Articles
<![CDATA[KEPUTUSAN WANITA MUSLIM MILENIAL BERWIRAUSAHA: PENGARUH KONSEP DIRI DAN LINGKUNGAN ]]>
<![CDATA[Kharis Fadlullah Hana]]>
<![CDATA[ At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 6, No 1 (2020): JUNI 2020 ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Padangsidimpuan ]]>
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DOI: 10.24952/tijaroh.v6i1.2462
<![CDATA[Technological progress in the 4.0 era was followed by an increase in the Indonesian economy in the field of entrepreneurship. This makes a lot of new business opportunities that are dominated by women. Moreover, there are suggestions from scholars that Muslim women must be able to meet their own needs so that they are not regarded as weak creatures that depend on men. Based on that, the purpose of this study was to determine the effect of self-concept and the environment on their interests and influence on millennial Muslim women's entrepreneurial decisions. This research uses a quantitative method with a post positivism approach. This research analysis technique uses the Structural Equation Model with WarpPLS 6.0 application. The concept of self and environment as exogenous variables, entrepreneurial interests and decisions as endogenous variables. Data were taken using a purposive random sample technique of 210 people. The data population is millennial Muslim women in the Pati Residency area. The results obtained that the variable self-concept has an influence on interest and entrepreneurial decisions of 0.211 with a probability 0.001 and a standard error of 0.047. Environmental variables affect the interest and entrepreneurial decisions of 0.131 with a probability of 0.003 and a standard error of 0.048. This means that the self-concept variable has a greater influence than the millennial Muslim women's environment.]]>
<![CDATA[IS GOJEK DRIVERALREADY PROSPEROUS BY MAQASID SYARIAH? ]]>
<![CDATA[Anita Rahmawaty]]>;
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[Aryanti Muhtar Kusuma]]>;
<![CDATA[Anggie Nurulita]]>
<![CDATA[ At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 1 (2021): JUNI 2021 ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Padangsidimpuan ]]>
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DOI: 10.24952/tijaroh.v7i1.3107
<![CDATA[This study aims to analyze the welfare of Millenial Gojek driver in Kudus district from the perspective of maqashid sharia. This research is field research using a qualitative approach. Research data were collected through interviews, observation, and documentation. Informants in this study are Millenial Gojek drivers who operate in Kudus district and have joined as Gojek partners for at least four months. The results showed that first, Millenial Gojek drivers in Kudus district have not fully achieved maslahah welfare. This is because the needs for dharuriyat has not been fully met, namely 5 research indicators among others hifdz al-din, hifdz al-nafs, hifdz al-aql, hifdz al-nasl, dan hifdz al-mal. Second, the hajiyat needs of informants have been met, namely having a motorbike and smartphone. Third, tahsaniyat needs of the informants have not been fulfilled, namely health insurance.]]>
<![CDATA[Pendampingan Potensi Ekonomi Desa Kalirejo Undaan Kudus Berbasis Moderasi Beragama ]]>
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[M. Ghozinul Asror]]>;
<![CDATA[Mushoffa Najih]]>;
<![CDATA[Hamzah Said Romdhoni]]>;
<![CDATA[Masfufatul Lailiyah]]>;
<![CDATA[Sufiana Noor]]>
<![CDATA[ Jurnal Pengabdian Masyarakat (abdira) Vol 2, No 1 (2022): Abdira, Januari ]]>
Publisher : <![CDATA[Universitas Pahlawan Tuanku Tambusai ]]>
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DOI: 10.31004/abdira.v2i1.106
<![CDATA[The problem of radicalism and the politicization of religion has become increasingly prevalent in recent years. Disputes between communities as a result of blaming each other between religions are an important problem to be resolved immediately. As a result, togetherness to increase regional economic potential has also stalled with a lack of tolerance between religious communities. Therefore, this service activity aims to provide assistance to the community in order to increase the economic potential of the village based on religious moderation. The method used is Participatory Action Research (PAR) by involving the community to actively participate in developing the economic potential of the Kalirejo village. Kalirejo Village was chosen as the object of service because it has economic potential in the form of a large village market, quite a lot of MSMEs and the community has 3 religions that coexist, namely Islam, Buddhism and Christianity. The results of this service are enthusiastically accepted by the community and can increase religious literacy. In addition, the economic potential of the village can be explored and documented into the book Pesona Desa Kalirejo.]]>
<![CDATA[Pengaruh Pelaksanaan Pemilu Presiden Indonesia Tahun 2019 Terhadap Return Saham JII70 di Indonesia ]]>
<![CDATA[Erika Adevia Fendiyani]]>;
<![CDATA[Dewi Zulia Kunthi]]>;
