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PENDAMPINGAN DAN PENINGKATAN KESEJAHTERAAN KOMUNITAS BECAK KALIMOSODO MELALUI USAHA MIKRO Aprilianto, Fitrian; Zakaria, Soni
Bulletin of Community Service and Development Vol. 1 No. 2 (2021): JUNE
Publisher : Lembaga Pengkajian dan Pengembangan Masyarakat, Yayasan Cahaya Mulia Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (617.033 KB)

Abstract

Adanya program pengabdian masyarakat yang dituangkan dalam kegiatan pemberdayaan ekonomi diharapakan menambah penghasilan para tuakng becak dan keluarganya sehingga meningkatkan kesejahteraan. Pendekatan penelitian ini adalah menggunakan pendekatan kualitatif deskriptif. Analisis kualitatif deskriptif. Teknik pengumpulan data yang dipilih untuk mengungkapkan serta menganalisis data yang didapatkan adalah dengan metode observasi langsung. Selain menggunakan metode observasi, penulis juga menggunakan metode survey dalam pengabdian ini. Metode survey adalah penyelidikan yang diadakan untuk memperoleh fakta-fakta dari gejala-gejala yang ada dan mencari keterangan-keterangan secara faktual. Setelah diberikan bantuan modal kedua mitra telah mempunyai masing-masing usaha mikro. Untuk Bapak Galung memanfaatkan bantuan modal tersebut dengan membuka usaha tabung gas LPG 3 Kg dengan memanfaatkan teras rumahnya. Sedangkan untuk Bapak Sali memanfaatkan dana bantuan tersebut dengan membuka usaha warung makan. Dengan bantuan istri dan anaknya Bapak Sali membuka warung dengan menjual berbagai makanan dan jajanan. Sasaran pengabdian ini dapat digunakan oleh masyarakat dengan penghasilan rendah seperti tukang becak. Lokasi pengabdian dilakukan di daeah jalan Kalimosodo, Kelurahan Polehan, Kota Malang. Dalam pengabdian ini difokuskan pada masyrakat dengan berpengahsilan rendah yaitu tukang becak. Dengan adanya program bantuan modal ini para tukang becak dapat membuka usaha mikro, sehingga diharapkan akan meningkatkan kesejahteraan.
The Effect of Investment Portfolio on Investment Returns in Islamic Insurance Companies Aprilianto, Fitrian; Mahdi, Fadilla Muhammad
Iqtishodia: Jurnal Ekonomi Syariah Vol. 10 No. 2 (2025): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v10i2.1521

Abstract

The importance of investment portfolios in Islamic insurance companies is fundamental to obtaining optimal returns. A well-diversified portfolio can help companies manage their risks and optimize their returns. By opting for appropriate investment instruments, the company can enhance liquidity, stability, and asset growth, which in turn will provide greater benefits to insurance participants. This study focuses on investment portfolio variables, given the important role of investment in Islamic insurance companies. Therefore, this study aims to determine the effect of deposit variables, Islamic stocks, corporate sukuk, State Sharia Securities (SBSN), Islamic mutual funds, direct investment, and other investments on the investment returns of Islamic insurance companies. This study uses a quantitative research approach; it uses the type of data, which is secondary data obtained from the Financial Services Authority (OJK), starting from January 2014-December 2022. The method of analysis used in this research is multiple linear regression analysis. The results showed that the variable deposits, Sharia stocks, corporate sukuk, Sharia mutual funds, direct participation, and other investments had a significant effect, while the SBSN variable was not significant.
The Impact Of Financing Product Scheme To Islamic Banking Financial Performance Mahdi, Fadilla Muhammad; Aprilianto, Fitrian
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10766

Abstract

The aim of this study is to determine how different financing plans affect a bank's ability to earn income and manage financing risk throughout the course of both the short- and long-terms. The study utilizes an associative research design and a quantitative methodology. The Financial Services Authority's monthly aggregate reports on Islamic banking for the years 2012 to 2022 make up the study sample. Total debt-based financing, total profit-sharing financing, total leasing-based financing, return on assets (ROA), and non-performing finance (NPF) are among the variables included in the study model. Vector Error Correction Modelling (VECM), which enables the study of the data, is used to examine the short- and long-term effects of independent factors on the dependent variable. Two investigational models—the ROA model and the NPF model—are included in the study. According to the research's findings, when viewed from the NPF model's point of view, debt- and leasing-based financing are more secure over the long run for Islamic banks. Leasing-based financing, however, turns out to be more beneficial for Islamic banks from the standpoint of the ROA model