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The Effect af Internet on English Learners’ Learning Behavior Syawal Syawal; Patahuddin Patahuddin; Nasrullah Nasrullah
ELT Worldwide: Journal of English Language Teaching Vol 4, No 2 (2017)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (365.228 KB) | DOI: 10.26858/eltww.v4i2.4499

Abstract

Nowadays internet becomes the most popular information’s source that people use to find information needed. However, it is very crucial that it serves advantages and disadvantages as well.  In this study, the researcher focused on verifying internet disadvantages regarding to its negative effect on leraners’ behaviour. This study was conducted at the Department of English Education, Faculty of Teachers Training and Education, Muhammadiyah University of Parepare utilizing questionnaire, involving the second and fourth semester Learners as the population.  The  samples  were  determined  based  on  simple  random  sampling  in  which  every individual in the population had an equal chance to be chosen as a sample. Findings indicated that most of the learners less creativity, internet addict, violation and plagiarism. Most of the Learners revealed that they prefer to copy data from internet than paste it to fulfill their assignment without editing. However, internet also becomes their alternative learning source better than other learning media. On the contrary, they thought library is not effective to overcome their obstacles in learning.  Lack of idea, attention and brainstorming are considered as some of the causes. Role of lecturer and the used of plagiarism checker software are recommended, as well as the use of citation and reference software. 
Perlindungan Hukum Terhadap Nasabah Deposito Dengan Bunga Di Atas Yang Diizinkan Otoritas Jasa Keuangan Syawal Syawal
Nagari Law Review Vol 2 No 1 (2018): Nagari Law Review (NALREV)
Publisher : Faculty of Law, Andalas University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/nalrev.v.2.i.1.p.107-123.2018

Abstract

The main factor for the weakness of the customers is the lack of public awareness of the rights. In order to attract more customers, some bank offer higher rate of interest above allowed by Financial Services Authority (OJK) or protected by Saving Guaranty Institution (LPS). The problem is how is the protection to customer in who involves in such agreement. The study was conducted at PT BPR Bharma Pejuang EmpatLima Tanjung Pati District of Lima Puluh Kota. The research method used is empirical juridical approach. The result of this research is that the factors influencing the determination of deposit rates higher than LPS the target of desired profit, competition among other commercial bank and Bank Overhead Cost. In order to avoid any lawsuit, the bank requires the customer to sign a declaration that fund will be kept in even though it is not guaranteed by LPS. Actually there is no legal protection for the customer since the deposit interest rate is not in accordance with the LPS provisions. Let alone the customer has signed the letter that the fund is not guaranteed by LP. It is suggested that OJK and the Deposit Insurance Agency take firm action against BPR that gives interest which are not in accordance with LPS provisions. The customers should be are more careful in saving and not just expect higher profit but ignore the possible risk. The customer should not sign a statement that his fund would not protected by LPS because it will be is detrimental for security deposited funds