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Pengaruh Pembiayaan Murabahah, Mudharabah, dan Musyarakah Terhadap Profitabilitas Bank BCA Syariah Periode 2018-2022 Dio Nurrohman Gunawan; Dailibas Dailibas
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 9 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.7939482

Abstract

The economic instability sweeping the world has led to a slowdown in economic growth. One of the industries that contributes greatly to encouraging economic growth is the banking sector, both conventional banks and Islamic banks. In practice, BCA Syariah annual financial statements show an increase in the amount of murabahah, mudharabah and musyarakah financing from year to year, indicating that this type of financing continues to attract public interest. This study aims to determine the effect of murabahah, mudharabah and musyarakah financing on profitability by using ROA as a dependent variable. The method used in this study is descriptive with a quantitative approach. Samples were taken by the nonprobability method using purposive sampling. The data used in this study was obtained from the official website of BCA Syariah, OJK, and other relevant sources. The results of multiple linear regression analysis show that partially, murabahah financing has an insignificant effect on profitability, mudharabah financing has no significant effect on profitability, and musyarakah financing has a significant effect on profitability. For simultaneous test results showed the influence exerted from all three types of financing on the level of profitability.
The Effect of CAR and BOPO on ROA of Sharia Banking in lndonesia Annisa Nur Syfa; Dailibas
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 6 No. 1 (2023): Maro
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v6i1.4105

Abstract

Pesatnya pertumbuhan Bank Syariah di Indonesia menyebabkan setiap bank harus bisa menjaga keseimbangan usahanya dan selalu meningkatkan kinerja. Salah satu aspek yang bisa menjadi tolak ukur kinerja sebuah bank adalah kemampuan bank dalam memperoleh laba. Penelitian ini memiliki tujuan untuk menganalisis perbandingan pengaruh Capital Adequacy Ratio (CAR) dan Biaya Operasional Pendapatan Operasional (BOPO) terhadap Return on Assets (ROA). Jenis penelitian ini merupakan jenis penelitian kuantitatif dengan metode statistik deskriptif. Teknik analisis data menggunakan analisis regresi berganda menggunakan aplikasi SPSS 25. Pengambilan populasi data yaitu Bank Umum Syariah dengan sampel yang dipilih berdasarkan puposive sampling sebanyak 4 Bank pada tahun 2019-2021. Hasil penelitian menunjukkan jika data berdistribusi normal berdasarkan uji asumsi klasik. Pada hasil uji t menyatakan CAR tidak memiliki pengaruh yang signifikan terhadap ROA dan BOPO memiliki pengaruh negatif yang signifikan terhadap ROA. Hasil uji F menyatakan jika CAR dan BOPO secara bersama-sama memiliki pengaruh yang signifikan terhadap ROA dengan pengaruh sebesar 95,4%. Sedangkan sisanya sebesar 4,6% dipengaruhi oleh variabel lain yang tidak dibahas dalam penelitian ini.
Analisis Laporan Keuangan Bank BCA Syariah Periode 2017-2021 Menggunakan Metode CAMEL Anita Nurcahyani; Dailibas Dailibas
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 11 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8062131

Abstract

The camel method is a method that is often used in assessing the soundness of a bank, in this method, there are five aspects assessed, namely (capital, asset quality, management, profits, and liquidity). These five factors are interrelated with each other in providing information related to the level of the soundness of a bank, if one of these aspects experiences problems it will affect other aspects. Thus the purpose of this study is to determine the level of soundness at PT Bank BCA Syariah using the CAMEL method in the 2017 to 2021 period, the ratios used include CAR, NPF, ROA, NPM and FDR. The data used in this research is secondary data, namely financial reports from 2017 to 2021.
PENGARUH PEMBIAYAN MURABAHAH, MUDHARABAH TERHADAP LABA BERSIH PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2015-2019 Rahmatika, Elena; Dailibas, Dailibas; Mubarokah, Isro'iyatul

