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PENGARUH POLITIK DALAM PERKEMBANGAN PRAKTIK EKONOMI ISLAM DI INDONESIA Nur Kholis
Millah: Journal of Religious Studies Vol. XIII, No. 1, Agustus 2013 Politik dan Agama dalam Bingkai Multikulturalisme
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol12.iss3.art8

Abstract

The article below attempt to analize the influence of Indonesian politics to the development of islamic economics practices in Indonesia, especially situation and condition of Indonesian politics in the New Order Era and the reformation era. The article find that the influence of situation and condition of politics transformed in Indonesian political economy oriented to Islamic economic system in developing Islamic economic practice is very signifinace. Politics of the New Order Era bounded the development of Islamic economic practice. Politics of the reformation era supported the development of Islamic economic practice. It was proven by a rapid progress of Islamic economic practice in the area of Islamic banking, Islamic insurance, Islamic capital market, Sukuk, Islamic unit trust/mutual fund, Islamic microfinance institution, and Islamic public finance in the reformation era because of political condition and situation support.
FACTORS INFLUENCED PEOPLE IN CHOOSING UNIVERSITY: A LESSON FROM ISLAMIC ECONOMICS DEPARTMENT UII Nur Kholis; Meri Kartika
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol15.iss1.art3

Abstract

Praktik ekonomi Islam di Indonesia yang semakin meluas menimbulkan tantangan baru berupa penyediaan Sumber Daya Manusia (SDM) yang kompeten. Ikhtiar menjawab hal tersebut, di antaranya pendirian lembaga pendidikan ekonomi Islam. Dalam konteks itu, Universitas Islam Indonesia mendirikan prodi Ekonomi Islam tahun 2003. Prodi ini mengalami trend penurunan minat calon mahasiswa pada awal berdiri hingga 2006, terus berbalik mengalami kenaikan peminat yang sangat signifikan sejak 2007 hingga 2014. Kenaikan signifikan tersebut menarik untuk diteliti, apa faktor penentu kenaikannya. Tujuan penelitian ini untuk menganalisis faktor apa saja yang mempengaruhi calon mahasiswa memilih kuliah di Prodi ekonomi Islam FIAI UII tahun 2011-2014. Hasil penelitian secara parsial menunjukkan bahwa variable variable biaya pendidikan 25.41390, variable fasilitas pendidikan 24.48315, variable citra kampus dan nama besar UII 14.28829, variable peluang kerja 22.21724, variable dorongan orang tua dan informasi dari brosur 26.81530, berpengaruh secara signifikan terhadap minat mahasiswa memilih jurusan ekonomi Islam FIAI UII. Sedangkan secara simultan, disimpulkan 98% mahasiswa memilih kuliah di Prodi Ekonomi Islam dipengaruhi oleh variable-variable di atas dan 2% lainya dipengaruhi oleh variable yang tidak diteliti dalam penelitian ini.
POTRET PERKEMBANGAN DAN PRAKTIK KEUANGAN ISLAM DI DUNIA Nur Kholis
Millah: Journal of Religious Studies Vol. XVII, No. 1, Agustus 2017 Sistem Moral dan Keadilan Ekonomi Islam Untuk Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol17.iss1.art1

