Hariyanto Hariyanto
Universitas Airlangga

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Analysis of Factors Affecting on Saving Intention in Islamic Bank: The Case in Indonesia Hariyanto Hariyanto; Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4308

Abstract

This study aims to investigate the effects of religiosity and service quality on saving intention in Islamic banks towards Muslim communities in East Java Indonesia. In addition, this study also wants to find out whether there is an influence of gender, educational background, Islamic education, and geography on the intention to save in Islamic banks. This study uses a positive approach and structural equation modeling-partial least square (SEM-PLS) analysis technique. The sampling method used in this study is convenience sampling, with a total of 100 respondents. The results reveal that religiosity does not affect the saving intention of Muslim communities, while the service quality has a significant impact on the saving intention of the Muslim communities in East Java Indonesia. This result indicates that the better the service quality of Islamic banks, the more people's saving intentions will increase. Educational background and Islamic education affect the intention to save in Islamic banks, while gender and geography have no effect. The practical implication is the Islamic banks may focus on improving service quality, the financial capability of the bank, customer attraction through employee behavior, focusing on the reputation of the bank, and offering variant services.
Pengaruh Aktivitas Lembaga Keuangan Syariah terhadap Pertumbuhan Pembiayaan UMKM Hariyanto Hariyanto; Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3780

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Return On Assets (ROA), Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on MSME Financing at Sharia Rural Banks in Indonesia for the 2015-2019 Period. This study uses multiple linear regression which is processed using Eviews 9. The results of this study indicate that ROA has no effect on MSME financing, but CAR, NPF AND FDR have a significant effect on MSME financing at Sharia Rural Banks.
Istibdal Waqf Relevance on Development of Waqf in Indonesia Hariyanto Hariyanto; Irham Zaki
AFEBI Islamic Finance and Economic Review Vol 4, No 01 (2019)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v4i01.371

Abstract

This study aims to describe madzhab Hambali’s perspective on waqf istibdal, in which there are many opinions among the scholars regarding the ability to implement istibdal on waqf goods. The differences of opinion among fiqh scholars in responding to the dynamics of waqf, the laws related to waqf and their management procedures are important to discuss, because they will have an impact on the formulation of policies that will be taken in the future. And discuss about waqf istibdal relevance on development of waqf in Indonesia by madzhab Hambali’s perspective. This research uses descriptive-qualitative research with the library research method. The results of this study indicate that waqf istibdal is allowed in the perspective of madzhab Hambali and it is very relevant to the development of waqf in Indonesia. Keywords: Waqf, Istibdāl, the Development, Madzhab Syafi’i.
Determinants of Superpower Economic Growth Nur Rachmat Arifin; Hawa’ Hidayatul Hikmiyah; Hariyanto
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 8 No 1 (2022): January 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.723 KB) | DOI: 10.55210/iqtishodiyah.v8i1.669

Abstract

Countries in various parts of the world make economic growth the initial goal of achieving a country, one indicator used to view economic growth and one of which is the increase in Gross Domestic Product. GDP is the total value of the production of goods or services in a country for one year. This study aims to see what are the factors that influence the economic growth of the superpowers with exports, inflation, and exchange rates, and unemployment as the independent variable and GDP as the dependent variable. This research uses secondary data in the form of a combination of cross-sectional data and time series (panel data). The analytical method used is a panel data regression with a flat model model, covering six countries, namely America, China, India, Korea, Japan, and Thailand during the period 1991-2019. The results show that the Export variable, Exchange Rate, has a significant effect on GDP. Meanwhile, two independent variables, namely inflation, unemployment, did not have a significant effect on the dependent variable. Keyword: Export Superpower, Inflation, Exchange Rate, Unemployment
Analysis of Factors Affecting the Intention to Donate Cash Waqf among Muslim Community at East Java Province Hariyanto
Falah: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v7i2.21810

Abstract

This study aims to determine the factors affecting the intention to donate cash waqf among Muslim community at East Java Province. This study uses quantitative methods with the data collected through an online survey questionnaire focuses on Muslims in East Java by approximately 110 responses were obtained. The data obtained were analyzed using the structural equation modeling-partial least square (SEM-PLS) analysis technique. The results found that trust and religiosity had a significant positive effect on cash waqf attitudes, while knowledge had no positive and insignificant effect. The results also show that attitudes, subjective norms, and PBC have a positive and significant effect on cash waqf intentions, while technology and promotion have no positive and insignificant effect on the intention of Muslims in East Java to donate cash waqf. Waqf institutions can increase promotion through websites and build a technology infrastructure that is even more attractive for the Muslims in East Java to interact and ultimately donate through cash waqf programs both offline and online. The results of this study contribute to enriching the discourse of cash waqf in Indonesia, especially in terms of the willingess to pay cash waqf in Indonesia.
Antecedents of Behavioral Intention to Adopt Sharia Digital Services in ZISWAF Distribution Hariyanto Hariyanto; Ririn Tri Ratnasari; Sulistya Rusgianto; Anwar Allah Pitchay
ETIKONOMI Vol 23, No 1 (2024)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v23i1.33892

Abstract

Research Originality: Indonesia, the fourth-most populous country after India, China, and the USA, has the largest Muslim population in the world, with a population of 231 million Muslims, or almost 13% worldwide. The number of millennial Muslim generations is around 59.415 million, or 85 percent of the total number of millennials, making it a potential market. This paper contributes to the existing behavioral intention literature by focusing on the integration of Acceptance and Use of Technology 2 (UTAUT2), Diffusion of Innovation (DOI) theory, and Perceived Security (PS) theory towards sharia digital services.Research Objectives: This research examines the antecedents of behavioral intention to adopt sharia digital services in ZISWAF distribution among the millennial Muslim generation in Indonesia.Research Methods: This study used a quantitative approach with the Structural Equation Modeling (SEM) analysis method and involved 350 respondents in Indonesia. By adopting the theories of Theory of Acceptance and Use of Technology 2 (UTAUT2), Diffusion of Innovation (DOI) theory, and Perceived Security (PS).Empirical Results: The study results show that performance expectancy, habit, price value, and compatibility have a positive and significant effect on behavioral intention to adopt sharia digital services in ZISWAF distribution. Furthermore, the price value variable is the strongest predictor of behavioral intention to adopt sharia digital services in ZISWAF distribution.Implications: This research has important meaning for the Indonesian government, ZISWAF institutions, and application providers because it provides valuable insight into considering accelerating ZISWAF distribution among the millennial Muslim generation.JEL Classification: Z12, L31How to Cite:Hariyanto., Ratnasari, R. T., Rusgianto, S., & Pitchay, A. A. (2024). Antecedents of Behavioral Intention to Adopt Sharia Digital Services in ZISWAF Distribution. Etikonomi, 23(1), 109 – 128. https://doi.org/10.15408/etk.v23i1.33892.