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ANALISIS PENYALURAN KREDIT MODAL KERJA PADA BANK UMUM DI INDONESIA Vebian Indriati; Idah Zuhroh; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 2 No. 3 (2018): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

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Abstract

This study aims to describe the development of Third Party Funds (DPK), Lending Rates (SBK), Non Performing Loan (NPL) and loan portfolio of working capital as well as to analyze the influence of Third Party Funds, Interest Rates, Non Performing Loan to lending working capital commercial banks in Indonesia in 2012-2016. Data analysis technique used is the panel data regression analyzes were then performed hypothesis testing by F test, t test, and the coefficient of determination (R²) at a significance level α = 5%. The results showed that the variables simultaneously DPK, SBK and NPL effect on working capital loans. While partially, DPK variable positive and significant impact, SBK negative and significant effect, and NPL negative and not significant to the working capital loans at commercial banks in Indonesia. The coefficient of determination (R²) is 0.7569 or 75.69%. This indicates that the variable DPK, SBK and NPL able to explain the variable lending working capital amounted to 75.69%.Keywords : Third Party Funds, Interest Rates, Non-Performing Loans, Working Capital Loans
ANALISIS PENDAPATAN INDUSTRI MEBEL DI KELURAHAN TUNJUNGSEKAR KECAMATAN LOWOKWARU KOTA MALANG Natalia Popy Kristian; Idah Zuhroh; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 1 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i1.7156

Abstract

This study aims to investigate the characterictics of furniture industry, effect of capital, wages, and long effort towards income of furniture industry in Malang. In this study, researcher uses 30 respondents of stakeholders. The data type used is a cross-section then do hypothesis testing with F-test, t-test, and the coefficient of Determination on error rate α=5%. Furthermore, in this study also analyze cost efficiency and income. The findings of this study shows that capital variable has not significant effect towards income. Whereas, other variable such as wages and long effort have significant impact on the income of furniture industry in Malang. However, simultaneosly capital, wages, and long effort have significant impact. While the value of the coefficient of determination (R2) is 0,48, this indicates the ability of capital variable, wages, and long effort in explaining the amount of income of 48%. In addition, the cost of furniture industry in Malang is quite efficient and has average income 35,7 million.
PENGARUH UPAH DAN PENDAPATAN ASLI DAERAH TERHADAP PERTUMBUHAN EKONOMI KABUPATEN / KOTA DI JAWA TIMUR TAHUN 2011-2015 Chandralecha Rahmatus Amelia; Dwi Susilowati; Sudarti Sudarti
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 2 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i2.7892

Abstract

This study aims to determine the economic growth, wages and local revenue in East Java Year 2011-2015. The type of research used in this study is to use descriptive quantitative research.The analysis tool used in this research is using regression panel data analysis method. Based on the result of regression analysis of panel data obtained t test result (partial test) showing that wage variable (X1) has positive and significant effect to Economic Growth (Y), which means if Wage is higher, then economic growth will increase, Local Revenue has a positive and significant impact on Economic Growth (Y) in East Java, which means if the Revenue of the Region increases then Economic Growth will increase. Simultaneously F statistic value 1210,824 is bigger than F table 2,42, this means Ho is rejected and H1 accepted. Based on the results of this study, it is necessary to review the existence of the impact of the existence of the influence of Local Revenue and Income (PAD) on Economic Growth in East Java Year 2011-2015 in order to increase economic growth in East Java maximally..
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENDAPATAN OJEK PANGKALAN DI LOKASI PANGKALAN OJEK TASPEN KOTA MALANG Achmad Fikri; Dwi Susilowati; Sudarti
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 2 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i2.8239

Abstract

This study aims to determine whether working hours, age, work experience partially and simultaneously have a significant effect on the level of income of conventional motorcycle taxi Ojeks at Taspen Motorcycle Base The analytical tool used is Multiple Linear Regression which aims to determine whether working hours, age, work experience partially and simultaneously have a significant effect on the level of income of conventional motorcycle taxi Ojeks at Taspen Motorcycle Base. With the results of the study stating that working hours variables have a positive and significant effect on income variables. Age variables have a negative and not significant effect on income. Variable work experience has a positive and not significant effect on income.
CORRUPTION AND POVERTY ALLEVIATION IN INDONESIA Fitri Zahrotul Jannah; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 2 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i2.8254

Abstract

Poverty is an economic problem that occurs in both developing and developed countries that have not been overcome. Percentage of poverty in Indonesia 10.12%. While the average provincial poverty rate in Indonesia is more than 50%. Therefore it is necessary to find a solution to overcome or at least reduce poverty. A growing economy is expected to reduce poverty. The requirement for sustainable economic growth is the existence of a fair system of government. This study aims to determine the effect of economic growth, the human development index, and corruption on poverty in the province of Indonesia. This research used secondary data from 2013 to 2017. The method used is panel data analysis method. The results show that the effect of economic growth on poverty is negatively insignificant, while for the variable corruption against poverty is a significant positive and for the human development index on poverty is a significant negative.
ANALSIS PEMBERDAYAAN USAHA MIKRO KECIL DAN MENENGAH MELALUI PROGRAM SATRYA EMAS DI KABUPATEN PASURUAN Yana Abimata Obira Kirtyawati; Arfida Boedirochminarni; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 3 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i3.9079

