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ANALISIS PERBANDINGAN PERHITUNGAN KELAYAKAN FINANSIAL KONVENSIONAL DAN SYARIAH Darkiman Ruminta
Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Vol 4, No 1 (2020): Jurnal Ecodemica: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : LPPM Universitas BSI

Bagi bank yang beroperasi dengan prinsip syariah, maka penilaian kelayakan finansial suatu proyek investasi seharusnya menggunakan pola syariah yang bebas bunga. Dengan menggunakan perhitungan analisis kelayakan finansial pola syariah seharusnya lebih memudahkan, menguntungkan dan memberi manfaat, tidak saja bagi bank syariah selaku pemberi pembiayaan tetapi juga bagi pihak pengusaha selaku penerima pembiayaanTujuan dari penelitian ini adalah menganalisis perbandingan antara perhitungan kelayakan pembiayaan versi konvensional dengan versi syariah, meliputi persamaan dan perbedaan dalam menganalisis kelayakan finansial proposal pembiayaan perkebunan kelapa sawit.Pendekatan penelitian ini menggunakan metode deskriptif dalam bentuk studi kasus dengan obyek penelitian proposal pembiayaan investasi perkebunan kelapa sawit yang diajukan PT. KSP kepada Bank Syariah Mandiri. Proposal pembiayaan tersebut selanjutnya akan diteliti kelayakan aspek finansialnya dengan menggunakan ketentuan versi konvensional dan syariah serta ketentuan-ketentuan lainnya yang berlaku di Bank Syariah Mandiri. Untuk keperluan analisis perbandingan perhitungan kelayakan finansial digunakan analisis kelayakan finansial dengan rumus perhitungan ; Break event, Payback Period, Net Present Value (NPV), Internal Rate of Return (IRR), Net Benefit/Cost Ratio dan Investible Surplus Methode (ISM). Dalam perhitungan versi syariah ini digunakan skim pembiayaan musyarakah dengan indikator perhitungan nisbah bagi hasil (profit loss sharing). Alasan menggunakan skim pembiayaan musyarakah karena skim ini cocok untuk usaha agribisnis kelapa sawit.Hasil penelitian menyatakan bahwa hasil perbandingan berupa persamaan antara perhitungan kelayakan finansial versi konvensional dengan versi syariah terletak pada rumus matematika perhitungannya, seperti rumus; Net Present Value (NPV), Internal Rate of Return (IRR),Payback Period, dan Benefit/Cost Ratio.Adapun perbedaan antara perhitungan kelayakan finansial versi konvensional dengan versi syariah terletak pada indikator perhitungan yang digunakan, yaitu tingkat bunga bank (interest) dengan nisbah bagi hasil.

Efficiency Analysis of PT Pupuk Indonesia (Persero) Using Model Data Envelopment Analysis (DEA) Darkiman Ruminta
Jurnal Administrasi Bisnis Vol. 2 No. 1 (2022): Mei 2022
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jab.v2i1.1080

Salah satu tantangan bagi PT Pupuk Indonesia (Persero) sebagai Holding Company sektor pupuk di Indonesia adalah terciptanya efisiensi perusahaan. Tujuan penelitian ini adalah menganalisis efisiensi berdasarkan biaya dan penjualan perusahaan. Metode penelitian ini adalah kuantitatif dengan menggunakan model Data Envelopment Analysis (DEA). Hasil penelitian menunjukan bahwa kondisi PT Pupuk Indonesia secara umum cukup efisien dengan nilai perhitungan efisiensi 100 persen selama tahun 2016-2020. Kondisi yang cukup bagus setelah perusahaan menjadi holding company, hal ini sebagai bukti bahwa salah satu tujuan pemerintah membuat perusahaan BUMN holding company khususnya sektor pupuk adalah agar perusahaan-perusahan pupuk lebih efisien jika disatukan dalam perusahaan induk.