Abstract

Islamic finance has become a global phenomenon characterized by an increasing number of Islamic financial institutions and has had a positive impact on financial development in a world that promotes universal moral values; justice, honesty, and ethics. Various scientific studies have proved that Islamic finance is more resilient to the financial crisis, so it is expected that the implementation of Islamic finance will prosper in a fair and equitable. The era of globalization and the phenomenon of the development of financial economics in the world has spawned many opportunities as well as challenges, especially in efforts to develop Islamic finance. Therefore, the development of Islamic financial economy in the future, in addition to learning from the success and failure of conventional financial economy with various crises that occur, should also take advantage of new approaches that are creative and innovative. –(Keuangan Islam telah menjadi fenomena global yang ditandai dengan semakin banyaknya lembaga keuangan Islam dan memberikan dampak positif bagi perkembangan keuangan di dunia yang mengedepankan nilai-nilai moral universal; keadilan, kejujuran, dan etika. Berbagai kajian ilmiah telah membuktikan bahwa keuangan Islam lebih tahan terhadap krisis keuangan, sehi ngga diharapkan penerapan keuangan Islam akan mensejahterakan secara adil dan merata. Era globalisasi dan fenomena perkembangan ilmu ekonomi keuangan di dunia telah   melahirkan banyak peluang sekaligus tantangan, terutamanya dalam upaya pengembangan keuangan Islam. Oleh karena itu, pengembangan ekonomi keuangan Islam ke depan, selain perlu belajar dari kesuksesan dan kegagalan ekonomi keuangan konvensional dengan berbagai krisis yang terjadi, perlu juga memanfaatkan pendekatan-pendekatan baru yang kreatif dan inovatif.)-- Keywords: Islamic Finance, World Finance, and Financial Institutions. 
POTRET POLITIK EKONOMI ISLAM DI INDONESIA ERA REFORMASI Nur Kholis
Millah: Journal of Religious Studies Vol. X, No. 2, Februari 2011 Reformulasi Relasi Agama-Negara
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The artide below traces to analize the relationship between state (Indonesia) and the islamic economics in the term influence of the islamic political economy of Indonesian government to the development of Islamic economic practice in the society, especially at the reformation era. The artide find that the influence of Indonesian state with its political economy oriented to Islamic economic system in developing Islamic economic practice is very signifinace. It shows that there is a rapid progress of Islamic economic practice in the area of Islamic banking, Islamic insurance, Islamic capital market; Syariah Obligation, Islamic unit trust/mutual fund, and Islamic microfinance institution, and Islamic public finance after the state (Indonesia) support them in many ways, especially by formal regulation.
Efficiency Analysis of Takaful Companies' Performance Using Stochastic Frontier Analysis Approach: A Comparison Between Southeast Asia and The Middle East Regions Nur Kholis; Rakhmawati
Millah: Journal of Religious Studies Vol. 21, No. 3, August 2022
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol21.iss3.art12

Abstract

This study aims to measure the efficiency of Takaful companies in Southeast Asia and the Middle East region. The efficiency level of Takaful companies in Southeast Asia and the Middle East region was examined from 2016 to 2020. The sample consisted of 23 companies in Indonesia, 14 in Malaysia, three in UEA, and 31 in Saudi Arabia. The efficiency value of Islamic insurance companies was calculated using the Stochastic Frontier Analysis (SFA) method, afterward, the Mann-Whitney test was performed. The results showed that the efficiency median value of the companies in Southeast Asia was lower compared to the Middle East with respective values of 0.26 and 0.32. It was concluded from the results of the Mann-Whitney test that the differences in the median efficiency value of Islamic insurance companies in Southeast Asia and the Middle East were not significant. The novelty of this research is to provide new and significant information on the performance of Takaful Companies during 2016-2020. The results of this study have significant implications for policymakers in each of the countries examined to understand the efficiency condition of Takaful companies in the region. Furthermore, policymakers in Southeast Asia need to promote low-efficiency Takaful operators to expand their business. The lowest efficiency score for Takaful companies is in Indonesia, especially for small Takaful companies. The implication is that the Indonesian government or related agencies need to increase the popularity of Takaful companies among the public so that income and efficiency increase.
Measuring Financial Efficiency of Insurance Companies in Indonesia Using Stochastic Frontier Analysis Approach: A Comparison Between Islamic and Conventional Insurances Nur Kholis; Yunita Nur Afifah
Journal of Islamic Economics Lariba Vol. 8 No. 1 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss1.art12

