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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Ekonomi Jurnal Keuangan dan Perbankan Jurnal Ekonomi Modernisasi Jurnal Ilmiah Mahasiswa FEB Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Jurnal Samudra Ekonomi dan Bisnis Jurnal Aplikasi Akuntansi Journal of Enterprise and Development (JED) International Journal of Economics Development Research (IJEDR) Studi Kasus Inovasi Ekonomi Jurnal Riset Ilmu Ekonomi Jurnal Ilmu Ekonomi Mejuajua Journal of Financial Economics & Investment Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Media Ekonomi Innovative: Journal Of Social Science Research Optimum: Jurnal Ekonomi dan Pembangunan
Firdha Aksari Anindyntha
Universitas Muhammadiyah Malang
Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS FAKTOR PENGARUH PENDAPATAN BANK BERDASARKAN INTEREST INCOME DAN FEE BASED INCOME (STUDI PADA BANK PERSERO 2005-2014) Anindyntha, Firdha Aksari
Jurnal Ilmiah Mahasiswa FEB Vol 4, No 1: Semester Ganjil 2015/2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (910.214 KB)

Abstract

Bank as financial institutions perform traditional and non traditional activities. Traditional activities related to the intermediation function of banks collecting and releasing funds to people who earn income in the form of interest. While non-traditional ktivitas may include the provision of other financial services are getting returns in the form of fee-commonly referred to as non-interest income (fee-based income). Banks earned income of banks is essential to ensure the sustainability and the health of banks. Thus, this study wanted to know the factors that affect interest income and fee-based income. This study uses panel data regression and model chosen is the Fixed Effects Model (FEM). Variable LDR, deposits, and net income positive significant effect on the interest income. The only variable that was not significant NPL against interest income. Further to the variable equity and net income has a significant positive effect on fee-based income. While e- banking variables have a significant influence in a negative direction and variable assets no significant effect on fee-based income. Kata kunci: Interest Income, Fee Based Income, LDR, NPL, DPK, Asset, Equity, Net Income, E- banking  
Financial banking performance of ASEAN-5 countries in the digital era Nazaruddin Malik; Arlini Oktavia; Muhammad Sri Wahyudi Suliswanto; Firdha Aksari Anindyntha
Jurnal Keuangan dan Perbankan Vol 24, No 1 (2020): January 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (424.337 KB) | DOI: 10.26905/jkdp.v24i1.2641

Abstract

The improvement of technology and information create a digital era in all aspects of the economy, one example is in the banking sector. This study aims to find out and compare the financial performance of banking industry in Indonesia, Singapore, Malaysia, Thailand and the Philippines in the period 2012-2017. The model used in hypothesis testing using one way ANOVA parametric test. Furthermore, using the panel regression analysis and results from coefficient of determination (R2) from the regression to see the influence of digital era on ASEAN banking financial performance. The results of the study showed that the financial performance of ASEAN-5 banks differ significantly with other ASEAN countries and the average value of Indonesian banking financial performance showed better results than the other four ASEAN countries on CAR, ROA, and NIM ratios. However, on average the LDR ratio shows that Singapore, Malaysia and Thailand are better than Indonesia. There are two of five variables that have a significant effect on bank profitability, namely the implementation of digital banking and the funding variables from third parties in banks. Other variables that are not significant are completeness in information of digital banking provided by the bank, the number of internet banking users of each bank, and the amount of credit channeled by the bank. The coefficient of determination (R2) is 41%, which means the effect of using digital banking is good enough on financial performance of bank in ASEAN.JEL Classification: G21, G32 How to Cite:Malik, N., Oktavia, A., Suliswanto, M. S. W., Anindyntha, F. A. (2020). Financial banking performance of ASEAN-5 countries in the digital era. Jurnal Keuangan dan Perbankan, 24(1), 117-130.DOI: https://doi.org/10.26905/jkdp.v24i1.2641
PENGARUH PENERAPAN INKLUSI KEUANGAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Firdha Aksari Anindyntha
Jurnal Ilmu Ekonomi JIE Vol. 4 No. 1 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i1.14900