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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (74.812 KB) | DOI: 10.31955/mea.v5i1.908

Abstract

Penelitian ini bertujuan untuk menguji pengaruh pembiayaan murabahah dan mudharabah terhadap laba bersih Bank Umum Syariah di indonesia periode 2015 -2019. Teknik analisis data dalam penelitian ini adalah deksriptif verifikatif dengan pendekatan kuantitatif. Dalam penelitian ini sample penelitian yang digunakan sebanyak 40 sampel dari 8 perusahaan Bank Umum Syariah di indonesia periode 2015-2019. Dalam penelitian ini terdapat 5 data outlier sehingga data yang diperoleh semula 40 sampel menjadi 35 sampel. Hasil menunjukan bahwa (1) secara parsial terdapat pengaruh pembiayaan murabahah terhadap laba bersih (2) secara parsial tidak terdapat pengaruh pembiayaan mudharabah terhadap laba bersih (3) pembiayaan murabahah dan mudharabah berpengaruh signifikan secara simultan terhadap laba bersih.
PENGARUH PEMBIAYAAN MURABAHAH, MUSYARAKAH DAN MUDHARABAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH Ismawati, Dani; Dailibas, Dailibas; Mubarokah, Isro’iyatul

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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (74.717 KB) | DOI: 10.31955/mea.v5i1.949

Abstract

With competition between banks and the dominant conventional system, Islamic banks have shown a performance where profitability is above conventional banks. The purpose of this study was to see whether there was any influence between murabahah, musyarakah and mudharabah on profitability. The population of data used comes from the financial statements of Islamic commercial banks listed on the Indonesia Stock Exchange from 2016 to 2019. With the purposive sampling method, 32 data samples were used, but there were 2 outlier data. Therefore the sample data used in the study amounted to 30 data. The research method used is quantitative methods and research techniques with multiple linear regression analysis concluded with a partial test that murabahah has a significant and positive effect on profitability, musharaka has no and negative effect on profitability and mudharabah has no and positive effect on profitability. Then the simultaneous testing concluded that murabahah, musyarakah and mudarabah together affect profitability.
PENGARUH ROE, EPS, PER DAN PBV TERHADAP HARGA SAHAM PADA INDUSTRI MAKANAN DAN MINUMAN Nurhidayati, Elis; Dailibas, Dailibas

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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v5i3.1712

Abstract

Penelitian ini dimaksudkan guna memahami dampak dari ROE, EPS, PER serta PBV terhadap harga saham pada indsutri makanan dan minuman yang terdaftar di BEI periode 2014-2020. Penelitian ini menerapkan metode purposive sampling sehingga diperoleh sebanyak 7 industri sebagai sampel penelitian. Metode analisis linier berganda diaplikasikan untuk menganalisis data dengan menggunakan SPSS Ver. 26. Hasil penelitian menyatakan bahwa ROE dan PBV secara parsial tidak bedampak terhadap harga saham, sedangkan EPS dan PER secara parsial memiliki pengaruh terhadap harga saham. Kemudian, secara simultan dinyatakan bahwa ROE, EPS, PER serta PBV berpengaruh terhadap harga saham.
Determian Harga Sukuk Korporasi Azhar, Arya Aditya; Dailibas, Dailibas
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 25 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10417766

Abstract

The purpose of this study was to determine the effect of Profitability and Solvability on Corporate Sukuk Prices simultaneously or partially for the 2017-2021 period. This research took samples using the purposive sampling method from 6 companies. The data in this study is secondary data and collected by the method of documentation from the Indonesia Bond Market Directory and the annual reports of each company. Data were analyzed using multiple linear regression methods to find the relationship between profitability and solvency on Sukuk prices. The results of this study are profitability and solvency simultaneously have a significant effect on Sukuk prices. Partially, profitability has a positive and insignificant effect on the price of sukuk, while solvency has a negative and significant effect on the price of sukuk. Recommendations for investors to pay attention to the company's solvency before buying the sukuk.
Sosialisasi Pemberdayaan Masyarakat Desa melalui Partisipasi Masyarakat, Desa Cilamaya Kelurahan Cilamaya Wetan Kabupaten Karawang Tahun 2023 Suparno, Suparno; Dailibas, Dailibas; Chaerudin, Chaerudin; Nasution, R; Harahap, M. Nasim; Suhono, Suhono; M, Anwar
Jurnal Pendidikan Tambusai Vol. 7 No. 3 (2023): Desember 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v7i3.10759

