Article Per Year (5 Year)
p-Index From 2020 - 2025
0.778
P-Index
This Author published in this journals
All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL
Muhammad Arfan Harahap
UINSU
Religion Economics, Econometrics & Finance Education Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Bagaimana Utang Mendorong Terjadinya Krisis? Solusi dari Sistem Keuangan Islam Muhammad Arfan Harahap; Yochi Elanda; M. Sabri A. Majid; Marliyah Marliyah; Rita Handayani
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 3 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (958.093 KB) | DOI: 10.47467/reslaj.v4i3.905

Abstract

Interest-based debt is prohibited in Islam because of its exploitative nature. The main purpose of implementing Islamic sharia in financial activities is to eliminate injustice and inequalities in financial transactions. The main characteristic of Islamic finance is the prohibition of charging interest, also known as usury. The findings in this study that debt that was continuously extended during the crisis did not have the effect of restoring the economy to normal conditions, instead providing an impetus for a continuous crisis. Interest-based debt is a dangerous weapon to exploit and extort poor people who need venture capital. Furthermore, the high interest in using interest-based debt is exploited by the surplus capital to increase their wealth. Interest-based debt with high costs weakens the economy, although from a capital turnover perspective it looks bigger. The solution of the Islamic financial system with an interest-free loan scheme (Qardhul Hasan) is an alternative that has been proven to provide an incentive to increase welfare. Qardhul Hasan with a low cost becomes effective in increasing output, absorbing employment, and maintaining a low inflation rate without creating negative side effects in the economy. Keywords: debt, interest, crisis, qardhul hasan
Bagaimana Kepatuhan Membayar Zakat? Muhammad Arfan Harahap; Abd Latip; Iskandar Muda; Andri Soemitra; Sugianto Sugianto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (314.378 KB) | DOI: 10.47467/alkharaj.v4i1.406

Abstract

The purpose of this study is to investigate the factors that influence trust and knowledge and their impact on compliance in paying zakat, a case study on lecturers who teach in Langkat Regency. The data analysis technique used is the Structure Equation Modeling (SEM) approach based on variance (PLS) with the help of wrapPLS program analysis. This type of research is quantitative, using latent data as a predictor. The research data was obtained by using a questionnaire either in person or online. The findings in this study are the income variable has a positive and significant effect on compliance in paying zakat. Furthermore, the religiosity variable has a positive and significant effect on compliance in paying zakat
Studi Literatur Peran Lembaga Keuangan Mikro Syariah Dalam Meningkatkan Kesejahteraan Muhammad Arfan Harahap; Andri Soemitra
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 4 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.516 KB) | DOI: 10.47467/alkharaj.v4i4.889

Abstract

This study aims to investigate the contribution of Islamic microfinance institutions in an effort to promote public welfare based on a selected literature review. The findings of this study unravel the gaps in the Islamic microfinance literature regarding the existence of Islamic microfinance institutions. The research design was carried out by collecting selected literature from the Scopus database and conducting a literature study on the research data. There are 25 articles with research results that strengthen the existence of Islamic financial institutions that contribute to efforts to promote prosperity. This is a new fact that LKMS can be used as a solution to poverty alleviation with its various unique characteristics. This study also found that the State of Malaysia was in first place in the publication of articles related to LKMS and was followed by the State of Indonesia. This study recommends that future research analyzes the comparative contribution between Islamic banks and Islamic microfinance institutions. Keywords: Islamic Microfinance Institutions, Literature, Welfare
Co-Authors Abd Latip Andri Soemitra Andri Soemitra Anjur Perkasa Alam Asmawarna Sinaga Elanda, Yochi Iskandar Muda M. Sabri A. Majid Marliyah Murni Agustina Rita Handayani Sugianto Sugianto Wirdany Wirdany