Abstract

The creation of financial system stability through the application of financial inclusion is a national development strategy to encourage economic growth. Financial inclusion consists of three indices, namely availability, access, and usage. The purpose of this research is to determine the effect of the application of financial inclusion on economic growth in Indonesia. The method in this study uses Partial Least Square (PLS) analysis because the independent variable (financial inclusion index) is a latent variable that has many indicators. The results of the analysis show that of the three financial inclusion indices, there are two indices that influence economic growth, namely availability with indicators of ATM machine availability and access with indicators of account ownership, debit cards, and e-money cards.
INOVASI KEMASAN DAN PELUASAN PEMASARAN PRODUK CINCAU HIJAU KTHR AMANAH Happy Febrina Hariyani; Firdha Aksari Anindyntha
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2021): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v4i1.227-234

Abstract

Innovation and marketing of a product are prioritized for the progress of a business. KTHR Rukun Amanah produces a product, namely a drink from processed green grass jelly which is one of the advantages with the hope of increasing people's income. However, there are problems faced by KTHR in developing processed green grass jelly products, that are the limited marketing of the product which includes unattractive product packaging and low selling prices. To increase sales and consumer interest in green grass jelly processed drinks, innovation and marketing expansion are needed. The form of innovation carried out here is the design of the brand logo for processing green grass jelly and packaging innovation in the form of bottles to make it more attractive. Furthermore, marketing expansion is carried out by providing access to sell Chao Chendol beverage products to bazaars and also stalls in the campus of the University of Muhammadiyah Malang. 
Peningkatan sadar lingkungan melalui penghematan sampah plastik Firdha Aksari Anindyntha; Dwi Susilowati; Setyo Wahyu Sulistyono
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 4, No 3 (2021): Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v4i3.10242

Abstract

Plastic waste is difficult to decompose, so it causes environmental problems. The amount of environmental pollution by plastic waste in Indonesia is due to the lack of balance between the volume of waste and its handling efforts. The increasing volume of plastic waste has an impact on the severity of waste processing in Integrated Waste Disposal Sites. The community service team in collaboration with Mulyoagung Village Head held a community service program to change people's habits from passive about waste to active through waste saving education. There are three activities in this program, namely educate the public to reduce household waste especially plastic, carry out a campaign to save plastic waste by making and installing posters or billboards in strategic places, and encourage the Mulyoagung Village apparatus to initiate the use of tumbler. The result of this activity is the high participation of the community as seen from attendance of participants and enthusiasm of participants to ask questions, installation of posters and billboards, also used of tumblers to village office every day. To make this activity can be continuity and sustainable, the community service team will do community service program in the same place with the theme of environmental problems.
Model pengentasan kemiskinan melalui peran financial inclusion di Indonesia Firdha Aksari Anindyntha; Dwi Susilowati; Eris Tri Kurniawati
Jurnal Ekonomi Modernisasi Vol. 17 No. 3 (2021): Oktober
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.424 KB) | DOI: 10.21067/jem.v17i3.5617

Abstract

The poverty rate in Indonesia is quite high compared to other Asean countries. Indonesia has a poverty rate of 9.8% higher than Thailand and Malaysia. The financial sector through financial inclusion is an alternative policy implemented by the government as an effort to relieve poverty in Indonesia. The fact in Indonesia there is still quite a lot of people who have not been able to access financial services, especially banking sector. This study aims to determine the model of poverty alleviation through the role of financial inclusion in Indonesia. The data analysis technique used PLS-SEM. The results showed that two of three financial inclusion variables, namely access and usage had a significant negative effect on poverty, which means when the role of financial inclusion in Indonesia increases can reduce the poverty in Indonesia. Access variable has a negative effect on poverty which means that increasing public access to debit card ownership, bank accounts, and e-money cards can reduce poverty in Indonesia. Usage variable has a negative effect on poverty which means the increasing use of financial services as reflected with the volume of debit transactions and credit transactions, it can reduce poverty in Indonesia.
Pengaruh Inklusi Keuangan dengan Integrasi Fintech Pada Stabilitas Keuangan di Indonesia Firdha Aksari Anindyntha; Setyo Wahyu Sulistyono
INOVASI Vol 18, No 3 (2022): Agustus
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v18i3.10954