Abstract

Banyak masyarakat di pedesaan yang hidupnya mengandalkan bekerja di sawah dan sambil berdagang dar sisa waktu yang tersedia. Pekerjaan di sawah seringkali hanya pada saat tanam dan pada saat panen saja. Sedangkan pekeraan berdagang sebagai pekerjaam sambilan untk tambahan penghasilan yang menopang dari pekerjaan utama bekerja disawah. Dengan demikian banyak waktu yang terbuang tersisa bagi pekerja pokoknya disawah. Kegiatan pengabdian masyarakat kali ini bertitiktolak pada pemberdayaan masyarakat desa melalui pengembangan soft skill pembuatan Roti Kijing dalam upaya peningkatan pendapatan keluarga di Desa Cilamaya, Kecamatan Cilamaya, Kabupaten Karawang. Tujuan dari kegiatan ini adalah pemberdayaan Masyarakat melalui partisipasi Masyarakat dengan sosialisasi dan pendampingan memberikan ketrampilan pembuatan packing yang menarik dan promosi dan pemaaran melalui instragam yang dapat menambah pendapatan keluarga.
Dampak Stabilitas Keuangan Daerah terhadap Ketahanan Keuangan Pemerintah Daerah Harahap, Muhammad Nasim; Dailibas, Dailibas; Nasution, Raden; Chaerudin, Chaerudin; Muslihat, Asep
Jurnal Keuangan dan Perbankan Vol. 20 No. 1 (2023): Jurnal Keuangan Dan Perbankan, Volume 20 No. 1, Desember 2023
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i1.499

Abstract

This research investigates the impact of local financial stability on the financial resilience of local governments. The study examines the relationship between financial stability, efficient budget management, wise debt control, long-term financial sustainability, and the financial resilience of local governments. The research employs a quantitative approach, utilizing regression analysis to analyze the data collected from various local governments. The findings indicate a significant positive influence of financial stability, efficient budget management, wise debt control, and long-term financial sustainability on the financial resilience of local governments. The study contributes to the understanding of the crucial factors affecting the financial well-being of local governments and provides insights for policymakers to enhance financial planning and resilience.
Qualitative analysis of it reliability and security in local government financial reporting Dailibas, Dailibas; Nasution, R; Chaerudin, Chaerudin; Harahap, Muhammad Nasim
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 10, No 4 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020244896

Abstract

The study aims to explore and analyze the reliability and security of information technology (IT) in local government financial reporting in Indonesia. IT reliability and security are important factors in financial management, as reliable and secure information supports decision-making, attracts investment and builds public trust. However, threats to IT reliability and security can lead to negative consequences, such as data inaccuracies or the risk of information leakage. This research uses a qualitative approach with case studies on two local governments that have adopted IT in the financial reporting process. Data were obtained through in-depth interviews, observations and document reviews. The analysis focused on the impact of IT reliability and security on financial administration performance. The results show that improving IT reliability and security has a significant positive impact on local government financial management. Concrete impacts include increased public trust, operational efficiency and financial accountability. IT system reliability enables fast and accurate data processing, while IT security protects sensitive information from cyber threats. This research makes an important contribution by supporting previous research and expanding the discussion on the relationship between IT security and public trust, which has previously been less explored. The practical implications include recommendations for strengthening regulations and budget allocations for better IT infrastructure, as well as guidance on effective IT implementation strategies. The findings confirm that IT reliability and security are key elements in building a transparent and efficient local government administration system.