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All Journal DERIVATIF Jurnal Ilmiah Ekonomi Islam Jurnal al-Ulum : Jurnal Pemikiran dan penelitian ke-Islaman KITABAH: Jurnal Akuntansi dan Keuangan Syariah Media Mahardhika OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Amwaluna Jurnal Ekonomi dan Keuangan Syariah Justisia Ekonomika Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ilmiah Edunomika (JIE) El-Qist : Journal of Islamic Economics and Business (JIEB) GUYUB: Journal of Community Engagement Jurnal Nasional Manajemen Pemasaran dan SDM Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah IJED: International Journal of Economy Development Research Jurnal Keadaban: Jurnal Sosial dan Humaniora Assets Journal
Gufron, Moh Idil
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Religion Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Social Sciences Other

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Building Financial Inclusion: The Role of Rural Banks and Cooperatives as Motors of Micro and Medium Economic Growth Moh. Idil Ghufron; Ariska Anggraini; Riskina Fauziyah; Holifah; Yayi Wulandari
Assets Journal: Journal of Economic and Business Vol. 2 No. 2 (2024): Education Of Economic And Financing
Publisher : Al-Qalam Institute, Probolinggo, East Java, Indonesia

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This study aims to examine the role of rural banks (BPR) and cooperatives in supporting the economic growth of the Micro, Small and Medium Enterprises (MSMEs) sector in Indonesia. The research method used is qualitative research with a descriptive approach. Data were collected through literature studies from various related literature. The results showed that MSMEs have an important role in the structure of the Indonesian economy, contributing more than 99% of GDP and absorbing most of the workforce. However, its existence also faces challenges and limitations, such as capital problems, production techniques, market share, management, and licensing. BPR and cooperatives have a strategic role in supporting the MSME economy. BPR provides funds distribution to MSMEs in the form of working capital loans, while cooperatives act as business entities consisting of individuals or legal entities with the principles of kinship and mutual assistance. Efforts to strengthen the MSME sector continue to be carried out by the government, the private sector, and the community. Collaboration between financial institutions, including rural banks and cooperatives, with Islamic economic principles has also been tested.
ECONOMIC EMPOWERMENT STRATEGY OF THE YOUNGER GENERATION THROUGH DIVERSIFICATION OF MULTIPLE BUSINESS BUSINESSES IN INCREASING ECONOMIC GROWTH IN UTAMA RAYA BEACH, SITUBONDO Moh. Idil Ghufron; Ismi Lailiyatil Wardah; Maudy Sulis Setya Ningsih
Assets Journal: Journal of Economic and Business Vol. 2 No. 1 (2024): Financial Planning Analysis
Publisher : Al-Qalam Institute, Probolinggo, East Java, Indonesia

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This research discusses economic empowerment strategies for the younger generation in Situbondo district. In this contemporary era, the problems faced by the younger generation, especially in Situbondo regency in finding work, have become an increasingly deep and troubling issue. This is related to the lack of skills possessed by the younger generation who incidentally are in the Pantura area and consider that the profession as a fisherman is not in accordance with the lifestyle of the younger generation today. This factor causes the younger generation to face difficulties in finding jobs that suit their wishes. Another factor that contributes to this problem is the lack of employment because it is included in the Pantura Area. Utama Raya Beach stands with business diversification, including gas stations, rest areas to lodging utilizing sea destinations on the north side of its business place. The purpose of this study is to explain the strategy of empowering the younger generation in improving the economy in Situbondo district and knowing the new business model through multiple business differentiation.The research methods used include surveys, interviews, and secondary data analysis to get a comprehensive picture of millennials' economic empowerment and the challenges they face. The results of this study show that the multiple business-based business diversification strategy has succeeded in attracting the interest of the younger generation because the business offer from the management has succeeded in attracting the interest of the younger generation in Situbondo
Co-Authors Abdur Rahman Achmad Febrianto Ahmad Ali Bustomi Amirotil Ummah Arifin, Indana Fitriyatul Ariska Anggraini Dwi Nurul Hidayati Faizatul Aliyah Fathudin Fathudin Fitria Fitria Hanin Fara Atiqoh Holifah Ihdina Ida Melati Inas Fahmiyah Irtifah Irtifah Ismi Lailiyatil Wardah Jui Amalia Maudy Sulis Setya Ningsih Maulida Ghina Faizah Moch. Rahmadtullah Muh. Hamzah Nur Hairi Riskina Fauziyah Saifuddin Shafwan Tsauri siti jamila Siti Maryam Siti Ruqayyah Sonia, Siti Ibra Sri Nurul Ulif Al Inayah Sulis Nada Wasilatul Maufiroh Yayi Wulandari Yunita Nurmelinda