Abstract

This paper aims to analyze the efficiency value and compare the efficiency ratio between sharia insurance and conventional insurance companies, both life insurance and general insurance in Indonesia, for 2018-2020. The research applies the Stochastic Frontier Analysis (SFA) method, which uses total capital and expenses as input variables, and total income as output variables. The efficiency values of Islamic and conventional insurance companies' results were compared using an independent sample t-test statistical test. The population of this research is all Islamic and conventional insurance companies listed on the website of the Financial Services Authority (OJK). The sample used is 19 sharia insurance companies (15 life insurance companies and four general insurance companies). The sample of conventional insurance is 23 companies (22 life insurance companies and one general insurance company). The results showed that the efficiency value of Islamic insurance companies (0.6549) was 0.0697 lower than conventional insurance (0.7246). It can be concluded that the efficiency of conventional insurance is better than Islamic insurance. Islamic insurance management capabilities are lower than conventional insurance companies’ management capabilities.
MOTIF HEDONISME DALAM PENAMPILAN SYAR'I Fitrah Maharaja; Nur Kholis
At-Thullab : Jurnal Mahasiswa Studi Islam Vol. 5 No. 1 (2023): Ahwal Syakhsiyah, Pendidikan Agama Islam, Ekonomi Islam
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/tullab.vol5.iss1.art5

Abstract

Tujuan penelitian ini untuk menganalisis faktor-faktor yang mempengaruhi motif perilaku hedonisme dalam berpenampilan syari. Metode penelitian yang digunakan adalah kuantitatif deskriptif dengan menggunakan data primer yang dihasilkan dari kuesioner. Sedangkan teknik analisis data yang digunakan adalah analisis regresi linear berganda dengan SPSS. Populasi penelitian ini adalah muslimah minimal berusia 17 tahun dan berdomisili di Yogyakarta. Sampel dalam penelitian ini adalah 121 muslimah. Hasil penelitian menunjukan bahwa variabel trend baru, pusat perhatian, pola konsumsi, gaya hidup, dan tempat hiburan secara partial berpengaruh terhadap pembelian busaha muslimah di Yogyakarta. Hasil uji F juga menunjukan bahwa terdapat pengaruh antara trend baru, pusat perhatian, pola konsumsi, gaya hidup, dan tempat hiburan secara simultan terhadap pembelian busaha muslimah di Yogyakarta dengan nilai F hitung sebesar 33,112 > 2,29  dengan tingkat signifikansi 0,000.  Kata Kunci: Hedonisme, Penampilan, Syar'i
THE PROSPECT OF ISLAMIC MICROFINANCE INSTITUTION IN INDONESIA Nur Kholis
Epistemé: Jurnal Pengembangan Ilmu Keislaman Vol 7 No 2 (2012)
Publisher : Sayyid Ali Rahmatullah Tulungagung State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/epis.2012.7.2.463-487

Abstract

The Islamic microfinance institution is well known as Baitul Mal Wattamwil (BMT).The purpose of establishing the BMT is to help micro and medium entrepreneurs to be able to access financing to develop their business. The BMT stimulates and supports people to establish and develop it only by having a modal of knowledge, for example philosophy, management of BMT and having short orientation that leads to the emerge of problem in the BMT. Consequently, many problems occur, such as mismatch of fund allocation, fraud of depositor fund, moral hazard that lead to the collapse of the BMT. Regarding to those problem, it needs to identify problems and challenge faced by the BMT from the aspects of supervision, operational management, resources and other related instruments. Moreover, it is also necessary to design solution of the problem as well as to arrange recommendation to the authoritative people to solve the problem.Institusi keuangan mikro Islam di Indonesia dikenal sebagai Baitul Mal Wattamwil (BMT). Tujuan dibentuknya BMT adalah untuk membantu pengusaha mikro, kecil dan menengah agar bisa mengakses pembiayaan dalam rangka mengembangkan usaha. BMT mendorong banyak pihak untuk mendirikan dan mengembangkan BMT dengan hanya berbekal ilmu baik tentang filosofi, pengelolaan BMT dan berorientasi jangka pendek yang berdampak pada BMT yang bermasalah. Akibatnya banyak persoalan muncul seperti alokasi dana yang tidak tepat, kecurangan pengelola, moral hazard dan bahkan berujung dengan kolapnya BMT tersebut. Dari hal tersebut perlu mengidentifikasi persoalan dan tantangan yang dihadapi BMT baik dari sisi regulasi, supervisi, manajemen operasional, sumber daya, maupun instrumen-instrumen yang terkait. Barulah kemudian mendesain tawaran solutif untuk menyelesaikan persoalan dan menaklukkan tantangan, sekaligus menyusun rekomendasi pada pihak-pihak berotoritas untuk memitigasi dan menyelesaikan persoalan.