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All Journal DERIVATIF Jurnal Ilmiah Ekonomi Islam Jurnal al-Ulum : Jurnal Pemikiran dan penelitian ke-Islaman KITABAH: Jurnal Akuntansi dan Keuangan Syariah Media Mahardhika Amwaluna Jurnal Ekonomi dan Keuangan Syariah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ilmiah Edunomika (JIE) El-Qist : Journal of Islamic Economics and Business (JIEB) GUYUB: Journal of Community Engagement Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah IJED: International Journal of Economy Development Research
Gufron, Moh Idil
Fakultas Agama Islam Universitas Nurul Jadid, Probolinggo, Indonesia
Religion Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Library & Information Science Mechanical Engineering Social Sciences Other

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Infrastructure Development And Socio-Economic Disparities In Indonesian Society Moh Idil Ghufron; Ahmad Ali Bustomi
IJED: International Journal of Economy Development Research Vol 1, No 2 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i2.5719

Abstract

Infrastructure development is a good concept for managing the country. In addition, infrastructure development is also an important aspect in increasing economic growth because it can create jobs, reduce poverty and increase per capita income. However, this development also has a significant impact on the socio-economic community. Infrastructure disparities between regions are one of the factors driving economic disparities between regions. Within the territory of Indonesia, this issue is interesting to study and explore, especially since the government is currently prioritizing infrastructure development in various regions in Indonesia.  
Implementasi Prinsip Prudential Banking Pada Tabungan Easy Mudharabah Untuk Meningkatkan Kepercayaan Nasabah (Studi Kasus Bank Syariah Indonesia Kc Probolinggo) Moh. Idil Ghufron; Saifuddin Saifuddin; Achmad Febrianto; Jui Amalia; Muh Hamzah
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13719

Abstract

Pentingnya implementasi prinsip prudential dalam industry perbankan tidak dapat dipandang remeh, terutama dalam konteks produk tabungan. Penelitian ini membahas Upaya implementasi prinsip prudential banking pada produk tabungan easy mudharabah dengan tujuan meningkatkan kepercayaan nasabah. Prinsip prudential, yang mencakup pengelolaan risiko, kepatuhan, dan transparansi, dianggap sebagai fondasi yang krusial dalam memastikan kestabilan sector perbankan. Tabungan easy mudharabah, sebagai produk berbasis prinsip ekonomi islam, menawarkan pendekatan berbagi keuntungan dan kerugian antara bank dan nasabah. Oleh karena itu, diperlukan penerapan prinsip prudential untuk memitigasi risiko yang mungkin timbul akibat fluktuasi pasar atau perubahan kondisi ekonomi. Kepercayaan nasabah, sebagai elemen utama dalam hubungan perbankan, menjadi focus utama dalam penelitian ini. Dengan mengintegrasikan prinsip prudential banking pada tabungan easy mudharabah, diharapkan dapat memperkuat dasar kepercayaan nasabah terhadap produk ini. Ketersediaan informasi yang jelas dan akurat mengenai kebijakan perbankan, manajemen risiko yang baik, dan kepatuhan terhadap prinsip-prinsip ekonomi islam dapat menciptakan lingkungan yang lebih transparan dan dapat diandalkan nasabah. Penelitian ini bertujuan untuk mengkaji implementasi prinsip-prinsip prudential banking pada produk tabungan easy mudharabah dengan focus pada peningkatan kepercayaan nasabah. Dalam menghadapi kompleksitas lingkungan perbankan syariah, penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif untuk memberikan pemahaman mendalam tentang bagaimana prinsip-prinsip tersebut diterapkan dan dampaknya terhadap kepercayaan nasabah. Penelitian ini bertujuan untuk memahami sejauh mana prinsip-prinsip tesebut dapat memberikan keuntungan dan membangun kepercayaan nasabah terhadap produk tabungan berbasis mudharabah. Penelitian ini memberikan pandangan holistic tentang bagaimana penerapan prinsip-prinsip prudential banking dapat menjadi pendorong penting dapat meningkatkan kepercayaan nasabah terhadap produk tabungan easy mudharabah, sementara juga memberikan kontribusi pada pengembangan praktik keuangan islam yang lebih inklusif dan berkelanjutan.
ANALYSIS OF THE USE OF DIGITAL PAYMENT METHODS (QRIS) IN MIE SAMYU MSMES IN INCREASING CONSUMER SATISFACTION Moh. Idil Ghufron; Hanin Fara Atiqoh; Dwi Nurul Hidayati
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.13363

Abstract

Digital transformation in the financial sector has encouraged the presence of technology-based payment methods, one of which is the Quick Response Code Indonesian Standard (QRIS). This innovation is designed to simplify and accelerate the transaction process, as well as increase financial inclusion, especially for Micro, Small and Medium Enterprises (MSMEs). This study aims to analyze the extent to which the use of QRIS digital payment methods affects the level of consumer satisfaction in Mie Samyu MSMEs, a culinary business that has implemented QRIS in its operations. This research uses a qualitative paradigm with a case study approach. Data was collected through in-depth interviews, participatory observations, and documentation of Mie Samyu MSME owners, employees, and customers. The data analysis technique used is thematic analysis, which aims to identify patterns of consumer perception of the use of QRIS in their transaction experience. This research is expected to be able to fill the empirical gap regarding the impact of the use of QRIS on the MSME sector specifically and answer the research gap in the academic literature related to the relationship between digital payment methods and consumer satisfaction in the culinary sector. The results of this research are also expected to make a practical contribution in encouraging the digitalization of MSMEs in a sustainable manner and become a reference for public policies in optimizing the use of QRIS as a national digital economy instrument.
Co-Authors Achmad Febrianto Ahmad Ali Bustomi Amirotil Ummah Dwi Nurul Hidayati Faizatul Aliyah Fathudin Fathudin Fitria Fitria Hanin Fara Atiqoh Inas Fahmiyah Irtifah Irtifah Jui Amalia Moch. Rahmadtullah Muh. Hamzah Nur Hairi Saifuddin Shafwan Tsauri Siti Maryam Siti Ruqayyah Sri Nurul Ulif Al Inayah Sulis Nada Yunita Nurmelinda