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Pengaruh Perceived Ease Of Use, Usefulness, Dan Cashless Readiness Terhadap Cashless Society Mahasiswa Di Kota Batam Yusca, Elmitha; Argo Putra Prima
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 10 (2026): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i10.2081

Abstract

This study examines the effect of perceived ease of use, perceived usefulness, and cashless readiness on the adoption of a cashless society among university students. A quantitative approach was employed using a survey method with data collected from 93 student respondents. Data were analyzed using multiple linear regression. The results show that perceived ease of use, perceived usefulness, and cashless readiness have a positive and significant effect on cashless society adoption, both partially and simultaneously. Among these variables, perceived ease of use has the strongest influence. The findings indicate that the adoption of cashless payments is driven not only by system usability and perceived benefits but also by individual readiness to adopt digital payment technologies. This study contributes to the understanding of cashless society adoption by integrating perspectives from the Technology Acceptance Model and Technology Readiness concepts.
PENGARUH FINANCIAL TECHNOLOGY, TEKNOLOGI INFORMASI AKUNTANSI DAN MEDIA SOSIAL TERHADAP PENINGKATAN PENDAPATAN UMKM KOTA BATAM Mesi Yury Anti Yury Anti; Argo Putra Prima
SCIENTIA JOURNAL Vol 7 No 5 (2025): Scientia Journal
Publisher : LPPM Universitas Putera Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/scientiajournal.v7i5.10556

Abstract

The purpose of this study is to examine in depth how these three factors influence the increase in revenue of MSMEs in Batam City, both individually and collectively. This study used quantitative methods with primary data obtained from 100 MSME respondents in Batam City through questionnaires, as well as secondary data from official reports, journals, and books. Data analysis techniques included validity and reliability tests, descriptive statistical analysis, classical assumption tests (normality, multicollinearity, heteroscedasticity), multiple linear regression analysis, and hypothesis testing (t-test and F-test). The results indicate that fintech, accounting information technology, and social media, both partially and simultaneously, have a positive and significant effect on increasing MSME revenue in Batam City. This indicates that the better the utilization of these technologies, the greater the increase in MSME revenue