<![CDATA[Kharis Fadlullah Hana]]>
<![CDATA[ OECONOMICUS Journal of Economics Vol. 4 No. 2 (2020): (Juni) edisi 8 ]]>
Publisher : <![CDATA[Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya ]]>
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DOI: 10.15642/oje.2020.4.2.146-168
<![CDATA[Pasar modal sebagai salah satu instrumen ekonomi tidak terlepas dari pengaruh lingkungan, baik lingkungan ekonomi maupun lingkungan non-ekonomi. Peristiwa politik merupakan salah satu risiko non-ekonomi yang dapat mempengaruhi keputusan investor untuk berinvestasi di pasar modal. Tujuan artikel ini untuk mengetahui pengaruh pemilu presiden Indonesia tahun 2019 terhadap return saham ketika akan ditentukannya bakal calon presiden sebelum pelaksanaan pemilihan umum presiden, pada saat pelaksanaan, dan juga sesudah pelaksanaannya terhadap saham-saham yang terdaftar didalam indeks JII70. Populasi dalam penelitian ini adalah perusahaan yang sahamnya tercatat didalam indeks JII70. Penelitian ini menggunakan even study (studi peristiwa). Hasil penelitian menunjukkan bahwa ada reaksi investor di mana 7 hari sebelum dan 7 hari sesudah tanggal 17 April 2019 pemilu serentak. Penelitian ini menunjukkan bahwa peristiwa pemilu presiden pada tahun 2019 menunjukkan hasil yang cukup signifikan terhadap return dan harga saham dibeberapa perusahaan yang tergabung di indeks JII70. Kata Kunci: Pasar Modal, Return, Pemilu Presiden.]]>
<![CDATA[Faktor-Faktor Yang Mempengaruhi Keputusan Non Muslim Menjadi Anggota Pada KSPPS Fastabiq Khoiru Ummah Pati ]]>
<![CDATA[Kharis Fadlullah Hana]]>
<![CDATA[ MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018) ]]>
Publisher : <![CDATA[IAIN Kudus ]]>
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DOI: 10.21043/malia.v2i2.4805
<![CDATA[The purpose of this study was to find out what factors influence the decision of non-Muslims to become members of the Savings and Loans Cooperative (KSPPS) Fastabiq Khoiru Ummah Pati. Cooperatives are joint business entities that move to improve the welfare of their members based on sharia principles. The sharia cooperative is a new instrument in financial institutions in Indonesia, but its development has experienced a very significant increase. From the data of the Indonesian Central Bureau of Statistics, it was stated that there were 498 business entities in the form of sharia cooperatives spread across various provinces throughout Indonesia. This is influenced by the high interest of the community to become members of both Muslim and non-Muslim circles. The situation is interesting to note that cooperatives based on Islamic sharia principles are also in demand among non-Muslims. Innovative services, promotions and products that are in accordance with the daily needs of the community are the things that most influence their decisions.]]>
<![CDATA[Elaborasi Analisis Pembiayaan Dalam Meminimalisir Non Performing Finance (NPF) Pada Lembaga Keuangan Syariah ]]>
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[Ridwan Ridwan]]>;
<![CDATA[Enggar Arrosyad Chodlir]]>
<![CDATA[ MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance ]]>
Publisher : <![CDATA[IAIN Kudus ]]>
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DOI: 10.21043/malia.v5i2.12548
<![CDATA[Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.]]>
<![CDATA[Pandemi Covid 19: Bagaimana Kondisi Likuiditas Bank Syariah di Indonesia? ]]>
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[Muslikhatul Aini]]>;
<![CDATA[Lorena Dara Putri Karsono]]>
<![CDATA[ Al Maal: Journal of Islamic Economics and Banking Vol 4, No 1 (2022) ]]>
Publisher : <![CDATA[Prodi Perbankan Syariah FAI UMT ]]>
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DOI: 10.31000/almaal.v4i1.5840
<![CDATA[The covid-19 pandemic has affected various sectors of life, not only offecting the healt sector, but also having an impact on the world economy and the banking sector. This study was conducted to analyze the liquidity condition of Islamic banking in the midst of the covid-19 pandemic. The research method used is qualitative research using descriptive analysis. The data collection method used is literature study, in written and digital form, such as journal articles, google books, and others. The results of the study show that the level of liquidity of islamic banking in Indonesia is in the quite adequate category, meaning that it is in a safe position even during the covid-19 pandemic.]]>
<![CDATA[Edukasi fesyen muslim: Upaya meningkatkan kreativitas melalui hijab masker di tengah pandemi ]]>
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[Ajeng Rizki Miranti]]>;
<![CDATA[Uswatun Hasanah]]>
<![CDATA[ PERDIKAN (Journal of Community Engagement) Vol. 4 No. 1 (2022) ]]>
Publisher : <![CDATA[IAIN Madura ]]>
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DOI: 10.19105/pjce.v4i1.5910