Abstract

Perkembangan teknologi mengintervensi sektor keuangan berupa financial technology. Kehadiran fintech menjadi instrumen baru yang memicu pertumbuhan sektor keuangan sehingga dapat membantu inklusi keuangan terealisasi. Penerapan inklusi keuangan gencar dilakukan di berbagai negara sebagai upaya meningkatkan pertumbuhan di sektor keuangan dan mendukung usaha percepatan pembangunan ekonomi serta terciptanya stabilitas sistem keuangan. Bentuk penerapan inklusi keuangan dengan integrasi fintech pada layanan dan produk perbankan digambarkan dengan ATM dan kartu debit, kartu kredit, dan e-money. Tujuan penelitian ini untuk menganalisis bagaimana pengaruh integrasi fintech dalam inklusi keuangan terhadap stabilitas keuangan sebagai variabel dependen yang juga didukung oleh variabel moneter seperti tingkat suku bunga sebagai variabel independen. Metode analisis yang digunakan adalah regresi linier berganda dengan data time series dari tahun 2012– 2020. Hasil analisis regresi menunjukkan bahwa penerapan inklusi keuangan yang terintegrasi fintech ditunjukkan oleh penggunaan kartu kredit dan e-money berpengaruh signifikan terhadap stabilitas keuangan, begitu pula dengan variabel moneter suku bunga yang memiliki pengaruh signifikan terhadap stabilitas keuangan di Indonesia.
PENDAMPINGAN MANAJEMEN PETERNAKAN DAN DIGITAL MARKETING PADA PETERNAK DOMBA DI DESA SELOREJO, KABUPATEN BLITAR Setyo Wahyu Sulistyono; Firdha Aksari Anindyntha
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 5 (2024): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i5.1782-1792

Abstract

Kegiatan ekonomi di desa mengacu pada penguatan ekonomi lokal berbasis kegiatan masyarakat melalui penguatan hulu dan hilir untuk mendukung perekonomian masyarakat desa. Mitra kegiatan pengabdian adalah masyarakat peternak domba di Desa Selorejo Kabupaten Blitar. Peternak domba ini awalnya bergerak di bidang peternakan ayam petelur. Mereka beralih ke peternakan domba karena pengelolaan peternakan ayam petelur mengalami penurunan akibat dari pasokan bahan pakan nasional terganggu dan tingkat harga pakan mengalami kegagalan keseimbangan pasar, sehingga kartel pasar telur mengalami penurunan kinerja pasar. Kondisi tersebut menyebabkan banyak masyarakat di Desa Selorejo kehilangan kegiatan ekonominya, sehingga kegiatan pengabdian kepada masyarakat adalah melakukan analisis manajemen peternakan dengan pendekatan konversi kegiatan ekonomi dari ayam petelur menjadi beternak domba. Harapannya kegiatan ini dapat menjadi pilot project bagi masyarakat Desa Selorejo dalam pengelolaan peternakan domba. Bentuk pendampingan dilakukan dengan penguatan tata kelola peternakan domba mulai dari beternak, pakan ternak, peningkatan produksi, dan penguatan pemasaran melalui media digital sehingga mitra memiliki pengembangan pemasaran yang terintegrasi, terorganisir dan terarah. Dengan demikian peternak domba dapat meningkatkan produktivitas dan pendapatannya yang dapat berdampak pada kondisi ekonomi masyarakat.
PENDAMPINGAN RENCANA PENGEMBANGAN TAMAN SELOAYU UNTUK MEWUJUDKAN DESA WISATA DI DESA SELOREJO KABUPATEN BLITAR Anindyntha, Firdha Aksari; Sulistyono, Setyo Wahyu
Studi Kasus Inovasi Ekonomi Vol. 8 No. 02 (2024)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v8i02.34864

