ijara financing, DSN-MUI fatwa, Ijara financing application. This study is qualitative descriptive. Data collection methods used in this research is the study of literature. The results showed that Takaful insurance aspect is clear then can be applied in the system of Islamic insurance. Takaful is a system where the participants / members / participants donate or donate part or all of the contribution that will be used to pay claims, in case of disaster experienced by most participants/members/participants. The role of the company here is limited to the operational management of insurance companies and investment funds / contributions received or transferred to the company.Keywords: Aspects of Sharia in the Takaful and Insurance Non-Sharia
Wakaf Tunai Perspektif Syariah Muhammad Tho’in; Iin Emy Prastiwi
Jurnal Ilmiah Ekonomi Islam Vol 1, No 02 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 02, Juli 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (735.542 KB) | DOI: 10.29040/jiei.v1i02.29

Abstract

The development of waqf implementation is now popular with the "cash waqf". Endowments in cash (cash waqf / waqf al nuqud) are waqf that a person, group of persons or institution or legal entity in the form of cash. This study aims to discuss how the cash waqf basis in sharia perspective.Waqf system is a concept that is not clearly and expressly mentioned in the Qur'an and hadith. Unlike the zakat that is clearly mentioned in the Qur'an. Scholarly opinion regarding waqf objects show that the terms of wakaf (must be objects, useful, not disposable, not haram substance and should belong to wakif perfectly). Cash waqf is not supported by the hadith in particular, and using verses from the Al Qur’an and Hadits is general. Therefore, the determination of the terms of waqf objects including ijtihadi region.Keywords: Cash waqf, Al Qur’an, Hadits 
PENDAMPINGAN PENGELOLAAN DAN PERHITUNGAN DANA ZAKAT SESUAI SYARIAT ISLAM BAGI PARA TAKMIR MASJID Muhammad Tho’in; Budiyono Budiyono; M. Hasan Ma'ruf; Rukmini Rukmini
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 2, No 1 (2020): BUDIMAS : VOL. 02 NO. 01, 2020
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v2i1.2107

Abstract

Tujuan pelaksanaan pengabdian kepada masyarakat (PKM) ini yaitu memberikan pendampingan pengelolaan dan perhitungan dana zakat sesuai syariat Islam bagi para takmir masjid. Takmir masjid yang menjadi mitra pengabdian yaitu pengurus takmir masjid (8 masjid) di Desa Jeblog, Kecamatan Karanganom, Kabupaten Klaten. Pelaksanaan pengabdian ini sepenuhnya mendapatkan dukungan dari Pemerintah Desa Jeblog. Metode pelaksanaan pengabdian ini dilakukan dengan tutorial materi zakat yang dilanjutkan dengan diskusi dua arah secara intensif, dan diakhir pelaksanaan pengabdian dilakukan demontrasi perhitungan zakat selama 4 (empat) kali pertemuan. Waktu pelaksanaan pengabdian masyarakat ini yaitu semester ganjil 2019/2020 selama bulan September-Desember 2019. Tempat pelaksanaan pengabdian di gedung pertemuan balai desa yang telah disediakan oleh perangkat Desa Jeblog. Hasil pengabdian ini menunjukkan bahwa dengan adanya pendampingan pengelolaan dan perhitungan dana zakat sesuai syariat Islam memberikan pemahaman lebih mendalam terhadap tata cara pengelolaan dan perhitungan dana zakat bagi para pengurus takmir masjid di Desa Jeblog, Kecamatan Karanganom, Kabupaten Klaten. Implikasi dari kegiatan pengabdian ini menjadikan pengelolaan dana zakat secara baik sesuai rambu-rambu yang diberikan oleh syariat Islam, menjadikan dana zakat lebih produktif secara maksimal dan tepat sasaran bagi penerimanya. Kata kunci: pendampingan, zakat, syariat Islam, takmir masjid