<![CDATA[This Community Service activity aims to educate the public about the opportunities for hijab masks amid a pandemic. As Participatory Action Research, this community service was carried out through online seminars, online discussions, and online assistance through Whatsapp groups. This activity has been conducted in Kudus regency. The participants are the millennial community who is the potential to develop hijab masks for their economic recovery. This service provided a positive response for the community so that they are more aware of efforts to be more creative amid a pandemic. They were equipped with education from well-known hijab activists in providing understanding to create attractive fashion designs and have branding. This service recommendation can provide direct follow-up assistance through the blended method to make it more effective. (Kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan edukasi kepada masyarakat tentang peluang hijab masker di tengah pandemi. Metode PAR ini dilaksanakan melalui seminar online, diskusi online dan pendampingan online melalui Whatsapp grup. Kegiatan ini dilaksanakan di kota Kudus dengan peserta masyarakat milenial yang memiliki potensi mengembangkan hijab masker untuk pemulihan ekonomi mereka. Hasil pengabdian ini memberikan respon posisif bagi masyarkat sehingga lebih sadar akan upaya untuk lebih kreatif di tengah pandemi. Mereka dibekali edukasi dari pegiat hijab ternama untuk memberikan pemahaman untuk membuat desain fesyen yang menarik dan memiliki branding. Rekomendasi pengabdian ini dapat memberikan pendampingan lanjutan secara langsung melalui metode blended agar lebih efektif.)]]>
<![CDATA[Analisis Penerapan Sharian Compliance Pada Produk Pembiayaan Mikro BSI KUR Di Bank Syariah Indonesia ]]>
<![CDATA[Uswatun Hasanah]]>;
<![CDATA[Nurul Fitriani]]>;
<![CDATA[Kharis Fadlullah Hana]]>
<![CDATA[ BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 4 No 1 (2022): Banco: Jurnal Manajemen dan Perbankan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/banco.v4i1.2730
<![CDATA[Implementation of Sharia Compliance is an absolute requirement that must be implemented by Sharia Banking by using the fatwa of the MUI DSN as a measuring instrument for compliance with Sharia Principles. However, in practice it is not as easy as what is discussed in theory, there are still many incidents that are prone to syar'i errors. The purpose of this study was to analyze the suitability of the application of Sharia Compliance to the BSI KUR-Mikro financing product at Bank Syariah Indonesia. This study uses a qualitative descriptive method that retrieves information trhough interviews. Data collection was obtained through interviews with employees and customers of Bank Syariah Indonesia Kudus branch. The results of this study indicate that: firts, Bank Syariah Indonesia has complied with sharia principles, because all transactions and activities are based on the fatwa of DSN MUI, and are supervised by DPS. Second, BSI KUR Micro financing products are already compliant with sharia principles because, not all businesses can be financed by BSI KUR Micro, but only businesses that have the potential to be halal. These results provide recommendations for further researchers to analyze sharia compliance not only from employee and customer assessments, but also to see sharia compliance through the Sharia Supervisory Board (DPS) directly. Keywords: Sharia Compliance, Islamic Banking, BSI KUR Micro]]>
<![CDATA[Dampak Kehadiran Pabrik Bagi Pekerja Perempuan: Antara Kesejahteraan Ekonomi dan Perceraian ]]>
<![CDATA[Kharis Fadlullah Hana]]>;
<![CDATA[Aryani Oktaviyanti]]>
<![CDATA[ Equalita: Jurnal Studi Gender dan Anak Vol 5, No 1 (2023) ]]>
Publisher : <![CDATA[IAIN Syekh Nurjati Cirebon ]]>
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DOI: 10.24235/equalita.v5i1.13302
<![CDATA[Kehadiran pabrik di Jepara memberikan dampak positif bagi perempuan karena mereka mensyaratkan penerimaan 90% karyawan adalah perempuan. Dengan jumlah penghasilan yang tinggi menjadikan banyak perempuan yang bekerja disana. Namun, hal itu tidak serta merta memberikan dampak kesejahteraan secara lahir dan batin. Hasilnya dari data Pengadilan Agama menunjukkan tingkat perceraian di Jepara semakin tinggi. Sampai september tahun 2021 ini, ada 2.097 perkara yang sebagian besar adalah cerai gugat oleh istri. Hal itu diduga karena adanya ketimpangan penghasilan antara suami dan istri, perselisihan, masalah ekonomi dan adanya orang ketiga. Penelitian ini bertujuan untuk menganalisis dampak kehadiran Pabrik di Jepara dari sisi Positif dan Negatif. Adapun metode penelitian yang digunakan adalah kualitatif dengan paradigma feminisme. Data diperoleh melalui wawancara, observasi dan dokumentasi. Informan dipilih berdasarkan metode purposive sampling yaitu dari para pekerja Pabrik Perempuan di Jepara. Peneliti menganalisis data melalui reduksi dan display data menggunakan QDA Miner 4 lite. Hasilnya kehadiran pabrik pada 10 tahun ini memberikan dampak positif dalam peningkatan ekonomi keluarga. Namun memiliki dampak yang negatif dalam hal ketimpangan penghasilan antara suami istri dan waktu luang yang menimbulkan ketidakharmonisan keluarga. Rekomendasi penelitian ini, perlu adanya edukasi perkawinan yang diprogram oleh pabrik untuk menjaga keharmonisan keluarga.]]>
