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All Journal Jurnal Ilmiah Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
Aryanti Muhtar Kusuma
Institut Agama Islam Negeri Kudus
Economics, Econometrics & Finance Social Sciences

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Analisis Tingkat Bagi Hasil Mudharabah: di Tinjau dari Rasio Return on Assets (ROA), Financial to Deposit Ratio (FDR) dan Biaya Operasional dari Pendapatan Operasional (BOPO) (Studi pada Bank Umum Syariah di Indonesia Periode 2014-2018) Bayu Tri Cahya; Rikha Zakiyah; Rukmini Rukmini; Aryanti Muhtar Kusuma
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (880.127 KB) | DOI: 10.29040/jiei.v6i2.1003

Abstract

This study aims to determine the influence of return on assets (ROA), financing to deposit ratio (FDR), and Operating Cost from Operating Income of profit sharing rate for mudharabah deposits. The population in this study is 14 islamic banks in Indonesia and the total sample used is 7 islamic banks. Determination of the sample using nonprobability sampling with technique using purposive sampling with criteria for Islamic banks that issue quarterly financial reports in full in the year 2014-2018. The method of data analysis using multiple regression analysis with SPSS version 23. The results of this study indicate that the variable ROA and BOPO partially have a positive and significant influence on profit sharing rate for mudharabah deposits. While the variable FDR have a negative on profit sharing rate for mudharabah deposits.
IS GOJEK DRIVERALREADY PROSPEROUS BY MAQASID SYARIAH? Anita Rahmawaty; Kharis Fadlullah Hana; Aryanti Muhtar Kusuma; Anggie Nurulita
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 1 (2021): JUNI 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i1.3107

Abstract

This study aims to analyze the welfare of Millenial Gojek driver in Kudus district from the perspective of maqashid sharia. This research is field research using a qualitative approach. Research data were collected through interviews, observation, and documentation. Informants in this study are Millenial Gojek drivers who operate in Kudus district and have joined as Gojek partners for at least four months. The results showed that first, Millenial Gojek drivers in Kudus district have not fully achieved maslahah welfare. This is because the needs for dharuriyat has not been fully met, namely 5 research indicators among others hifdz al-din, hifdz al-nafs, hifdz al-aql, hifdz al-nasl, dan hifdz al-mal. Second, the hajiyat needs of informants have been met, namely having a motorbike and smartphone. Third, tahsaniyat needs of the informants have not been fulfilled, namely health insurance.
Co-Authors Anggie Nurulita Anita Rahmawaty Bayu Tri Cahya Kharis Fadlullah Hana Rikha Zakiyah Rukmini Rukmini