Pengaruh Pengawasan Dan Disiplin Kerja Terhadap Kinerja Pegawai Pada Kantor Kementerian Agama Kota Jakarta Barat Anom Dwianto; Darkiman Ruminta
Jurnal Administrasi Bisnis Vol. 4 No. 2 (2024): November 2024
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jab.v4i2.3929

Penelitian ini dilakukan di Kantor Kementerian Agama Kota Jakarta Barat. Tujuan dari penelitian ini yaitu untuk mengetahui tingkat pengawasan dan disiplin kerja terhadap kinerja pegawai. Metode penelitian ini menggunakan kuantitatif statistik dengan populasi pegawai Kantor Kementerian Agama Kota Jakarta Barat. Data yang digunakan yaitu data primer dengan menyebar kuesioner kepada pegawai dan analisis data menggunakan uji validitas, uji reliabilitas, uji normalitas, uji multikolineritas, uji heteroskedasitisas, uji regresi linier berganda, uji t, uji F, dan uji koefisien determinasi secara parsial dan simultan. Dari hasil penelitian secara parsial untuk variabel pengawasan berpengaruh signifikan terhadap kinerja pegawai dengan nilai signifikansi 0,005 < 0,05 atau hipotesis diterima, sedangkan untuk variabel disiplin kerja berpengaruh signifikan terhadap kinerja pegawai dengan nilai signifikansi 0,000 < 0,05 atau hipotesis diterima. Secara simultan variabel pengawasan dan variabel disiplin kerja berpengaruh signifikan terhadap kinerja pegawai dengan nilai signifikansi 0,000 < 0,05 dan variabel bebas berpengaruh terhadap variabel Y sebesar 56,8%.

Pengaruh Kompensasi Dan Disiplin Kerja Terhadap Kinerja Karyawan Pada PT Giri Artha Sejahtera Jakarta Barat : The Effect of Compensation and Work Discipline on Employee Performance at PT Giri Artha Sejahtera, West Jakarta Aldian Dwi Prasetio; Darkiman Ruminta; Dudi Duta Akbar
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 1 No 4 (2025): September 2025 - November 2025
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v1i4.179

PT Giri Artha Sejahtera is a national company engaged in driving schools and has implemented competency-based training and certification for its management. This study aims to determine the effect of compensation and work discipline both partially and simultaneously on employee performance. The type of research data used is quantitative research using multiple linear regression model data analysis methods and data processed using SPSS. The sampling technique used is saturated sampling. The data sources used are primary data such as observation and distributing questionnaires. While secondary data is literature study through book and journal sources. The results of this study prove that compensation does not have a positive and significant effect partially on employee performance. The work discipline variable has a positive and significant effect partially on employee performance, and the compensation and work discipline variables have a positive and significant effect simultaneously on employee performance. Based on the results of the R-Square determination coefficient test (R2) compensation and work discipline have an effect of 62%.

Pengaruh Iklan dan Kualitas Produk terhadap Keputusan Pembelian Produk Tolak Angin Sidomuncul di Rusunawa Tambora : The Influence of Advertising and Product Quality on Purchasing Decisions for Tolak Angin Sidomuncul Products at Rusunawa Tambora Meisa Agustin; Darkiman Ruminta; Dudi Duta Akbar
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 1 (2025): Desember 2025 - Februari 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i1.261

This research has a background problem that is the tendency of rusunawa residents to generalize the benefits of Tolak Angin as a medicine that can cure various diseases. The purpose of this study is to analyze the influence of advertising and product quality on consumer purchasing decisions on Tolak Angin products in Tambora rusunawa. The data used are primary data obtained from the results of the questionnaire. This type of research uses quantitative. The population in this study is the community in Tambora rusunawa. Data collection uses Purposive Sampling samples distributed to 96 respondents. Data analysis techniques used are descriptive analysis, data quality testing, classical assumption testing, hypothesis testing and determination coefficient testing. Based on the results of this study, it shows that advertising partially has a positive and significant effect on purchasing decisions with a calculated t value of 3.060 > 1.985 and a significant value of 0.003 < 0.05. Meanwhile, partially product quality has a significant effect on purchasing decisions with a calculated t value of 6.628 > 1.985 and a significant value of 0.000 < 0.05. Likewise, simultaneously, the two independent variables, namely advertising and product quality, simultaneously have a positive and significant effect on the consumer purchasing decision variable with a calculated f value of 75,052 > 3.09 and a significant value of 0.000 < 0.05.