Abstract

Penguatan ekonomi desa menjadi dasar yang paling kuat dalam pembangunan masyarakat dengan mengedepankan kearifan lokal. Pengabdian ini berfokus pada penguatan ekonomi Desa Selorejo, Kabupaten Blitar, melalui pengembangan Taman Pojok Seloayu sebagai desa wisata. Pengabdian ini bertujuan untuk meningkatkan kesejahteraan masyarakat desa dengan memanfaatkan sektor pariwisata sebagai alat penggerak ekonomi yang diharapkan dapat memperbaiki penerimaan daerah, menciptakan lapangan kerja, dan meningkatkan daya saing pariwisata di tingkat desa. Adapun metode pengabdian yang dilakukan terdiri dari beberapa tahapan, diantaranya: melakukan observasi lapang untuk menilai kondisi fisik dan potensi Taman Seloayu; wawancara mendalam dengan kepala desa beserta perangkatnya untuk menggali informasi mengenai permasalahan dan kebutuhan; mengadakan forum diskusi kelompok dengan berbagai pemangku kepentingan untuk merumuskan rencana pengembangan sekaligus menyusun struktur organisasi pengelola taman; melakukan analisis kualitatif dari data yang diperoleh untuk mengidentifikasi tema dan pola terkait pengembangan taman; menyusun masterplan sebagai panduan terperinci untuk pengembangan taman; serta evaluasi. Program pengabdian masyarakat ini mencakup penyusunan struktur organisasi pengurus Taman Seloayu, pembuatan masterplan yang terperinci, dan optimalisasi pengelolaan untuk memastikan taman berfungsi secara efektif sebagai desa wisata. Melalui proses ini, diharapkan Taman Pojok Seloayu dapat berperan sebagai ikon desa wisata yang mendukung pengembangan ekonomi lokal dan meningkatkan kesejahteraan masyarakat Desa Selorejo.
Impact of macroeconomic variables and digital technology on economic growth in ASEAN-5 countries Putra, Fito Ardianto; Anindyntha, Firdha Aksari
Journal of Enterprise and Development (JED) Vol. 6 No. 2 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i2.10142

Abstract

Purpose — This research aims to examine and analyze the impact of foreign direct investment (FDI), internet users, interest rates, and inflation on economic growth in the five founding ASEAN countries: Indonesia, Malaysia, Singapore, the Philippines, and Thailand.Method — This research employs a quantitative approach using panel regression analysis to identify and measure the impact of macroeconomic variables and digital technology on economic growth in the five founding countries of ASEAN. The data, spanning the period from 2005 to 2022, is sourced from the World Bank and other relevant international databases.Result — The research results indicate that foreign direct investment (FDI), internet users, and interest rates significantly influence economic growth in ASEAN countries. Conversely, inflation has a negative but insignificant effect on economic growth in the region. These findings underscore the importance of FDI, digital technology adoption, and effective interest rate management in driving economic growth. The insignificant impact of inflation suggests that it may not play a major role in the economic growth dynamics of the ASEAN-5.Practical implications — The research has practical implications for ASEAN stakeholders. Governments can attract FDI and promote digital infrastructure to foster economic growth. Investors can target sectors that benefit from FDI and digital technology. Central banks can adjust interest rates to stimulate growth while managing inflation. Businesses can prioritize digital transformation for development. Collaboration among ASEAN states can further enhance regional growth. Aligning strategies with these findings can boost ASEAN's prosperity and competitiveness.
Co-Authors Anggraini, Radella Arlini Oktavia Dwi Susilowati Dwi Susilowati Dwi Susilowati Eris Tri Kurniawati Fauzan, Ihda Budi Gading, Ratih Laras Hafiludin, Alan Happy Febrina Hariyani Idah Zuhroh Jhoni Lumintang Karwati, Novianti Mufidah Kristianto, Andriyan Muhammad Khoirul Fuddin Muhammad Sri Wahyudi Suliswanto Nazaruddin Malik Nur Khasana, Ita Febrianti Putra, Fito Ardianto Sasmita, Anggun Dewi Setyo Wahyu Sulistyono Wahyu Sulistyono, Setyo Wahyudi Yafie, Rafly Izaz Mada