Abstract

The Gold Satrya Program is a program that aims to provide services to improve the quality of human resources and support the development of MSMEs in Pasuruan Regency. The data used are primary data through a questionnaire distributed to 63 businessmen in Purwodadi District. The services provided are permits in the form of SIUP, PIRT and TDP. Capital related to bookkeeping as one of the conditions for obtaining capital assistance, to training in the form of skills training according to the type of business. The results of the partial test state that the variables of business licensing (0,000) and skills training (0.021) have a significant effect on the empowerment variable of MSMEs in Purwodadi District. As for the capital variable, it does not have a significant effect on the empowerment variable with a significance value of 0.540.
PENGARUH JUMLAH PENDUDUK, TINGKAT KEMISKINAN DAN JUMLAH PENGGANGURAN TERHADAP INDEKS PEMBANGUNAN MANUSIA KABUPATEN/KOTA PROVINSI NUSA TENGGARA BARAT Liza Nurnaningsih; Wahyu Hidayat Riyanto; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 4 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i4.9153

Abstract

The purpose of this study was to analyze the effect of population on the district / city human development index in West Nusa Tenggara Province and to analyze the effect of poverty levels on the district / city human development index in West Nusa Tenggara Province and to analyze the effect of unemployment on the district human development index / city in West Nusa Tenggara Province. The type of research used in this study is quantitative research design case study research. The results showed that the population had a positive and significant effect on the HDI with a coefficient of 16.165. While the level of poverty and the number of unemployed negatively affect the HDI with the regression coefficients of -0.612 and -0.352. So the variable that most influences the HDI is the number of population with the regression coefficient 16,165.
DAMPAK PEMBANGUNAN JEMBATAN TERHADAP SOSIAL EKONOMI MASYARAKAT KADEMANGAN, KECAMATAN PAGELARAN, KABUPATEN MALANG fadillah umar husein; Wahyu Hidayat; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 1 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i1.9657

Abstract

Penelitian ini bertujuan untuk mengetahui dampak pembangunan jembatan lesty terhadap sosial ekonomi masyarakat Desa Kademangan. Jenis penelitian ini adalah deskriptif kualitatif, data yang di peroleh yaitu data primer, data primer di dapatkan dari hasil observasi, wawancara dan dokumentasi. teknik analisis data menggunakan analytical hierarchy process (AHP) dengan menyajikan dalam bentuk angka, grafik, dan tabel maupun narasi. Dari hasil penelitian ini hasil rata-rata indeks konsistensi 0.060 hal ini dikatakan karena di bawah 10% hasil analisi AHP lebih dominan pada dampak positif.Hasil prioritas dinilai dari analisis AHP memberikan manfaat pada kriteria sosial yang unggul terdapat pada aksesibilitas masyarakat yaitu sebesar 0,231 karena adanya pembangunan jembatan lesty memberikandampak positif bagi masyarakat Kademangan, selain itu aksesibilitas masyarakat Kademangan semakin mudah dalam melakukan kegiatan sehari-hari dan hubungan antar masyarakat semakin membaik, dampak positif dari ekonomi memberikan peluang-peluang usaha baru bagi masyarakat Kademangan dan memberikan dampak pada aktifitas penambang pasir semkain lancar karena adanya pembanguan jembatan lesty disisi lain akses semakin mudah alat tranportasi seperti truk atau mobil dapat menuju tempat penambang pasir semakin efektif dan efisien, pembangunan jembatan lesty juga berpengaruh negatif pada pendapatan masyakat yang berjualan di jembatan lesty lama, akibatnya pendapatan semakin berkurang dan memberikan dampak sosial negatif pada peningkatan kecelakaan  lalulitas karena akses jalan yang rusak.
FAKTOR-FAKTOR YANG MEMPENGARUHI PRODUKSI HOME INDUSTRI TAPE DI DESA BANJARSARI Ayu Setyawati; Dwi Susilowati; M.Sri Wahyudi
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 4 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i4.10401

Abstract

The purpose of this study is to determine the effect of the amount of capital, labor and raw materials on the production of home industry tape in Banjarsari Village, Ngajum subdistrict, Malang Regency and to determine income home industry tape in Banjarsari village. The number of samples used in this study were 64 respondents. The analysis technique used in this study is multiple linier regression. The result of data analysis showed that capital (X1) with a coefficient of 0.00039, labor (X2) with a coefficient of 5.01381 and raw materials (X3) with a coefficient of 0.00186 had a significant positive effect on the production of the home industry tape in Banjarsari Village. The average gross income of the homeowner of the tape industry is Rp 1.279.500 and the average net income is Rp 647.784 in a single production process.
PENGARUH MODAL DAN TENAGA KERJA TERHADAP PRODUKSI KOPI PROSES JENIS ROBUSTA DAMPIT Eko Imam Prastiadi; Wahu Hidayat Riyanto; Dwi Susilowati
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 4 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i4.11392

Abstract

Coffee has a superior product potential and with the existence of this farming business is quite helpful in terms of employment and reducing the unemployment rate. And efforts to increase coffee farmers' incomes are goals that must be achieved. This study aims to determine how much influence the variables that can affect the production of Robusta coffee. In this study using a questionnaire method. The sampling technique used was positive sampling with 37 farmers who were able to process coffee well. Based on the regression analysis of the Cobb-Douglas production function model that explains LnQ = LnA + αLnK + βLnL shows the variable capital (6,555) and labor (2,055) in one season has a significant effect on coffee production. Every 1% increase in land area will increase coffee production by 6.555%. Every increase of labor by 1% will cause an increase in coffee production by 2,055%. Statistical analysis shows the coefficient of determination (R2) is 0.58 and the value of the F-statistic test probability is significant at α= 5%