Pengaruh Promosi dan Harga Terhadap Keputusan Pembelian Konsumen Produk Perawatan Kulit Merek Skintific di Jakarta Barat: The Effect of Promotion and Price on Consumer Purchasing Decisions for Skintific Skin Care Products in West Jakarta Tri Mulya Wati; Darkiman Ruminta; Dudi Duta Akbar
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 1 (2025): Desember 2025 - Februari 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i1.268

This research has a background problem that is the promotion and price of Skintific brand products to consumers in West Jakarta. This skincare trend is increasing along with modern lifestyles and the influence of social media. Skintific has become a popular brand due to its aggressive marketing strategy, especially on TikTok. Although known as a premium quality product, Skintific's price is considered not commensurate with its quality when compared to local brands. The "FOMO" phenomenon makes many consumers buy because of trends, not needs. This shows that purchasing decisions are influenced by brand image and promotion, not just product quality. The sampling technique used is non-probability sampling with a purposive method, a sample size of 96 respondents. Data analysis used SPSS version 25. Researchers conducted several tests including multiple linear analysis, classical assumption tests, hypothesis tests and coefficient of determination tests. The results of the T test showed that promotion and price had a significant effect on purchasing decisions with a significance value of 0.000 <0.05 and the results of the F test showed that promotion and price had a simultaneous effect on purchasing decisions because the F count value of 48.884> f table 3.09

Pengaruh Motivasi Kerja Dan Lingkungan Kerja Terhadap Kinerja Pegawai Biro Pembangunan Dan Lingkungan Hidup Provinsi DKI Jakarta: The Influence of Work Motivation and Work Environment on the Performance of Employees of the Bureau of Development and Environment of DKI Jakarta Province Eliana Wahyuning Tyas; Darkiman Ruminta; Dudi Duta Akbar
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 2 (2026): Maret 2026 - Mei 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i2.269

This research was conducted at the DKI Jakarta Province Development and Environment Bureau which has authority over various areas of development and environmental issues. This institution is tasked with coordinating, formulating, and evaluating policies in these various areas. The purpose of this research is to determine the effect of work motivation and work environment on employee performance at the DKI Jakarta Province Development and Environment Bureau. This research method uses a quantitative approach with a survey method through questionnaire distribution. The data used are primary and data collection uses saturated samples. Data analysis techniques include validity, reliability, normality, multicollinearity, heteroscedasticity, hypothesis testing and coefficient of determination tests processed using SPSS version 25. The results of the study indicate that partially, each variable has a positive and significant influence on employee performance, namely 0.001 (Work Motivation) and 0.008 (Work Environment). Simultaneously, the combination of the two also provides a positive and significant influence, namely 0.000. Thus, it can be concluded that both individually and together, the variables of work motivation and work environment contribute to improving employee performance

Pengaruh Ketidakpastian Kerja Dan Beban Kerja Terhadap Motivasi Kerja Pegawai Suku Dinas Perpustakaan Kearsipan Jakarta Barat: The Effect of Job Uncertainty and Workload on the Work Motivation of Employees of the West Jakarta Archives Library Service Gina Hoerun Nisa; Darkiman Ruminta; Dudi Duta Akbar
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 3 (2026): Juni 2026 - Agustus 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i3.449

Abstracts - The transformation of public service systems in the digital era, which demands greater efficiency, effectiveness, and service quality, has driven the West Jakarta Sub-Department of Library and Archives as a strategic institution in building a literacy-based society to face the challenges of job uncertainty and high workload that impact employee motivation. This study employs a quantitative approach with a causal associative design to examine the effect of job uncertainty and workload on employee motivation at the West Jakarta Sub-Department of Library and Archives. Using purposive sampling, 35 respondents were selected as the sample. Data were collected through questionnaires and interviews, then analyzed using multiple linear regression with validity, reliability, classical assumption, t-test, F-test, and coefficient of determination analyses assisted by SPSS version 26. The results indicate that job uncertainty and workload have a significant effect, both partially and simultaneously, on employee motivation, with t-values of 5.373 and 4.526, an F-value of 214.600, significance level < 0.001, and an R Square value of 0.931, showing that 93.1% of the variation in employee motivation is explained by these two variables. Keywords: Job Insecurity, Workload, Work Motivation

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